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German American Bancorp Inc
NASDAQ:GABC

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German American Bancorp Inc Logo
German American Bancorp Inc
NASDAQ:GABC
Watchlist
Price: 43.62 USD 0.97%
Market Cap: $1.6B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+47%
5Y
+90%
10Y
+289%
Non Interest Income
+
3Y
+14%
5Y
+24%
10Y
+146%
Net Income
+
3Y
+38%
5Y
+81%
10Y
+274%

Income Statement
German American Bancorp Inc

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Income Statement
Currency: USD
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
32
32
32
32
32
31
30
30
29
30
31
31
32
32
32
32
33
34
35
36
37
37
38
39
39
40
41
41
41
43
44
45
46
46
47
49
52
56
60
64
65
66
66
66
66
66
67
69
70
72
74
74
75
75
75
76
78
84
89
95
99
99
99
100
101
103
107
115
123
129
139
145
148
153
153
155
158
159
162
161
169
179
189
201
203
201
197
190
186
184
185
191
212
239
266
294
Interest Income
67
65
62
61
58
56
53
51
49
48
48
48
48
48
49
50
53
56
60
64
66
69
71
72
73
72
70
68
66
65
64
64
63
63
64
64
68
73
76
80
80
79
78
77
76
75
75
76
77
78
80
80
81
81
81
82
84
91
97
103
108
108
110
111
113
117
123
134
146
155
169
177
179
181
177
174
172
171
173
170
178
188
201
219
230
241
251
257
212
220
229
291
319
354
387
420
Interest Expense
35
33
30
29
27
25
23
21
20
18
17
16
16
16
17
18
20
22
25
27
29
31
33
34
33
32
29
27
24
23
21
19
18
17
16
16
16
16
16
16
15
14
12
11
10
9
8
7
6
6
6
6
6
6
6
6
7
7
8
9
9
9
10
11
12
14
16
19
23
27
30
31
31
29
24
19
14
12
10
10
9
10
12
18
27
40
53
66
78
88
96
100
107
115
121
126
Non Interest Income
10
9
9
10
10
10
12
13
13
15
13
10
10
10
10
15
14
15
16
16
16
17
16
16
17
17
17
18
17
17
16
16
16
16
17
17
18
19
19
22
20
21
22
22
23
24
23
24
24
23
24
24
25
25
27
27
28
29
30
32
33
33
33
32
33
34
35
37
39
41
44
46
48
50
51
55
55
57
59
60
61
62
60
59
58
58
58
60
61
65
64
63
62
59
64
67
Revenue
42
N/A
41
-1%
41
+0%
42
+0%
41
0%
41
-1%
42
+3%
42
+1%
43
+1%
44
+3%
44
-1%
41
-7%
42
+3%
42
0%
42
+1%
47
+10%
47
+2%
49
+3%
51
+4%
52
+3%
53
+1%
54
+2%
54
+0%
54
+0%
56
+3%
57
+1%
58
+2%
59
+2%
59
0%
59
+1%
60
+1%
60
+1%
62
+2%
62
+1%
64
+2%
66
+3%
71
+7%
75
+7%
79
+5%
86
+8%
86
+0%
87
+1%
88
+2%
88
-1%
89
+1%
90
+2%
90
+0%
92
+2%
94
+3%
95
+1%
98
+3%
98
+0%
99
+1%
101
+1%
102
+1%
103
+1%
105
+2%
113
+8%
120
+6%
127
+6%
132
+4%
132
0%
132
+0%
132
0%
134
+2%
138
+3%
142
+3%
152
+7%
162
+7%
170
+5%
183
+8%
191
+4%
196
+3%
203
+3%
204
+1%
210
+3%
213
+2%
216
+1%
221
+2%
220
-1%
229
+4%
240
+5%
249
+4%
260
+4%
261
+0%
259
-1%
256
-1%
251
-2%
248
-1%
249
+1%
249
+0%
253
+2%
274
+8%
299
+9%
331
+11%
361
+9%
Pre-Tax Income
Loan Loss Provision
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(1)
(1)
(1)
(3)
(3)
(4)
(4)
(3)
(4)
(3)
(4)
(3)
(3)
(4)
(4)
(5)
(5)
(5)
(5)
(5)
(5)
(5)
(7)
(6)
(5)
(5)
(2)
(2)
(1)
(0)
(0)
(0)
(1)
(1)
(0)
(0)
(0)
0
0
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(3)
(2)
(2)
(1)
(4)
(5)
(10)
(15)
(17)
(18)
(11)
0
7
7
(0)
(6)
(8)
(6)
(2)
(3)
(3)
(3)
(2)
(2)
(2)
(3)
(17)
(18)
(18)
(19)
Non Interest Expense
(29)
(29)
(30)
(29)
(29)
(29)
(31)
(32)
(33)
(33)
(32)
(31)
(31)
(31)
(30)
(32)
(32)
(34)
(36)
(37)
(38)
(38)
(38)
(37)
(37)
(37)
(37)
(37)
(37)
(39)
(39)
(40)
(41)
(40)
(41)
(41)
(45)
(47)
(49)
(51)
(50)
(50)
(50)
(51)
(52)
(53)
(53)
(55)
(57)
(57)
(58)
(58)
(57)
(58)
(61)
(61)
(67)
(71)
(72)
(77)
(75)
(76)
(77)
(78)
(79)
(82)
(84)
(94)
(100)
(104)
(114)
(114)
(118)
(120)
(118)
(117)
(118)
(119)
(122)
(124)
(141)
(148)
(150)
(154)
(144)
(144)
(144)
(144)
(144)
(146)
(146)
(146)
(162)
(174)
(188)
(202)
Pre-Tax Income
12
N/A
11
-5%
11
-4%
11
+5%
11
-1%
11
-5%
11
-2%
9
-11%
9
-8%
9
+6%
10
+4%
8
-14%
9
+12%
9
+3%
10
+5%
13
+32%
13
+2%
14
+2%
14
+4%
14
-1%
13
-12%
13
+3%
13
-2%
14
+6%
16
+19%
17
+5%
18
+7%
18
+3%
18
-2%
17
-5%
17
-2%
16
-3%
17
+3%
18
+7%
18
+4%
19
+3%
21
+8%
23
+11%
25
+10%
28
+11%
30
+8%
32
+5%
33
+5%
35
+4%
35
+1%
36
+3%
36
+1%
37
+2%
38
+2%
37
-1%
39
+5%
40
+4%
42
+4%
43
+2%
42
-2%
42
0%
38
-9%
42
+10%
46
+10%
49
+7%
56
+13%
55
-1%
54
-2%
52
-3%
53
+2%
53
+0%
56
+4%
56
+1%
60
+6%
64
+8%
65
+1%
71
+10%
68
-4%
67
-2%
69
+3%
75
+9%
84
+13%
97
+15%
106
+9%
103
-3%
88
-14%
87
-1%
92
+5%
99
+8%
115
+16%
113
-2%
108
-4%
104
-4%
102
-2%
101
0%
101
0%
104
+3%
94
-9%
107
+13%
125
+17%
140
+12%
Net Income
Tax Provision
(3)
(2)
(2)
(2)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(3)
(4)
(4)
(4)
(4)
(3)
(4)
(4)
(4)
(5)
(5)
(6)
(6)
(5)
(5)
(4)
(4)
(4)
(5)
(5)
(6)
(6)
(7)
(7)
(8)
(9)
(9)
(10)
(11)
(11)
(11)
(11)
(12)
(12)
(11)
(12)
(12)
(13)
(13)
(12)
(12)
(10)
(11)
(13)
(14)
(16)
(15)
(15)
(14)
(12)
(11)
(11)
(10)
(10)
(10)
(10)
(12)
(12)
(11)
(12)
(13)
(15)
(18)
(20)
(19)
(15)
(14)
(15)
(17)
(21)
(21)
(19)
(18)
(17)
(19)
(19)
(20)
(19)
(21)
(25)
(27)
Income from Continuing Operations
9
9
9
9
9
9
9
8
8
8
8
7
8
8
8
10
10
10
10
10
9
9
9
9
11
11
12
13
13
12
12
12
13
13
14
13
15
16
18
20
21
22
23
24
24
25
25
25
26
26
27
28
29
30
30
30
28
30
33
35
40
40
39
38
41
42
45
47
50
54
54
59
57
56
57
62
69
79
86
84
74
74
77
82
94
92
89
86
84
83
82
84
75
86
100
113
Net Income (Common)
9
N/A
9
-2%
9
-1%
9
+4%
9
0%
9
-4%
9
-2%
8
-7%
8
-6%
8
+4%
8
+3%
7
-12%
8
+7%
8
+1%
8
+1%
10
+23%
10
+2%
10
+1%
10
+3%
10
0%
9
-10%
9
+2%
9
-2%
9
+4%
11
+16%
11
+4%
12
+7%
13
+5%
13
-1%
12
-3%
12
-1%
12
0%
13
+3%
13
+5%
14
+3%
13
-1%
15
+10%
16
+10%
18
+10%
20
+13%
21
+5%
22
+5%
23
+5%
24
+3%
24
+1%
25
+2%
25
+1%
25
+2%
26
+2%
26
+1%
27
+5%
28
+4%
29
+4%
30
+2%
30
+0%
30
+0%
28
-7%
30
+9%
33
+8%
35
+7%
40
+13%
40
+0%
39
-1%
41
+4%
43
+5%
44
+3%
47
+7%
47
-1%
50
+7%
54
+8%
54
+1%
59
+9%
57
-4%
56
-2%
57
+3%
62
+9%
69
+11%
79
+14%
86
+9%
84
-2%
74
-12%
74
0%
77
+4%
82
+7%
94
+14%
92
-2%
89
-3%
86
-3%
84
-2%
83
-2%
82
0%
84
+2%
75
-10%
86
+14%
100
+16%
113
+12%
EPS (Diluted)
0.51
N/A
0.5
-2%
0.5
N/A
0.52
+4%
0.52
N/A
0.54
+4%
0.53
-2%
0.49
-8%
0.46
-6%
0.48
+4%
0.49
+2%
0.44
-10%
0.47
+7%
0.48
+2%
0.49
+2%
0.59
+20%
0.61
+3%
0.61
N/A
0.63
+3%
0.62
-2%
0.56
-10%
0.57
+2%
0.55
-4%
0.57
+4%
0.66
+16%
0.69
+5%
0.74
+7%
0.77
+4%
0.77
N/A
0.75
-3%
0.74
-1%
0.74
N/A
0.76
+3%
0.79
+4%
0.82
+4%
0.8
-2%
0.78
-3%
0.85
+9%
0.94
+11%
1.07
+14%
1.12
+5%
1.17
+4%
1.23
+5%
1.27
+3%
1.28
+1%
1.31
+2%
1.32
+1%
1.32
N/A
1.3
-2%
1.33
+2%
1.38
+4%
1.43
+4%
1.49
+4%
1.52
+2%
1.52
N/A
1.51
-1%
1.33
-12%
1.32
-1%
1.43
+8%
1.57
+10%
1.74
+11%
1.74
N/A
1.71
-2%
1.77
+4%
1.87
+6%
1.92
+3%
2.05
+7%
1.99
-3%
1.99
N/A
2.15
+8%
2.04
-5%
2.29
+12%
2.12
-7%
2.09
-1%
2.15
+3%
2.34
+9%
2.62
+12%
2.98
+14%
3.24
+9%
3.17
-2%
2.5
-21%
2.49
0%
2.6
+4%
2.78
+7%
3.18
+14%
3.12
-2%
3.02
-3%
2.91
-4%
2.85
-2%
2.79
-2%
2.77
-1%
2.83
+2%
2.17
-23%
2.29
+6%
2.67
+17%
3.06
+15%

See Also

Summary
GABC intrinsic value, competitors valuation, and company profile.
DCF Valuation
GABC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
GABC stock valuation using valuation multiples.
Wall Street Estimates
GABC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
GABC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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