Grupo Financiero Galicia SA
NASDAQ:GGAL
Income Statement
Income Statement
Grupo Financiero Galicia SA
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
6 473
|
7 663
|
7 696
|
8 132
|
7 762
|
8 328
|
8 935
|
9 192
|
9 305
|
9 734
|
10 265
|
11 217
|
13 223
|
14 724
|
16 607
|
18 188
|
19 441
|
21 347
|
23 432
|
26 338
|
27 324
|
27 983
|
26 252
|
30 614
|
47 417
|
66 128
|
96 233
|
104 505
|
115 800
|
109 936
|
95 884
|
101 884
|
109 277
|
124 077
|
194 879
|
193 477
|
151 246
|
291 826
|
654 594
|
921 314
|
1 727 686
|
|
Interest Income |
11 464
|
13 606
|
14 961
|
16 117
|
16 315
|
17 223
|
18 005
|
19 041
|
20 325
|
22 758
|
25 354
|
27 758
|
30 191
|
31 098
|
31 906
|
32 988
|
34 842
|
37 931
|
42 946
|
52 920
|
65 685
|
90 414
|
116 946
|
140 534
|
177 671
|
198 218
|
221 577
|
231 489
|
252 651
|
251 263
|
254 842
|
270 912
|
290 169
|
334 213
|
534 400
|
624 912
|
715 626
|
1 154 781
|
1 449 480
|
2 161 345
|
4 754 293
|
|
Interest Expense |
4 991
|
5 942
|
7 264
|
7 984
|
8 553
|
8 896
|
9 070
|
9 849
|
11 020
|
13 023
|
15 088
|
16 541
|
16 968
|
16 374
|
15 300
|
14 800
|
15 402
|
16 584
|
19 514
|
26 582
|
38 360
|
62 431
|
90 694
|
109 920
|
130 254
|
132 091
|
125 346
|
126 986
|
136 851
|
141 327
|
158 956
|
169 025
|
180 892
|
210 134
|
339 520
|
431 435
|
564 381
|
862 955
|
1 579 416
|
2 024 562
|
3 026 607
|
|
Non Interest Income |
9 496
|
10 304
|
11 689
|
12 976
|
14 635
|
15 191
|
16 192
|
17 615
|
20 710
|
22 651
|
24 801
|
26 798
|
27 590
|
27 961
|
27 522
|
28 350
|
31 673
|
34 677
|
40 169
|
45 748
|
50 655
|
90 739
|
132 492
|
158 365
|
190 998
|
189 621
|
191 993
|
207 849
|
229 327
|
224 923
|
229 178
|
222 832
|
218 947
|
263 138
|
410 089
|
507 524
|
622 014
|
813 915
|
1 116 835
|
1 265 738
|
1 948 399
|
|
Revenue |
15 969
N/A
|
17 967
+13%
|
19 385
+8%
|
21 108
+9%
|
22 397
+6%
|
23 519
+5%
|
25 127
+7%
|
26 807
+7%
|
30 015
+12%
|
32 385
+8%
|
35 066
+8%
|
38 015
+8%
|
40 813
+7%
|
42 685
+5%
|
44 129
+3%
|
46 538
+5%
|
51 114
+10%
|
56 024
+10%
|
63 601
+14%
|
72 086
+13%
|
77 979
+8%
|
118 722
+52%
|
158 744
+34%
|
188 979
+19%
|
238 415
+26%
|
255 749
+7%
|
288 226
+13%
|
312 354
+8%
|
345 127
+10%
|
334 859
-3%
|
325 062
-3%
|
324 716
0%
|
328 224
+1%
|
387 215
+18%
|
604 968
+56%
|
701 001
+16%
|
773 259
+10%
|
1 105 741
+43%
|
1 771 429
+60%
|
2 187 052
+23%
|
3 676 084
+68%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(1 776)
|
(2 017)
|
(2 148)
|
(2 401)
|
(2 411)
|
(2 320)
|
(2 238)
|
(2 041)
|
(2 214)
|
(2 241)
|
(2 481)
|
(2 913)
|
(3 533)
|
(3 956)
|
(4 511)
|
(4 628)
|
(4 604)
|
(5 185)
|
(6 296)
|
(8 126)
|
(10 328)
|
(12 973)
|
(15 980)
|
(21 404)
|
(25 079)
|
(28 788)
|
(32 954)
|
(33 865)
|
(47 224)
|
(41 783)
|
(37 593)
|
(31 327)
|
(20 476)
|
(24 337)
|
(36 719)
|
(40 969)
|
(51 843)
|
(70 274)
|
(106 920)
|
(127 000)
|
(186 666)
|
|
Non Interest Expense |
(10 928)
|
(11 823)
|
(12 651)
|
(13 422)
|
(14 426)
|
(15 358)
|
(16 635)
|
(18 111)
|
(20 296)
|
(22 122)
|
(23 938)
|
(25 995)
|
(27 506)
|
(28 425)
|
(28 372)
|
(29 262)
|
(32 732)
|
(35 342)
|
(40 866)
|
(45 103)
|
(46 443)
|
(69 253)
|
(95 736)
|
(120 681)
|
(162 859)
|
(175 791)
|
(200 821)
|
(214 475)
|
(227 037)
|
(237 716)
|
(236 378)
|
(243 957)
|
(257 865)
|
(308 039)
|
(506 790)
|
(598 905)
|
(650 669)
|
(929 646)
|
(1 419 588)
|
(1 753 985)
|
(2 947 696)
|
|
Pre-Tax Income |
3 264
N/A
|
4 128
+26%
|
4 586
+11%
|
5 285
+15%
|
5 560
+5%
|
5 841
+5%
|
6 256
+7%
|
6 657
+6%
|
7 504
+13%
|
8 025
+7%
|
8 649
+8%
|
9 109
+5%
|
9 774
+7%
|
10 303
+5%
|
11 245
+9%
|
12 647
+12%
|
13 777
+9%
|
15 497
+12%
|
16 439
+6%
|
18 857
+15%
|
21 208
+12%
|
36 496
+72%
|
47 027
+29%
|
46 893
0%
|
50 477
+8%
|
51 169
+1%
|
54 451
+6%
|
64 014
+18%
|
70 866
+11%
|
55 360
-22%
|
51 091
-8%
|
49 433
-3%
|
49 883
+1%
|
54 839
+10%
|
61 460
+12%
|
61 127
-1%
|
70 746
+16%
|
105 821
+50%
|
244 921
+131%
|
306 067
+25%
|
541 723
+77%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(1 232)
|
(1 577)
|
(1 708)
|
(2 011)
|
(1 992)
|
(2 100)
|
(2 240)
|
(2 354)
|
(2 801)
|
(2 910)
|
(3 113)
|
(3 233)
|
(3 353)
|
(3 562)
|
(3 596)
|
(4 321)
|
(4 335)
|
(4 732)
|
(5 120)
|
(5 524)
|
(6 471)
|
(13 614)
|
(15 487)
|
(16 971)
|
(20 558)
|
(19 631)
|
(23 697)
|
(28 356)
|
(31 596)
|
(26 569)
|
(23 143)
|
(19 681)
|
(16 954)
|
(18 198)
|
(21 069)
|
(18 948)
|
(19 286)
|
(31 924)
|
(76 292)
|
(94 419)
|
(205 492)
|
|
Income from Continuing Operations |
2 032
|
2 551
|
2 878
|
3 274
|
3 568
|
3 741
|
4 016
|
4 303
|
4 703
|
5 115
|
5 536
|
5 876
|
6 421
|
6 741
|
7 649
|
8 326
|
9 442
|
10 765
|
11 319
|
13 334
|
14 737
|
22 882
|
31 540
|
29 922
|
29 920
|
31 539
|
30 755
|
35 658
|
39 270
|
28 791
|
27 948
|
29 752
|
32 929
|
36 642
|
40 392
|
42 180
|
51 460
|
73 898
|
168 628
|
211 647
|
336 231
|
|
Income to Minority Interest |
(208)
|
(195)
|
(191)
|
(192)
|
(230)
|
(276)
|
(296)
|
(327)
|
(365)
|
(387)
|
(381)
|
(385)
|
(403)
|
(458)
|
(513)
|
(589)
|
(626)
|
(609)
|
(609)
|
(535)
|
(362)
|
(208)
|
(102)
|
47
|
(153)
|
(501)
|
(528)
|
(662)
|
(512)
|
(176)
|
(139)
|
(47)
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
13
|
|
Net Income (Common) |
1 824
N/A
|
2 356
+29%
|
2 687
+14%
|
3 082
+15%
|
3 338
+8%
|
3 465
+4%
|
3 720
+7%
|
3 976
+7%
|
4 338
+9%
|
4 728
+9%
|
5 155
+9%
|
5 491
+7%
|
6 018
+10%
|
6 097
+1%
|
6 950
+14%
|
7 551
+9%
|
8 631
+14%
|
10 208
+18%
|
10 762
+5%
|
12 850
+19%
|
14 427
+12%
|
22 674
+57%
|
31 439
+39%
|
29 971
-5%
|
29 767
-1%
|
31 039
+4%
|
30 227
-3%
|
34 996
+16%
|
38 758
+11%
|
28 615
-26%
|
27 809
-3%
|
29 705
+7%
|
32 929
+11%
|
36 642
+11%
|
40 392
+10%
|
42 180
+4%
|
51 460
+22%
|
73 898
+44%
|
168 628
+128%
|
211 647
+26%
|
336 244
+59%
|
|
EPS (Diluted) |
1.46
N/A
|
1.81
+24%
|
2.06
+14%
|
2.39
+16%
|
2.57
+8%
|
2.67
+4%
|
2.87
+7%
|
3.06
+7%
|
3.34
+9%
|
3.64
+9%
|
3.97
+9%
|
4.23
+7%
|
4.63
+9%
|
4.69
+1%
|
5.28
+13%
|
5.8
+10%
|
6.47
+12%
|
7.15
+11%
|
7.54
+5%
|
9
+19%
|
10.11
+12%
|
15.89
+57%
|
21.8
+37%
|
21
-4%
|
20.86
-1%
|
21.75
+4%
|
20.96
-4%
|
24.53
+17%
|
26.86
+9%
|
19.39
-28%
|
18.65
-4%
|
20.13
+8%
|
22.33
+11%
|
24.84
+11%
|
27.39
+10%
|
28.6
+4%
|
34.9
+22%
|
50.11
+44%
|
114.35
+128%
|
143.52
+26%
|
228.01
+59%
|