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Horizon Bancorp Inc
NASDAQ:HBNC

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Horizon Bancorp Inc Logo
Horizon Bancorp Inc
NASDAQ:HBNC
Watchlist
Price: 16.71 USD -1.12%
Market Cap: $855.9m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+15%
5Y
+39%
10Y
+207%
Non Interest Income
+
3Y
-
5Y
-
10Y
-
Net Income
+
3Y
-
5Y
-
10Y
-

Income Statement
Horizon Bancorp Inc

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Income Statement
Currency: USD
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
21
21
22
23
24
24
25
24
24
24
24
25
27
27
30
31
32
32
32
32
31
32
32
33
34
35
37
37
40
42
43
45
44
44
46
48
48
48
48
48
50
52
55
58
61
65
64
61
59
59
61
63
67
68
71
75
78
81
85
86
92
98
102
112
120
126
132
135
135
143
153
161
167
169
169
166
167
167
170
176
181
192
197
200
195
188
178
176
174
173
178
189
198
208
219
229
Interest Income
40
39
40
41
42
42
43
42
41
42
41
43
45
47
53
57
61
64
66
69
71
73
74
75
76
75
73
70
70
72
72
73
70
68
68
69
68
67
65
65
66
67
70
73
75
79
78
75
72
72
74
76
80
81
85
89
92
96
101
107
112
118
121
129
139
149
159
166
172
185
199
208
215
211
206
200
196
193
194
194
199
209
219
236
254
274
292
312
326
336
347
356
360
365
367
363
Interest Expense
19
18
18
18
18
18
18
17
17
17
17
18
18
20
23
26
29
32
34
37
40
41
42
42
42
39
36
33
30
30
29
28
26
24
23
21
20
18
17
17
16
15
15
14
14
14
14
14
13
13
13
13
13
13
14
14
14
15
16
21
20
20
20
16
19
23
27
32
37
42
46
48
47
42
37
34
29
26
24
18
17
17
22
37
59
85
114
137
152
163
169
168
163
157
148
133
Non Interest Income
9
9
10
10
11
12
11
11
11
10
11
11
10
10
10
10
10
9
10
10
11
12
12
12
13
14
14
14
15
16
17
18
18
18
19
20
20
19
20
20
21
23
24
27
30
30
28
26
24
24
25
26
28
28
29
28
29
31
32
36
36
35
33
33
34
35
35
34
35
37
40
43
46
47
52
60
61
66
65
58
58
55
50
48
43
41
43
12
12
12
11
3
10
10
(297)
(256)
Revenue
30
N/A
30
+1%
33
+7%
33
+3%
35
+4%
36
+4%
36
+0%
35
-2%
35
-1%
35
0%
35
-1%
36
+4%
37
+2%
38
+2%
39
+5%
41
+3%
41
+2%
42
+1%
42
-1%
42
+0%
42
+2%
43
+2%
44
+2%
45
+3%
47
+4%
49
+5%
50
+3%
51
+2%
55
+7%
58
+5%
60
+4%
63
+4%
62
-2%
62
+1%
65
+5%
68
+4%
68
+1%
68
-1%
68
+0%
68
+1%
71
+4%
75
+5%
79
+6%
86
+8%
91
+6%
95
+4%
92
-2%
87
-6%
83
-5%
83
0%
86
+4%
89
+4%
94
+6%
96
+2%
100
+5%
103
+3%
106
+3%
111
+5%
117
+5%
122
+4%
127
+5%
133
+4%
135
+2%
145
+8%
154
+6%
161
+5%
167
+4%
169
+1%
170
+1%
180
+6%
193
+7%
204
+6%
214
+5%
216
+1%
221
+2%
225
+2%
229
+2%
232
+2%
235
+1%
234
0%
240
+3%
247
+3%
247
0%
247
+0%
238
-4%
230
-3%
222
-4%
188
-15%
186
-1%
185
-1%
189
+2%
192
+1%
207
+8%
218
+5%
(78)
N/A
(27)
+65%
Pre-Tax Income
Loan Loss Provision
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(1)
(3)
(4)
(5)
(7)
(8)
(10)
(12)
(12)
(14)
(14)
(13)
(13)
(12)
(10)
(8)
(7)
(5)
(4)
(3)
(3)
(4)
(5)
(6)
(5)
(2)
0
1
(1)
(3)
(4)
(5)
(4)
(3)
(3)
(1)
(2)
(2)
(2)
(2)
(2)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(2)
(2)
(10)
(16)
(18)
(21)
(13)
(4)
(3)
2
4
2
4
2
0
(0)
(1)
(2)
(3)
(5)
(5)
(5)
(6)
(6)
(1)
(2)
Non Interest Expense
(21)
(22)
(23)
(23)
(24)
(25)
(24)
(25)
(25)
(25)
(26)
(26)
(27)
(27)
(28)
(29)
(30)
(30)
(30)
(31)
(31)
(31)
(31)
(31)
(31)
(32)
(32)
(33)
(34)
(36)
(36)
(38)
(38)
(38)
(41)
(43)
(43)
(44)
(45)
(46)
(47)
(49)
(51)
(54)
(57)
(59)
(59)
(58)
(59)
(61)
(62)
(62)
(64)
(64)
(71)
(72)
(75)
(80)
(82)
(87)
(89)
(91)
(91)
(95)
(99)
(102)
(103)
(103)
(106)
(113)
(118)
(122)
(123)
(122)
(126)
(126)
(127)
(130)
(131)
(133)
(138)
(141)
(143)
(143)
(140)
(139)
(139)
(146)
(149)
(150)
(153)
(159)
(161)
(163)
(177)
(172)
Pre-Tax Income
7
N/A
7
+2%
8
+7%
8
+10%
9
+8%
10
+8%
10
+5%
9
-10%
9
-6%
9
-1%
8
-5%
9
+15%
9
-2%
9
-1%
10
+5%
10
+4%
10
+2%
10
+2%
10
-2%
10
+1%
11
+5%
11
+1%
11
+4%
11
-4%
12
+8%
13
+7%
11
-14%
11
0%
11
+0%
10
-9%
11
+16%
11
-2%
10
-10%
11
+5%
12
+14%
13
+11%
15
+11%
16
+7%
16
+2%
17
+5%
20
+18%
23
+15%
25
+9%
28
+11%
29
+3%
30
+3%
29
-1%
27
-8%
24
-12%
23
-5%
23
+1%
24
+6%
27
+12%
27
-1%
26
-4%
28
+7%
28
+0%
30
+9%
34
+12%
33
-4%
37
+12%
40
+10%
42
+4%
48
+15%
52
+8%
56
+8%
61
+9%
64
+4%
61
-4%
64
+5%
73
+14%
80
+9%
80
+0%
77
-4%
77
+0%
78
+2%
89
+14%
98
+10%
101
+3%
102
+2%
106
+3%
109
+3%
107
-1%
106
-2%
99
-7%
90
-9%
82
-9%
39
-52%
34
-12%
30
-13%
30
+2%
27
-10%
40
+47%
49
+21%
(256)
N/A
(201)
+21%
Net Income
Tax Provision
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(2)
(2)
(2)
(3)
(2)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(3)
(3)
(4)
(4)
(4)
(5)
(7)
(7)
(8)
(9)
(9)
(8)
(7)
(6)
(5)
(6)
(6)
(7)
(7)
(7)
(7)
(7)
(8)
(9)
(9)
(10)
(11)
(11)
(12)
(12)
(11)
(11)
(10)
(10)
(11)
(12)
(13)
(13)
(11)
(12)
(10)
(12)
(14)
(13)
(15)
(15)
(16)
(14)
(12)
(11)
(8)
(7)
(11)
(10)
(11)
(9)
8
5
3
67
51
Income from Continuing Operations
4
5
5
6
6
7
7
7
6
6
6
7
7
7
7
7
7
7
7
8
8
8
8
8
9
10
9
9
9
8
9
9
8
9
10
11
11
12
12
13
15
16
18
20
20
21
21
20
18
17
17
18
20
20
19
21
21
22
24
24
27
29
31
36
40
45
50
53
51
54
61
67
67
65
65
69
77
85
88
87
90
93
94
93
88
82
74
28
24
19
21
35
45
52
(188)
(150)
Net Income (Common)
4
N/A
5
+6%
5
+9%
6
+11%
6
+11%
7
+8%
7
+8%
7
-9%
6
-2%
6
+0%
6
-4%
7
+13%
7
-3%
7
-2%
7
+4%
7
+3%
7
+2%
7
+2%
7
-1%
8
+2%
8
+5%
8
+2%
8
+4%
8
-3%
9
+9%
10
+11%
9
-10%
9
+0%
9
-2%
7
-15%
8
+9%
8
-5%
7
-11%
7
+7%
8
+13%
9
+9%
10
+12%
11
+7%
11
-2%
12
+9%
13
+17%
15
+15%
18
+13%
19
+9%
20
+4%
21
+4%
20
0%
20
-5%
18
-9%
17
-5%
17
+1%
18
+5%
20
+11%
20
0%
19
-3%
20
+6%
20
+0%
22
+8%
24
+11%
24
-2%
27
+12%
29
+10%
31
+5%
33
+7%
38
+14%
43
+13%
48
+11%
53
+11%
51
-4%
54
+5%
61
+14%
67
+9%
67
+1%
65
-3%
65
0%
69
+5%
77
+13%
85
+10%
88
+3%
87
-1%
90
+4%
93
+3%
94
+1%
93
0%
88
-6%
82
-7%
74
-9%
28
-62%
24
-15%
19
-19%
21
+10%
35
+68%
45
+28%
52
+14%
(188)
N/A
(150)
+20%
EPS (Diluted)
0.29
N/A
0.31
+7%
0.34
+10%
0.37
+9%
0.4
+8%
0.42
+5%
0.45
+7%
0.42
-7%
0.4
-5%
0.4
N/A
0.38
-5%
0.44
+16%
0.42
-5%
0.42
N/A
0.44
+5%
0.44
N/A
0.46
+5%
0.46
N/A
0.45
-2%
0.46
+2%
0.48
+4%
0.49
+2%
0.53
+8%
0.5
-6%
0.53
+6%
0.59
+11%
0.53
-10%
0.54
+2%
0.53
-2%
0.45
-15%
0.49
+9%
0.47
-4%
0.41
-13%
0.44
+7%
0.49
+11%
0.54
+10%
0.6
+11%
0.63
+5%
0.62
-2%
0.67
+8%
0.78
+16%
0.9
+15%
0.88
-2%
1.02
+16%
0.97
-5%
1.03
+6%
1.02
-1%
0.96
-6%
0.91
-5%
0.71
-22%
0.81
+14%
0.84
+4%
0.96
+14%
0.91
-5%
0.71
-22%
0.84
+18%
0.75
-11%
0.8
+7%
0.75
-6%
0.79
+5%
0.79
N/A
0.89
+13%
0.93
+4%
0.95
+2%
0.98
+3%
1.1
+12%
1.23
+12%
1.38
+12%
1.33
-4%
1.19
-11%
1.35
+13%
1.53
+13%
1.5
-2%
1.49
-1%
1.48
-1%
1.55
+5%
1.75
+13%
1.92
+10%
1.98
+3%
1.98
N/A
2.05
+4%
2.12
+3%
2.15
+1%
2.14
0%
2.02
-6%
1.88
-7%
1.7
-10%
0.64
-62%
0.54
-16%
0.43
-20%
0.48
+12%
0.8
+67%
1.03
+29%
1.18
+15%
-3.97
N/A
-3.24
+18%

See Also

Summary
HBNC intrinsic value, competitors valuation, and company profile.
DCF Valuation
HBNC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
HBNC stock valuation using valuation multiples.
Wall Street Estimates
HBNC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
HBNC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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