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Jack Henry & Associates Inc

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Jack Henry & Associates Inc Logo
Jack Henry & Associates Inc
Price: 160.79 USD +1.32% Market Closed
Updated: Dec 4, 2023

Intrinsic Value

Valuation History
Jack Henry & Associates Inc

Historical Profit
Current Valuation
Price & Value Correlation
Value CAGR
Intrinsic Value History...

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Fundamental Analysis

2024-Q1 Earnings Call
Artifical Intelligence Analysis

Solid Performance and Upbeat Guidance
Solid Performance and Upbeat Guidance

Jack Henry & Associates has demonstrated robust growth with an 8% increase in GAAP and non-GAAP revenue, signaling a promising start to fiscal 2024. Key drivers include the launch of Financial Crimes Defender and significant contract signings, with over 120 clients queued for implementation. Moreover, services and support revenue has risen 7%, with private and public cloud offerings growing by 10%. Operating margins have improved across core, payments, and complementary segments. With vigilant cost control and a focus on operational excellence, non-GAAP margin expansion is forecasted to be 30 to 35 basis points, exceeding previous estimates of 20 to 25 basis points. Anticipating stronger performance, the GAAP EPS guidance for the year has been revised to $4.98 to $5.04, an uptick from the prior $4.92 to $4.99 range.


Balance Sheet Decomposition
Jack Henry & Associates Inc

Current Assets 564m
Cash & Short-Term Investments 31.5m
Receivables 317m
Other Current Assets 215m
Non-Current Assets 2.2B
PP&E 244m
Intangibles 1.5B
Other Non-Current Assets 464m
Current Liabilities 471m
Accounts Payable 20.3m
Accrued Liabilities 158m
Other Current Liabilities 292m
Non-Current Liabilities 604m
Long-Term Debt 245m
Other Non-Current Liabilities 359m
Fundamental Scores

JKHY Profitability Score
Profitability Due Diligence

Jack Henry & Associates Inc's profitability score is 63/100. The higher the profitability score, the more profitable the company is.

Positive Free Cash Flow
Positive Gross Profit
Positive 3-Year Average ROE
Positive Operating Income

Jack Henry & Associates Inc's profitability score is 63/100. The higher the profitability score, the more profitable the company is.

JKHY Solvency Score
Solvency Due Diligence

Jack Henry & Associates Inc's solvency score is 76/100. The higher the solvency score, the more solvent the company is.

High Interest Coverage
High Altman Z-Score
Low D/E
Long-Term Solvency

Jack Henry & Associates Inc's solvency score is 76/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

JKHY Price Targets Summary
Jack Henry & Associates Inc

Wall Street analysts forecast JKHY stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for JKHY is 167.52 USD with a low forecast of 144.43 USD and a high forecast of 194.25 USD.

Price Target
144.43 USD
10% Downside
Price Target
167.52 USD
4% Upside
Price Target
194.25 USD
21% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape


JKHY Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Shareholder Return

JKHY Return Decomposition
Main factors of price return

What is price return decomposition?

JKHY Price
Jack Henry & Associates Inc

1M 1M
6M 6M
1Y 1Y
3Y 3Y
5Y 5Y
10Y 10Y
Annual Price Range
52w Low
52w High
Price Metrics
Average Annual Return 7.16%
Standard Deviation of Annual Returns 11.89%
Max Drawdown -34%
Shares Statistics
Market Capitalization 11.7B USD
Shares Outstanding 72 800 000
Percentage of Shares Shorted 5.47%


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Company Profile

Jack Henry & Associates Inc Logo
Jack Henry & Associates Inc


United States of America



Market Cap

11.7B USD

Dividend Yield



Jack Henry & Associates, Inc. engages in the provision of technology solutions and payment processing services primarily for financial services organizations. The company is headquartered in Monett, Missouri and currently employs 6,714 full-time employees. The firm operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer/member information. The Payments segment provides secure payment processing tools and services, including automated teller machine (ATM), debit, and credit card processing services; online and mobile bill pay solutions; automated clearinghouse (ACH) origination and remote deposit capture processing; and risk management products and services. The Complementary segment provides additional software and services that can be integrated with the Company's core solutions or used independently.


PO Box 807, 663 Hwy 60




6 714


Chairman & CEO
Mr. David B. Foss
Pres & COO
Mr. Gregory R. Adelson
Gen. Counsel & Sec.
Mr. Craig Keith Morgan
Sr. VP & Pres of Jack Henry Bank Solutions
Mr. Stacey E. Zengel
CFO & Treasurer
Ms. Mimi Carsley
Sr. VP, Chief Accounting Officer, Assistant Treasurer & Corp. Controller
Ms. Renee A. Swearingen
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Chief Digital & Technology Officer
Mr. Benjamin Metz
Chief Information Officer
Mr. Rob Zelinka
VP of Investor Relations
Mr. Vance Sherard C.F.A.
Sr. Mang. of Corp. Communications
Mark Folk
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See Also

Discover More
What is the Intrinsic Value of one JKHY stock?

The intrinsic value of one JKHY stock under the Base Case scenario is 134.87 USD.

Is JKHY stock undervalued or overvalued?

Compared to the current market price of 160.79 USD, Jack Henry & Associates Inc is Overvalued by 16%.