LM Funding America Inc
NASDAQ:LMFA
Income Statement
Earnings Waterfall
LM Funding America Inc
Income Statement
LM Funding America Inc
| Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
|
| Revenue |
7
N/A
|
7
-5%
|
7
+1%
|
7
0%
|
6
-8%
|
6
-9%
|
5
-15%
|
4
-11%
|
4
-11%
|
4
+1%
|
4
+12%
|
4
-1%
|
4
-2%
|
4
-6%
|
3
-15%
|
3
-9%
|
3
-7%
|
3
-8%
|
2
-10%
|
2
-14%
|
2
-15%
|
1
-17%
|
1
-13%
|
7
+436%
|
15
+122%
|
15
-1%
|
15
-1%
|
9
-41%
|
1
-93%
|
1
+22%
|
2
+123%
|
4
+151%
|
7
+63%
|
10
+47%
|
13
+29%
|
15
+19%
|
20
+30%
|
18
-11%
|
11
-38%
|
13
+22%
|
8
-44%
|
8
+12%
|
|
| Gross Profit | |||||||||||||||||||||||||||||||||||||||||||
| Cost of Revenue |
(0)
|
(0)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(4)
|
(5)
|
(7)
|
(10)
|
(11)
|
(12)
|
(16)
|
(14)
|
(9)
|
(11)
|
(7)
|
(7)
|
|
| Gross Profit |
3
N/A
|
5
+47%
|
6
+30%
|
6
-5%
|
5
-17%
|
4
-20%
|
3
-28%
|
2
-18%
|
2
-22%
|
2
-2%
|
2
+9%
|
2
+20%
|
3
+16%
|
3
-6%
|
2
-19%
|
2
-19%
|
1
-37%
|
1
-17%
|
1
-17%
|
0
-56%
|
0
-85%
|
(0)
N/A
|
(1)
-109%
|
5
N/A
|
13
+168%
|
13
-2%
|
12
-5%
|
6
-51%
|
(2)
N/A
|
(2)
-5%
|
(2)
+9%
|
(1)
+47%
|
(0)
+66%
|
0
N/A
|
2
+280%
|
3
+88%
|
4
+36%
|
4
-9%
|
2
-51%
|
2
+23%
|
1
-59%
|
2
+67%
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(4)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(4)
|
(3)
|
(5)
|
(5)
|
(4)
|
(7)
|
(10)
|
(14)
|
(17)
|
(22)
|
(20)
|
(20)
|
(18)
|
(13)
|
(15)
|
(18)
|
(19)
|
(14)
|
(18)
|
(14)
|
(14)
|
|
| Selling, General & Administrative |
(1)
|
(2)
|
(3)
|
(2)
|
(3)
|
(4)
|
(5)
|
(5)
|
(4)
|
(4)
|
(5)
|
(5)
|
(4)
|
(4)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(4)
|
(4)
|
(5)
|
(5)
|
(4)
|
(7)
|
(10)
|
(14)
|
(17)
|
(22)
|
(19)
|
(17)
|
(14)
|
(8)
|
(8)
|
(8)
|
(8)
|
(6)
|
(8)
|
(7)
|
(8)
|
|
| Depreciation & Amortization |
0
|
0
|
(0)
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(2)
|
(4)
|
(5)
|
(7)
|
(10)
|
(11)
|
(8)
|
(10)
|
(7)
|
(7)
|
|
| Other Operating Expenses |
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
|
| Operating Income |
4
N/A
|
3
-5%
|
3
+2%
|
2
-33%
|
1
-70%
|
(1)
N/A
|
(2)
-101%
|
(3)
-4%
|
(3)
-2%
|
(2)
+28%
|
(3)
-72%
|
(3)
+14%
|
(2)
+25%
|
(2)
+7%
|
(0)
+80%
|
(1)
-88%
|
(1)
-84%
|
(1)
-12%
|
(1)
+12%
|
(1)
-18%
|
(3)
-113%
|
(4)
-22%
|
(4)
-4%
|
0
N/A
|
9
+1 781%
|
9
+4%
|
5
-42%
|
(4)
N/A
|
(17)
-320%
|
(20)
-17%
|
(24)
-24%
|
(21)
+13%
|
(20)
+6%
|
(18)
+11%
|
(11)
+37%
|
(11)
-3%
|
(14)
-21%
|
(15)
-11%
|
(12)
+20%
|
(15)
-25%
|
(13)
+18%
|
(13)
0%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
1
|
4
|
1
|
(0)
|
(1)
|
7
|
10
|
5
|
0
|
(15)
|
(15)
|
(7)
|
3
|
9
|
9
|
6
|
4
|
5
|
6
|
|
| Non-Reccuring Items |
0
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(0)
|
(2)
|
(2)
|
0
|
(2)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
(1)
|
(1)
|
(4)
|
(4)
|
(4)
|
(5)
|
(2)
|
(3)
|
(4)
|
(3)
|
(2)
|
(2)
|
(1)
|
(1)
|
|
| Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
|
| Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(3)
|
(2)
|
(1)
|
(1)
|
2
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Pre-Tax Income |
3
N/A
|
2
-14%
|
2
-25%
|
1
-63%
|
(1)
N/A
|
(3)
-175%
|
(4)
-26%
|
(4)
+1%
|
(4)
-14%
|
(3)
+21%
|
(5)
-60%
|
(5)
+12%
|
(3)
+38%
|
(3)
-1%
|
(0)
+84%
|
(1)
-66%
|
(2)
-124%
|
(2)
+12%
|
(3)
-98%
|
(3)
-8%
|
(3)
+3%
|
(6)
-73%
|
(4)
+28%
|
1
N/A
|
13
+1 104%
|
10
-22%
|
5
-47%
|
(5)
N/A
|
(10)
-90%
|
(10)
+1%
|
(26)
-169%
|
(28)
-4%
|
(40)
-44%
|
(39)
+2%
|
(19)
+52%
|
(10)
+48%
|
(9)
+9%
|
(9)
-2%
|
(8)
+15%
|
(13)
-71%
|
(8)
+37%
|
(7)
+13%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
(3)
|
(3)
|
(4)
|
(4)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(2)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
|
| Income from Continuing Operations |
3
|
2
|
2
|
1
|
(0)
|
(2)
|
(2)
|
(2)
|
(3)
|
(6)
|
(9)
|
(8)
|
(7)
|
(3)
|
(0)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(6)
|
(4)
|
1
|
13
|
10
|
5
|
(6)
|
(10)
|
(11)
|
(28)
|
(29)
|
(41)
|
(39)
|
(19)
|
(10)
|
(9)
|
(9)
|
(8)
|
(13)
|
(8)
|
(7)
|
|
| Income to Minority Interest |
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(3)
|
(3)
|
(1)
|
0
|
5
|
5
|
3
|
1
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
1
N/A
|
1
-58%
|
(0)
N/A
|
(0)
-2 183%
|
(1)
-109%
|
(2)
-96%
|
(2)
-27%
|
(2)
+1%
|
(3)
-13%
|
(6)
-144%
|
(9)
-34%
|
(8)
+5%
|
(7)
+15%
|
(3)
+59%
|
(0)
+84%
|
(1)
-95%
|
(2)
-98%
|
(2)
+17%
|
(3)
-98%
|
(3)
-3%
|
(3)
+0%
|
(6)
-80%
|
(4)
+27%
|
1
N/A
|
12
+1 303%
|
10
-22%
|
5
-51%
|
(5)
N/A
|
(14)
-155%
|
(15)
-9%
|
(29)
-98%
|
(29)
+1%
|
(36)
-26%
|
(34)
+6%
|
(16)
+53%
|
(9)
+43%
|
(9)
0%
|
(11)
-22%
|
(14)
-27%
|
(20)
-38%
|
(15)
+24%
|
(13)
+16%
|
|
| EPS (Diluted) |
93.55
N/A
|
39.09
-58%
|
-1.83
N/A
|
-41.5
-2 168%
|
-86.55
-109%
|
-169.66
-96%
|
-215.45
-27%
|
-212.46
+1%
|
-239.64
-13%
|
-584.15
-144%
|
-784.27
-34%
|
-395.82
+50%
|
-335.74
+15%
|
-137.8
+59%
|
-14.3
+90%
|
-8.81
+38%
|
-17.47
-98%
|
-14.53
+17%
|
-28.89
-99%
|
-28.74
+1%
|
-23.65
+18%
|
-17.03
+28%
|
-14.96
+12%
|
0.97
N/A
|
13.96
+1 339%
|
10.74
-23%
|
3.6
-66%
|
-2.45
N/A
|
-6.23
-154%
|
-6.77
-9%
|
-13.41
-98%
|
-13.25
+1%
|
-16.51
-25%
|
-15.15
+8%
|
-6.98
+54%
|
-3.73
+47%
|
-3.51
+6%
|
-4.16
-19%
|
-5.02
-21%
|
-3.8
+24%
|
-2.88
+24%
|
-1.25
+57%
|
|