LM Funding America Inc
NASDAQ:LMFA
Income Statement
Earnings Waterfall
LM Funding America Inc
Revenue
|
13m
USD
|
Cost of Revenue
|
-11.3m
USD
|
Gross Profit
|
1.7m
USD
|
Operating Expenses
|
-12.9m
USD
|
Operating Income
|
-11.2m
USD
|
Other Expenses
|
-4.8m
USD
|
Net Income
|
-15.9m
USD
|
Income Statement
LM Funding America Inc
Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||
Revenue |
7
N/A
|
7
-5%
|
7
+1%
|
7
N/A
|
6
-8%
|
6
-9%
|
5
-15%
|
4
-11%
|
4
-11%
|
4
+1%
|
4
+12%
|
4
-1%
|
4
-2%
|
4
-6%
|
3
-15%
|
3
-9%
|
3
-7%
|
3
-8%
|
2
-9%
|
2
-14%
|
2
-16%
|
1
-17%
|
1
-13%
|
7
+437%
|
15
+122%
|
15
-1%
|
15
-1%
|
9
-41%
|
1
-93%
|
1
+23%
|
2
+120%
|
4
+151%
|
7
+63%
|
10
+47%
|
13
+29%
|
|
Gross Profit | ||||||||||||||||||||||||||||||||||||
Cost of Revenue |
(0)
|
(0)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(4)
|
(5)
|
(7)
|
(10)
|
(11)
|
|
Gross Profit |
3
N/A
|
5
+47%
|
6
+30%
|
6
-5%
|
5
-17%
|
4
-20%
|
3
-28%
|
2
-18%
|
2
-22%
|
2
-2%
|
2
+10%
|
2
+20%
|
3
+16%
|
3
-6%
|
2
-19%
|
2
-19%
|
1
-38%
|
1
-17%
|
1
-15%
|
0
-57%
|
0
-87%
|
(0)
N/A
|
(1)
-108%
|
5
N/A
|
13
+168%
|
13
-2%
|
12
-5%
|
6
-51%
|
(2)
N/A
|
(2)
-5%
|
(2)
+9%
|
(1)
+46%
|
(0)
+66%
|
0
N/A
|
2
+279%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||
Operating Expenses |
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(4)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(4)
|
(3)
|
(5)
|
(5)
|
(4)
|
(7)
|
(10)
|
(14)
|
(17)
|
(22)
|
(20)
|
(20)
|
(18)
|
(13)
|
|
Selling, General & Administrative |
(1)
|
(2)
|
(3)
|
(2)
|
(3)
|
(4)
|
(5)
|
(5)
|
(4)
|
(4)
|
(5)
|
(5)
|
(4)
|
(4)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(4)
|
(4)
|
(5)
|
(5)
|
(4)
|
(7)
|
(10)
|
(14)
|
(17)
|
(22)
|
(19)
|
(17)
|
(14)
|
(8)
|
|
Depreciation & Amortization |
0
|
0
|
(0)
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(0)
|
(1)
|
(2)
|
(4)
|
(5)
|
|
Other Operating Expenses |
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Operating Income |
4
N/A
|
3
-6%
|
3
+2%
|
2
-33%
|
1
-70%
|
(1)
N/A
|
(2)
-103%
|
(3)
-3%
|
(3)
-2%
|
(2)
+28%
|
(3)
-72%
|
(3)
+14%
|
(2)
+25%
|
(2)
+7%
|
(0)
+81%
|
(1)
-89%
|
(1)
-84%
|
(1)
-12%
|
(1)
+13%
|
(2)
-19%
|
(3)
-113%
|
(4)
-21%
|
(4)
-4%
|
0
N/A
|
9
+1 789%
|
9
+4%
|
5
-42%
|
(4)
N/A
|
(17)
-320%
|
(20)
-17%
|
(24)
-24%
|
(21)
+13%
|
(20)
+6%
|
(18)
+11%
|
(11)
+37%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||
Interest Income Expense |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
1
|
4
|
1
|
(0)
|
(1)
|
7
|
10
|
5
|
0
|
(15)
|
(15)
|
(7)
|
|
Non-Reccuring Items |
0
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(0)
|
(2)
|
(2)
|
0
|
(2)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
(1)
|
(1)
|
(4)
|
(4)
|
(4)
|
(5)
|
(2)
|
|
Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
(0)
|
|
Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(3)
|
(2)
|
(1)
|
(1)
|
2
|
|
Pre-Tax Income |
3
N/A
|
2
-14%
|
2
-25%
|
1
-63%
|
(1)
N/A
|
(3)
-175%
|
(4)
-26%
|
(4)
+1%
|
(4)
-13%
|
(3)
+21%
|
(5)
-60%
|
(5)
+12%
|
(3)
+38%
|
(3)
-1%
|
(0)
+84%
|
(1)
-66%
|
(2)
-126%
|
(2)
+12%
|
(3)
-99%
|
(3)
-8%
|
(3)
+2%
|
(6)
-73%
|
(4)
+28%
|
1
N/A
|
13
+1 105%
|
10
-22%
|
5
-47%
|
(5)
N/A
|
(10)
-90%
|
(10)
+1%
|
(26)
-169%
|
(28)
-4%
|
(40)
-44%
|
(39)
+2%
|
(19)
+52%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||
Tax Provision |
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
(3)
|
(3)
|
(4)
|
(4)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(2)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
|
Income from Continuing Operations |
3
|
2
|
2
|
1
|
(0)
|
(2)
|
(2)
|
(2)
|
(3)
|
(6)
|
(9)
|
(8)
|
(7)
|
(3)
|
(0)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(6)
|
(4)
|
1
|
13
|
10
|
5
|
(6)
|
(10)
|
(11)
|
(28)
|
(29)
|
(41)
|
(39)
|
(19)
|
|
Income to Minority Interest |
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(3)
|
(3)
|
(1)
|
0
|
5
|
5
|
3
|
|
Net Income (Common) |
1
N/A
|
1
-58%
|
(0)
N/A
|
(0)
-2 200%
|
(1)
-109%
|
(2)
-95%
|
(2)
-27%
|
(2)
+2%
|
(3)
-12%
|
(6)
-145%
|
(9)
-35%
|
(8)
+5%
|
(7)
+15%
|
(3)
+59%
|
(0)
+84%
|
(1)
-96%
|
(2)
-99%
|
(2)
+17%
|
(3)
-97%
|
(3)
-3%
|
(3)
+0%
|
(6)
-80%
|
(4)
+27%
|
1
N/A
|
12
+1 298%
|
10
-22%
|
5
-51%
|
(5)
N/A
|
(14)
-155%
|
(15)
-9%
|
(29)
-98%
|
(29)
+1%
|
(36)
-26%
|
(34)
+6%
|
(16)
+53%
|
|
EPS (Diluted) |
16.12
N/A
|
6.75
-58%
|
-0.28
N/A
|
-6.57
-2 246%
|
-13.71
-109%
|
-26.71
-95%
|
-33.85
-27%
|
-33.28
+2%
|
-37.42
-12%
|
-91.57
-145%
|
-123.28
-35%
|
-63.3
+49%
|
-53.69
+15%
|
-22.07
+59%
|
-2.34
+89%
|
-1.46
+38%
|
-2.9
-99%
|
-2.41
+17%
|
-4.76
-98%
|
-4.76
N/A
|
-3.96
+17%
|
-2.83
+29%
|
-2.5
+12%
|
0.16
N/A
|
2.32
+1 350%
|
1.79
-23%
|
0.6
-66%
|
-0.4
N/A
|
-1.04
-160%
|
-1.12
-8%
|
-2.23
-99%
|
-2.2
+1%
|
-2.77
-26%
|
-2.52
+9%
|
-6.98
-177%
|