Dashboard Tools Market News Investing Ideas Pricing About Us
Sign Up
Log in
L

Lake Shore Bancorp Inc
NASDAQ:LSBK

Watchlist Manager
Lake Shore Bancorp Inc
NASDAQ:LSBK
Watchlist
Price: 15.5 USD 0.06%
Market Cap: $121.4m
Write Note Create Alert Ask AI
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Balance Sheet

Assets
+
3Y
+7%
5Y
+9%
10Y
+57%
Liabilities
+
3Y
-2%
5Y
+1%
10Y
+51%
Equity
+
3Y
+78%
5Y
+64%
10Y
+90%

Balance Sheet Decomposition
Lake Shore Bancorp Inc

Balance Sheet
Lake Shore Bancorp Inc

Rotate your device to view
Balance Sheet
Currency: USD
Dec-2003 Dec-2004 Dec-2005 Dec-2006 Dec-2007 Dec-2008 Dec-2009 Dec-2010 Dec-2011 Dec-2012 Dec-2013 Dec-2014 Dec-2015 Dec-2016 Dec-2017 Dec-2018 Dec-2019 Dec-2020 Dec-2021 Dec-2022 Dec-2023 Dec-2024
Assets
Net Loans
187
200
206
206
219
241
259
263
275
273
277
285
297
326
365
393
471
524
517
574
556
545
Investments
102
116
109
133
124
151
149
196
197
190
171
170
144
128
118
112
98
119
132
79
113
89
PP&E Net
7
7
8
7
7
8
8
9
9
10
10
10
9
9
9
9
10
10
9
9
8
8
PP&E Gross
7
7
8
7
7
8
8
9
9
10
10
10
9
9
9
9
10
10
9
9
8
8
Accumulated Depreciation
3
3
3
4
5
5
5
6
6
7
8
8
9
10
11
11
11
12
13
13
14
15
Customer Acceptances Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Long-Term Assets
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
Other Assets
2
2
3
2
3
4
5
6
4
5
18
18
18
21
22
25
26
28
29
33
45
42
Total Assets
304
N/A
330
+9%
334
+1%
354
+6%
358
+1%
408
+14%
426
+4%
479
+13%
489
+2%
482
-1%
482
0%
488
+1%
473
-3%
489
+3%
519
+6%
546
+5%
611
+12%
686
+12%
714
+4%
700
-2%
725
+4%
686
-5%
Liabilities
Accrued Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
0
1
Short-Term Debt
12
12
11
11
19
6
7
5
7
11
12
0
0
0
0
0
0
0
0
13
0
0
Total Deposits
231
244
251
250
241
293
318
376
380
379
392
390
372
389
408
436
487
563
596
573
594
576
Other Interest Bearing Liabilities
2
2
2
3
3
3
3
3
3
3
0
0
0
0
0
0
35
30
22
25
35
10
Total Current Liabilities
12
12
11
11
19
6
7
5
7
11
12
0
0
0
0
0
1
1
1
13
0
1
Long-Term Debt
32
42
38
33
38
47
36
34
27
14
8
19
21
19
27
25
0
0
0
0
0
0
Deferred Income Tax
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
0
1
1
4
4
4
Other Liabilities
3
3
4
5
4
5
6
6
8
8
6
6
6
6
6
6
6
6
6
3
5
4
Total Liabilities
279
N/A
303
+9%
306
+1%
301
-2%
304
+1%
354
+16%
370
+5%
424
+14%
425
+0%
415
-2%
417
+0%
416
0%
400
-4%
413
+3%
441
+7%
466
+6%
528
+13%
600
+14%
626
+4%
619
-1%
639
+3%
596
-7%
Equity
Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Retained Earnings
24
26
28
30
32
33
34
37
40
43
46
48
51
54
56
59
62
66
71
75
79
83
Additional Paid In Capital
0
0
0
28
28
28
28
28
28
28
28
29
29
31
31
31
31
31
31
32
31
32
Treasury Stock
0
0
0
0
2
4
5
6
6
7
7
6
7
7
7
9
10
12
14
14
14
13
Other Equity
1
1
0
4
4
2
2
3
2
3
2
1
1
1
1
2
0
1
0
12
10
11
Total Equity
25
N/A
27
+8%
28
+4%
54
+92%
54
0%
54
+1%
55
+2%
55
0%
64
+16%
67
+5%
65
-3%
72
+10%
74
+3%
76
+3%
78
+3%
80
+2%
83
+4%
86
+4%
88
+2%
81
-8%
86
+6%
90
+4%
Total Liabilities & Equity
304
N/A
330
+9%
334
+1%
354
+6%
358
+1%
408
+14%
426
+4%
479
+13%
489
+2%
482
-1%
482
0%
488
+1%
473
-3%
489
+3%
519
+6%
546
+5%
611
+12%
686
+12%
714
+4%
700
-2%
725
+4%
686
-5%
Shares Outstanding
Common Shares Outstanding
6
6
6
9
9
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8

See Also

Summary
LSBK intrinsic value, competitors valuation, and company profile.
DCF Valuation
LSBK stock valuation using Discount Cash Flow valuation method.
Relative Valuation
LSBK stock valuation using valuation multiples.
Wall Street Estimates
LSBK price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
LSBK stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
ALPHA SPREAD
Follow us
Join more than 319,100+ value investors using Alpha Spread
Create Free Account
or see our plans & pricing

Company

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

Help

What is Intrinsic Value? Help Center Contact Us

Tools

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Stocks

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2026 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.