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National Bankshares Inc
NASDAQ:NKSH

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National Bankshares Inc
NASDAQ:NKSH
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Price: 36.71 USD 3.26% Market Closed
Market Cap: $233.8m

P/E

14.8
Current
1%
More Expensive
vs 3-y average of 14.6

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
14.8
=
Market Cap
$231.7m
/
Net Income
$15.8m

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
14.8
=
Market Cap
$231.7m
/
Net Income
$15.8m

Valuation Scenarios

National Bankshares Inc is trading above its 3-year average

If P/E returns to its 3-Year Average (14.6), the stock would be worth $36.19 (1% downside from current price).

Statistics
Positive Scenarios
1/4
Maximum Downside
-26%
Maximum Upside
+55%
Average Upside
5%
Scenario P/E Value Implied Price Upside/Downside
Current Multiple 14.8 $36.71
0%
3-Year Average 14.6 $36.19
-1%
5-Year Average 10.9 $27.09
-26%
Industry Average 13.5 $33.48
-9%
Country Average 22.9 $56.83
+55%

Forward P/E
Today’s price vs future net income

Today's Market Cap Net Income Forward P/E
$231.7m
/
Jan 2026
$15.8m
=
14.8
Current
$231.7m
/
Dec 2026
$18.3m
=
12.6
Forward

Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.

Market Distribution

Lower than 72% of companies in the United States of America
Percentile
28th
Based on 8 489 companies
28th percentile
14.8
Low
0 — 15.3
Typical Range
15.3 — 33.2
High
33.2 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 15.3
Median 22.9
70th Percentile 33.2
Max 1 826 183.3

Other Multiples

National Bankshares Inc
Glance View

Market Cap
233.8m USD
Industry
Banking

National Bankshares, Inc. is a community bank holding company. The company is headquartered in Blacksburg, Virginia and currently employs 218 full-time employees. The firm conducts its operations through its wholly owned community bank subsidiary, the National Bank of Blacksburg (the Bank or NBB). NBB offers a range of retail and commercial banking services to individuals, businesses, non-profits and local governments. The Bank focuses lending on small and mid-sized businesses and individuals. Its loan types include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity and various consumer loan products. Deposit products offered by the Bank include interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts and individual retirement accounts. The firm operates 24 branch offices throughout southwest Virginia and one loan production office in Roanoke Virginia

NKSH Intrinsic Value
36.71 USD
Fairly Valued
Intrinsic Value
Price $36.71
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