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Norwood Financial Corp
NASDAQ:NWFL

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Norwood Financial Corp
NASDAQ:NWFL
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Price: 30.875 USD 0.8%
Market Cap: $338.4m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Balance Sheet

Assets
+
3Y
+18%
5Y
+31%
10Y
+223%
Liabilities
+
3Y
+16%
5Y
+32%
10Y
+236%
Equity
+
3Y
+45%
5Y
+24%
10Y
+140%

Balance Sheet Decomposition
Norwood Financial Corp

Balance Sheet
Norwood Financial Corp

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Balance Sheet
Currency: USD
Dec-2002 Dec-2003 Dec-2004 Dec-2005 Dec-2006 Dec-2007 Dec-2008 Dec-2009 Dec-2010 Dec-2011 Dec-2012 Dec-2013 Dec-2014 Dec-2015 Dec-2016 Dec-2017 Dec-2018 Dec-2019 Dec-2020 Dec-2021 Dec-2022 Dec-2023 Dec-2024 Dec-2025
Assets
Net Loans
215
231
251
287
312
327
345
358
351
452
471
497
495
553
707
757
842
916
1 398
1 339
1 457
1 585
1 694
1 834
Investments
132
135
140
129
126
137
144
156
170
181
168
164
165
145
311
290
253
220
329
603
436
460
464
437
PP&E Net
6
6
6
5
6
6
6
5
5
8
7
7
7
7
14
14
14
14
18
17
18
18
20
23
PP&E Gross
6
6
6
5
6
6
6
5
5
8
7
7
7
7
14
14
14
14
18
17
18
18
20
0
Accumulated Depreciation
6
6
6
7
7
8
8
9
9
8
8
9
10
10
13
13
14
15
17
19
20
20
22
0
Intangible Assets
0
0
0
0
0
0
0
0
0
1
1
1
0
0
1
1
0
0
1
0
1
0
0
0
Goodwill
0
0
0
0
0
0
0
0
0
10
10
10
10
10
11
11
11
11
29
29
29
29
29
29
Customer Acceptances Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Long-Term Assets
0
0
0
0
0
0
0
0
0
0
0
5
3
4
9
5
0
0
0
0
24
21
18
15
Other Assets
8
9
9
5
4
4
5
6
7
21
17
32
36
35
59
56
63
70
94
95
92
97
103
94
Total Assets
368
N/A
388
+5%
412
+6%
434
+5%
454
+5%
481
+6%
504
+5%
530
+5%
537
+1%
669
+25%
672
+1%
711
+6%
712
+0%
751
+5%
1 111
+48%
1 133
+2%
1 185
+5%
1 231
+4%
1 852
+50%
2 069
+12%
2 047
-1%
2 201
+8%
2 317
+5%
2 425
+5%
Liabilities
Accounts Payable
2
1
1
2
3
3
2
2
2
1
1
1
1
1
1
1
2
2
2
1
3
11
13
12
Short-Term Debt
0
0
0
0
23
26
35
26
33
22
29
37
26
34
33
24
38
31
63
61
51
84
56
15
Total Deposits
292
307
319
341
358
370
360
392
394
526
524
541
560
551
925
929
947
958
1 535
1 757
1 728
1 795
1 859
2 079
Other Interest Bearing Liabilities
32
36
46
42
13
24
47
43
38
28
23
37
22
61
32
54
68
88
43
30
82
114
159
59
Total Current Liabilities
2
1
1
2
26
29
37
28
35
23
30
38
27
35
34
26
39
33
65
62
54
95
69
27
Long-Term Debt
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Liabilities
2
1
0
2
5
2
3
3
3
4
3
4
4
3
9
8
8
15
14
14
16
16
17
18
Total Liabilities
327
N/A
345
+5%
366
+6%
385
+5%
402
+4%
425
+6%
446
+5%
465
+4%
469
+1%
581
+24%
580
0%
619
+7%
613
-1%
650
+6%
1 000
+54%
1 017
+2%
1 062
+4%
1 093
+3%
1 657
+52%
1 863
+12%
1 880
+1%
2 020
+7%
2 104
+4%
2 183
+4%
Equity
Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
1
1
1
1
Retained Earnings
34
37
40
44
43
47
50
55
59
62
67
61
64
65
67
70
78
87
94
110
130
135
153
141
Additional Paid In Capital
5
5
5
6
10
10
10
10
10
25
25
35
35
35
48
47
48
50
95
96
97
98
99
127
Unrealized Security Profit/Loss
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
6
0
4
2
58
48
34
0
Treasury Stock
1
0
0
1
1
3
3
2
2
3
2
2
1
1
0
0
0
0
0
2
3
5
6
6
Other Equity
2
1
0
1
0
1
1
2
1
3
3
3
1
1
4
0
1
1
1
1
1
0
0
21
Total Equity
40
N/A
43
+7%
46
+7%
48
+5%
52
+9%
56
+7%
59
+5%
65
+10%
68
+5%
88
+30%
92
+5%
92
-1%
99
+8%
101
+2%
111
+10%
116
+4%
122
+6%
137
+12%
195
+42%
205
+5%
167
-19%
181
+8%
214
+18%
242
+13%
Total Liabilities & Equity
368
N/A
388
+5%
412
+6%
434
+5%
454
+5%
481
+6%
504
+5%
530
+5%
537
+1%
669
+25%
672
+1%
711
+6%
712
+0%
751
+5%
1 111
+48%
1 133
+2%
1 185
+5%
1 231
+4%
1 852
+50%
2 069
+12%
2 047
-1%
2 201
+8%
2 317
+5%
2 425
+5%
Shares Outstanding
Common Shares Outstanding
5
5
5
4
5
5
5
5
5
5
5
6
6
6
6
6
6
6
8
8
8
8
9
9

See Also

Summary
NWFL intrinsic value, competitors valuation, and company profile.
DCF Valuation
NWFL stock valuation using Discount Cash Flow valuation method.
Relative Valuation
NWFL stock valuation using valuation multiples.
Wall Street Estimates
NWFL price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
NWFL stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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