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Norwood Financial Corp
NASDAQ:NWFL

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Norwood Financial Corp
NASDAQ:NWFL
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Price: 29.21 USD -5.35% Market Closed
Market Cap: $318.1m

P/B

1.3
Current
9%
Cheaper
vs 3-y average of 1.5

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
1.3
=
Market Cap
$328m
/
Total Equity
$242.2m

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
1.3
=
Market Cap
$328m
/
Total Equity
$242.2m

Valuation Scenarios

Norwood Financial Corp is trading below its 3-year average

If P/B returns to its 3-Year Average (1.5), the stock would be worth $32.27 (10% upside from current price).

Statistics
Positive Scenarios
3/4
Maximum Downside
-7%
Maximum Upside
+91%
Average Upside
25%
Scenario P/B Value Implied Price Upside/Downside
Current Multiple 1.3 $29.21
0%
3-Year Average 1.5 $32.27
+10%
5-Year Average 1.4 $30.78
+5%
Industry Average 1.2 $27.05
-7%
Country Average 2.5 $55.9
+91%

Forward P/B
Today’s price vs future total equity

Not enough data available to calculate forward P/B

Peer Comparison

All Multiples
P/B
P/E
All Countries
Close

Market Distribution

Lower than 75% of companies in the United States of America
Percentile
25th
Based on 10 946 companies
25th percentile
1.3
Low
0 — 1.5
Typical Range
1.5 — 4.8
High
4.8 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 1.5
Median 2.5
70th Percentile 4.8
Max 147 580.5

Other Multiples

Norwood Financial Corp
Glance View

Market Cap
318.1m USD
Industry
Banking

Norwood Financial Corp. is a bank holding company, which offers financial services and traditional banking to individual, business and government customers. The company is headquartered in Honesdale, Pennsylvania and currently employs 263 full-time employees. The Bank is a registered bank and trust company. The Bank is an independent community bank with over 14 offices in Northeastern Pennsylvania and approximately 16 offices in Delaware, Sullivan, Ontario, Otsego and Yates Counties, New York. The Bank offers a range of personal and business credit services, trust and investment products, and real estate settlement services to the consumers, businesses, nonprofit organizations and municipalities in each of the communities that the Bank serves. The Bank primarily serves the northeastern Pennsylvania counties of Wayne, Pike, Monroe, Lackawanna and Luzerne, as well as the Susquehanna County. In addition, the Bank operates approximately 31 automated teller machines. The Bank operates a Wealth Management/Trust Department, which provides estate planning, investment management and financial planning to customers.

NWFL Intrinsic Value
50.37 USD
Undervaluation 42%
Intrinsic Value
Price $29.21
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