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Old Second Bancorp Inc banner

Old Second Bancorp Inc
NASDAQ:OSBC

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Old Second Bancorp Inc Logo
Old Second Bancorp Inc
NASDAQ:OSBC
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Price: 20.88 USD -1.88% Market Closed
Market Cap: $1.1B
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Intrinsic Value

The intrinsic value for Old Second Bancorp Inc (OSBC) under the Base Case is 26.2 USD. Compared with the current market price of 20.88 USD, the stock appears Undervalued by 20% .

Based on two methods:
DCF Value
$35.79
Multiples-Based Value
$16.61
DCF Value
$35.79
Multiples-Based Value
$16.61

DCF suggests undervaluation, while multiples suggest overvaluation.

OSBC Intrinsic Value
26.2 USD
Undervaluation 20%
Intrinsic Value
Price $20.88
Bear Case
Base Case
Bull Case
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20% below Intrinsic Value $20.96
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Intrinsic Value $26.2
Margin of Safety 20% $20.96
Current Price $20.88
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What other research platforms think about OSBC?

Let our AI compare Alpha Spread’s intrinsic value with external valuations from Simply Wall St, GuruFocus, ValueInvesting.io, Seeking Alpha, and others.

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Why is OSBC valued this way?

Let our AI break down the key assumptions behind the intrinsic value calculation for Old Second Bancorp Inc.

Explain Valuation
Alternatives to OSBC

Fundamental Analysis

Financials
Efficiency

Wall St Price Targets

Capital Returns

Competitive Landscape

Ownership

OSBC Insider Trading
Buy and sell transactions by insiders

See Also

Summary
OSBC intrinsic value, competitors valuation, and company profile.
DCF Valuation
OSBC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
OSBC stock valuation using valuation multiples.
Wall St Estimates
OSBC price targets and financial estimates made by Wall Street analysts.
Profitability
Detailed analysis of the company's profitability.
Solvency
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
OSBC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall St Estimates
Profitability
Solvency
Financials
Discount Rate
Other Old Second Bancorp Inc listings:
XBER • EUR
OSB
 F • EUR
OSB
Discover More
What is the Intrinsic Value of one OSBC stock?

The intrinsic value for Old Second Bancorp Inc (OSBC) under the Base Case is 26.2 USD.

Is OSBC stock undervalued or overvalued?

Compared with the current market price of 20.88 USD, the stock appears Undervalued by 20% .

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