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Patriot National Bancorp Inc
NASDAQ:PNBK

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Patriot National Bancorp Inc
NASDAQ:PNBK
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Price: 1.4 USD -12.5% Market Closed
Market Cap: $161m

Net Margin

-74.8%
Current
Declining
by 14.6%
vs 3-y average of -60.2%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
-74.8%
=
Net Income
$-20m
/
Revenue
$26.7m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
-74.8%
=
Net Income
$-20m
/
Revenue
$26.7m

Peer Comparison

Market Distribution

Lower than 83% of companies in the United States of America
Percentile
17th
Based on 15 072 companies
17th percentile
-74.8%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Other Profitability Ratios

Patriot National Bancorp Inc
Glance View

Market Cap
161m USD
Industry
Banking

Patriot National Bancorp, Inc. operates as a bank holding company. The company is headquartered in Stamford, Connecticut and currently employs 128 full-time employees. (the Bank), a national banking association. The Bank offers commercial real estate loans, commercial business loans, SBA loans, and a variety of consumer loans with an emphasis on serving the needs of individuals, small and medium sized businesses and professionals. The Bank's consumer and commercial deposit accounts offerings include checking, interest-bearing negotiable order of withdrawal (NOW), money market, time certificates of deposit, savings, prepaid deposit accounts, online national money market accounts, certificate of deposit account registry service (CDARS), individual retirement accounts (IRAs), and health savings accounts (HSAs). Its other services offered by the Bank include automated clearing house (ACH) transfers, lockbox, Internet banking, bill paying, remote deposit capture, debit cards, money orders, traveler’s checks and automatic teller machines (ATMs).

PNBK Intrinsic Value
0.58 USD
Overvaluation 58%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
-74.8%
=
Net Income
$-20m
/
Revenue
$26.7m
What is Patriot National Bancorp Inc's current Net Margin?

The current Net Margin for Patriot National Bancorp Inc is -74.8%, which is below its 3-year median of -60.2%.

How has Net Margin changed over time?

Over the last 3 years, Patriot National Bancorp Inc’s Net Margin has decreased from 17.9% to -74.8%. During this period, it reached a low of -166.5% on Jun 30, 2025 and a high of 17.9% on Aug 30, 2022.

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