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Penns Woods Bancorp Inc
NASDAQ:PWOD

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Penns Woods Bancorp Inc
NASDAQ:PWOD
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Price: 30 USD -1.64% Market Closed
Market Cap: $1.8B

Net Margin

30%
Current
Improving
by 3.1%
vs 3-y average of 26.9%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
30%
=
Net Income
$21.3m
/
Revenue
$71m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
30%
=
Net Income
$21.3m
/
Revenue
$71m

Peer Comparison

Country Company Market Cap Net
Margin
US
Penns Woods Bancorp Inc
NASDAQ:PWOD
1.8B USD
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US
PNC Financial Services Group Inc
NYSE:PNC
95B USD
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US
Truist Financial Corp
NYSE:TFC
70.5B USD
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US
Fifth Third Bancorp
NASDAQ:FITB
36.4B USD
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US
M&T Bank Corp
NYSE:MTB
36.2B USD
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CN
Bank of Ningbo Co Ltd
SZSE:002142
214.8B CNY
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US
Huntington Bancshares Inc
NASDAQ:HBAN
30.2B USD
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JP
Resona Holdings Inc
TSE:8308
4.6T JPY
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US
Citizens Financial Group Inc
NYSE:CFG
29.3B USD
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CN
Bank of Jiangsu Co Ltd
SSE:600919
191.4B CNY
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US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
27.4B USD
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Market Distribution

Higher than 92% of companies in the United States of America
Percentile
92nd
Based on 15 072 companies
92nd percentile
30%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Other Profitability Ratios

Penns Woods Bancorp Inc
Glance View

Market Cap
1.8B USD
Industry
Banking

Penns Woods Bancorp, Inc. operates as a bank holding company. The company is headquartered in Jersey Shore, Pennsylvania and currently employs 0 full-time employees. The firm operates through its subsidiaries: Jersey Shore State Bank (JSSB) and Luzerne Bank (Luzerne) (the Banks). The firm is engaged in managing and supervising the Banks. The firm operates in Community Banking segment. The Banks are engaged in a full-service commercial banking business, making available to the community a range of financial services, including installment loans, credit cards, mortgage and home equity loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities and local government, and various types of demand and time deposits, including checking accounts, savings accounts, money market deposit accounts, certificates of deposit and individual retirement arrangements (IRAs). The Company’s subsidiaries also include Woods Real Estate Development Co., Inc., Woods Investment Company, Inc., The M Group Inc. and United Insurance Solutions, LLC.

PWOD Intrinsic Value
3 USD
Overvaluation 90%
Intrinsic Value
Price
P
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
30%
=
Net Income
$21.3m
/
Revenue
$71m
What is Penns Woods Bancorp Inc's current Net Margin?

The current Net Margin for Penns Woods Bancorp Inc is 30%, which is above its 3-year median of 26.9%.

How has Net Margin changed over time?

Over the last 3 years, Penns Woods Bancorp Inc’s Net Margin has increased from 25.9% to 30%. During this period, it reached a low of 24% on Sep 30, 2023 and a high of 30% on May 1, 2025.

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