360 DigiTech Inc
NASDAQ:QFIN
Intrinsic Value
360 DigiTech, Inc. is a holding company, which engages in the provision of digital consumer finance platform. [ Read More ]
The intrinsic value of one QFIN stock under the Base Case scenario is 30.24 USD. Compared to the current market price of 18.52 USD, 360 DigiTech Inc is Undervalued by 39%.
Valuation Backtest
360 DigiTech Inc
Run backtest to discover the historical profit from buying and selling QFIN stocks based on their intrinsic value.
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Fundamental Analysis
Balance Sheet Decomposition
360 DigiTech Inc
Current Assets | 39.8B |
Cash & Short-Term Investments | 4.2B |
Receivables | 31.7B |
Other Current Assets | 3.9B |
Non-Current Assets | 6B |
PP&E | 277.1m |
Intangibles | 1B |
Other Non-Current Assets | 4.7B |
Current Liabilities | 19.9B |
Accrued Liabilities | 2B |
Short-Term Debt | 798.6m |
Other Current Liabilities | 17.1B |
Non-Current Liabilities | 4B |
Other Non-Current Liabilities | 4B |
Earnings Waterfall
360 DigiTech Inc
Revenue
|
16.3B
CNY
|
Cost of Revenue
|
-2.7B
CNY
|
Gross Profit
|
13.6B
CNY
|
Operating Expenses
|
-8.8B
CNY
|
Operating Income
|
4.9B
CNY
|
Other Expenses
|
-571.6m
CNY
|
Net Income
|
4.3B
CNY
|
Free Cash Flow Analysis
360 DigiTech Inc
QFIN Profitability Score
Profitability Due Diligence
360 DigiTech Inc's profitability score is 67/100. The higher the profitability score, the more profitable the company is.
Score
360 DigiTech Inc's profitability score is 67/100. The higher the profitability score, the more profitable the company is.
QFIN Solvency Score
Solvency Due Diligence
360 DigiTech Inc's solvency score is 63/100. The higher the solvency score, the more solvent the company is.
Score
360 DigiTech Inc's solvency score is 63/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
QFIN Price Targets Summary
360 DigiTech Inc
According to Wall Street analysts, the average 1-year price target for QFIN is 23.81 USD with a low forecast of 19.29 USD and a high forecast of 28.35 USD.
Shareholder Return
QFIN Price
360 DigiTech Inc
Average Annual Return | 14.13% |
Standard Deviation of Annual Returns | 57.93% |
Max Drawdown | -77% |
Market Capitalization | 3B USD |
Shares Outstanding | 161 464 800 |
Percentage of Shares Shorted | 10.37% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
360 DigiTech, Inc. is a holding company, which engages in the provision of digital consumer finance platform. The company is headquartered in Shanghai, Shanghai. The company went IPO on 2018-12-14. The firm mainly provides tailored online consumer finance products to prime, underserved borrowers funded primarily by funding partners. The Company’s technology platform enables a user experience supported by resolute risk management.
Contact
IPO
Employees
Officers
The intrinsic value of one QFIN stock under the Base Case scenario is 30.24 USD.
Compared to the current market price of 18.52 USD, 360 DigiTech Inc is Undervalued by 39%.