Sound Financial Bancorp Inc
NASDAQ:SFBC
Income Statement
Income Statement
Sound Financial Bancorp Inc
| Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
16
|
16
|
16
|
16
|
16
|
16
|
16
|
17
|
17
|
18
|
18
|
19
|
19
|
19
|
19
|
19
|
20
|
20
|
21
|
22
|
22
|
23
|
23
|
24
|
24
|
25
|
26
|
27
|
28
|
28
|
28
|
27
|
27
|
27
|
27
|
27
|
27
|
27
|
28
|
29
|
30
|
31
|
32
|
33
|
35
|
37
|
37
|
36
|
34
|
32
|
31
|
30
|
31
|
32
|
33
|
34
|
|
| Interest Income |
19
|
18
|
18
|
18
|
18
|
18
|
19
|
19
|
20
|
20
|
21
|
21
|
21
|
22
|
22
|
22
|
22
|
23
|
24
|
24
|
25
|
26
|
26
|
27
|
27
|
28
|
30
|
31
|
33
|
34
|
34
|
35
|
35
|
35
|
35
|
35
|
35
|
34
|
34
|
35
|
34
|
34
|
35
|
36
|
40
|
44
|
47
|
49
|
51
|
52
|
54
|
56
|
57
|
57
|
58
|
58
|
|
| Interest Expense |
3
|
3
|
3
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
4
|
4
|
5
|
5
|
6
|
7
|
7
|
8
|
8
|
8
|
8
|
7
|
7
|
6
|
5
|
4
|
3
|
3
|
3
|
5
|
7
|
10
|
13
|
17
|
20
|
23
|
26
|
26
|
26
|
25
|
24
|
|
| Non Interest Income |
3
|
3
|
3
|
4
|
5
|
5
|
6
|
5
|
5
|
4
|
4
|
5
|
4
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
4
|
4
|
4
|
4
|
5
|
5
|
4
|
4
|
4
|
4
|
4
|
4
|
5
|
7
|
9
|
10
|
9
|
7
|
6
|
5
|
5
|
5
|
4
|
5
|
5
|
5
|
5
|
4
|
5
|
5
|
5
|
5
|
4
|
|
| Revenue |
18
N/A
|
19
+4%
|
19
0%
|
20
+5%
|
21
+4%
|
21
+1%
|
22
+4%
|
22
+1%
|
22
+0%
|
22
0%
|
22
+0%
|
23
+3%
|
23
+1%
|
24
+2%
|
24
+3%
|
24
0%
|
25
+2%
|
25
+2%
|
26
+1%
|
26
+3%
|
27
+3%
|
28
+2%
|
28
+0%
|
28
+0%
|
28
+0%
|
29
+3%
|
30
+5%
|
31
+5%
|
32
+2%
|
33
+1%
|
32
-2%
|
31
-2%
|
31
0%
|
30
-2%
|
32
+4%
|
33
+3%
|
35
+7%
|
37
+5%
|
37
+2%
|
38
+3%
|
37
-3%
|
37
0%
|
37
+1%
|
38
+2%
|
40
+4%
|
41
+3%
|
42
+3%
|
41
-3%
|
39
-5%
|
37
-5%
|
35
-5%
|
35
0%
|
36
+2%
|
36
+2%
|
38
+5%
|
39
+2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(3)
|
(3)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
0
|
0
|
0
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
|
| Non Interest Expense |
(12)
|
(12)
|
(11)
|
(12)
|
(12)
|
(13)
|
(14)
|
(15)
|
(15)
|
(15)
|
(15)
|
(16)
|
(16)
|
(16)
|
(17)
|
(17)
|
(17)
|
(18)
|
(18)
|
(19)
|
(19)
|
(19)
|
(19)
|
(19)
|
(19)
|
(20)
|
(21)
|
(22)
|
(23)
|
(24)
|
(24)
|
(23)
|
(23)
|
(22)
|
(23)
|
(23)
|
(23)
|
(23)
|
(23)
|
(24)
|
(25)
|
(26)
|
(27)
|
(28)
|
(28)
|
(29)
|
(29)
|
(30)
|
(30)
|
(30)
|
(30)
|
(30)
|
(30)
|
(30)
|
(30)
|
(30)
|
|
| Pre-Tax Income |
2
N/A
|
2
+3%
|
2
+10%
|
3
+27%
|
4
+22%
|
4
+10%
|
5
+19%
|
6
+10%
|
6
+3%
|
6
+5%
|
6
+2%
|
7
+7%
|
7
+0%
|
7
+4%
|
7
+1%
|
7
-2%
|
7
+4%
|
7
-1%
|
7
+1%
|
8
+7%
|
8
+6%
|
9
+6%
|
9
+1%
|
8
-4%
|
8
0%
|
8
-2%
|
9
+7%
|
9
+5%
|
9
-3%
|
9
-3%
|
8
-2%
|
8
-4%
|
8
+4%
|
8
-7%
|
8
+5%
|
9
+12%
|
11
+24%
|
13
+16%
|
13
+1%
|
14
+3%
|
11
-16%
|
11
-8%
|
10
-8%
|
10
-1%
|
11
+12%
|
11
+5%
|
13
+13%
|
11
-14%
|
9
-19%
|
7
-20%
|
5
-34%
|
5
-1%
|
6
+20%
|
6
+9%
|
8
+25%
|
8
+9%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
|
| Income from Continuing Operations |
2
|
2
|
2
|
2
|
3
|
3
|
3
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
5
|
4
|
5
|
5
|
5
|
5
|
5
|
6
|
6
|
5
|
5
|
6
|
6
|
7
|
6
|
7
|
6
|
6
|
7
|
6
|
7
|
7
|
9
|
10
|
11
|
11
|
9
|
8
|
8
|
8
|
9
|
9
|
11
|
9
|
7
|
6
|
4
|
4
|
5
|
5
|
6
|
7
|
|
| Net Income (Common) |
2
N/A
|
2
+3%
|
2
+9%
|
2
+25%
|
3
+21%
|
3
+10%
|
3
+19%
|
4
+11%
|
4
+4%
|
4
+5%
|
4
+1%
|
4
+6%
|
4
-4%
|
4
+5%
|
5
+2%
|
4
-2%
|
5
+8%
|
5
+1%
|
5
-1%
|
5
+7%
|
5
+4%
|
6
+5%
|
6
+1%
|
5
-4%
|
5
-7%
|
5
+4%
|
6
+13%
|
7
+10%
|
7
+7%
|
7
-2%
|
7
-2%
|
6
-4%
|
7
+4%
|
6
-7%
|
7
+5%
|
7
+12%
|
9
+22%
|
10
+16%
|
11
+1%
|
11
+2%
|
9
-15%
|
8
-8%
|
8
-8%
|
8
-1%
|
9
+14%
|
9
+5%
|
10
+14%
|
9
-13%
|
7
-19%
|
6
-19%
|
4
-35%
|
4
0%
|
5
+18%
|
5
+9%
|
6
+25%
|
7
+9%
|
|
| EPS (Diluted) |
0.59
N/A
|
0.67
+14%
|
0.59
-12%
|
0.82
+39%
|
1
+22%
|
1.09
+9%
|
1.3
+19%
|
1.44
+11%
|
1.49
+3%
|
1.57
+5%
|
1.6
+2%
|
1.69
+6%
|
1.63
-4%
|
1.7
+4%
|
1.75
+3%
|
1.73
-1%
|
1.86
+8%
|
1.9
+2%
|
1.88
-1%
|
2.01
+7%
|
2.1
+4%
|
2.2
+5%
|
2.21
+0%
|
2.14
-3%
|
1.99
-7%
|
2.07
+4%
|
2.33
+13%
|
2.56
+10%
|
2.73
+7%
|
2.67
-2%
|
2.61
-2%
|
2.5
-4%
|
2.59
+4%
|
2.41
-7%
|
2.52
+5%
|
2.82
+12%
|
3.45
+22%
|
4
+16%
|
4
N/A
|
4.09
+2%
|
3.49
-15%
|
3.2
-8%
|
2.95
-8%
|
2.95
N/A
|
3.37
+14%
|
3.54
+5%
|
4.04
+14%
|
3.53
-13%
|
2.86
-19%
|
2.33
-19%
|
1.53
-34%
|
1.53
N/A
|
1.8
+18%
|
1.95
+8%
|
2.43
+25%
|
2.64
+9%
|
|