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SoFi Technologies Inc
NASDAQ:SOFI

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SoFi Technologies Inc Logo
SoFi Technologies Inc
NASDAQ:SOFI
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Price: 20.74 USD 6.58% Market Closed
Market Cap: $25B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
+51%
5Y
-
10Y
-
Investing Cash Flow
+
3Y
-24 223%
5Y
-
10Y
-
Financing Cash Flow
+
3Y
+48%
5Y
-
10Y
-

Cash Flow Statement
SoFi Technologies Inc

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Cash Flow Statement
Currency: USD
Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
(224)
(295)
(468)
(456)
(484)
(417)
(347)
(391)
(320)
(244)
(196)
(389)
(301)
(178)
(113)
214
499
482
562
640
Depreciation & Amortization
70
91
101
101
102
106
119
136
151
166
178
190
201
205
204
203
203
210
217
225
Change in Deffered Taxes
(105)
(104)
(4)
(4)
1
1
(2)
(4)
(3)
(3)
(7)
(5)
(16)
(17)
(13)
(12)
(287)
(277)
(265)
(257)
Stock-Based Compensation
100
118
145
236
239
279
307
312
306
293
289
273
271
262
247
249
246
255
257
260
Other Non-Cash Items
191
286
383
351
383
342
312
400
399
374
366
598
565
496
479
213
239
320
307
322
Cash Taxes Paid
1
0
0
0
2
0
0
0
3
0
0
0
14
0
0
0
27
0
0
0
Cash Interest Paid
129
0
0
0
95
0
0
0
151
0
0
0
720
0
0
0
1 118
0
0
0
Change in Working Capital
(411)
(390)
(803)
(100)
(1 352)
(2 734)
(3 472)
(6 214)
(7 482)
(8 749)
(9 933)
(9 793)
(7 677)
(4 781)
(3 237)
(1 786)
(1 774)
(2 571)
(3 640)
(3 881)
Cash from Operating Activities
(479)
N/A
(412)
+14%
(792)
-92%
(109)
+86%
(1 350)
-1 142%
(2 701)
-100%
(3 390)
-25%
(6 073)
-79%
(7 256)
-19%
(8 457)
-17%
(9 592)
-13%
(9 398)
+2%
(7 227)
+23%
(4 276)
+41%
(2 681)
+37%
(1 168)
+56%
(1 120)
+4%
(1 837)
-64%
(2 819)
-53%
(2 951)
-5%
Investing Cash Flow
Capital Expenditures
(25)
(26)
(43)
(45)
(52)
(70)
(75)
(90)
(104)
(105)
(108)
(112)
(121)
(129)
(141)
(156)
(164)
(184)
(210)
(228)
Other Items
283
401
443
196
162
49
(59)
66
(3)
(91)
(301)
(415)
(1 769)
(2 982)
(4 897)
(4 798)
(4 657)
(4 816)
(4 317)
(5 675)
Cash from Investing Activities
259
N/A
375
+45%
401
+7%
150
-63%
110
-27%
(21)
N/A
(134)
-542%
(24)
+82%
(106)
-338%
(196)
-85%
(409)
-108%
(528)
-29%
(1 890)
-258%
(3 111)
-65%
(5 038)
-62%
(4 954)
+2%
(4 821)
+3%
(5 000)
-4%
(4 528)
+9%
(5 903)
-30%
Financing Cash Flow
Net Issuance of Common Stock
374
243
93
109
(277)
(144)
5
(12)
3
1
1
1
1
(79)
(403)
(403)
(382)
(302)
33
1 728
Net Issuance of Debt
568
(506)
(1 696)
(1 949)
(908)
1 016
1 322
1 719
1 342
1 040
2 515
1 434
(280)
(2 668)
(2 722)
(2 329)
(1 491)
213
900
(474)
Cash Paid for Dividends
(41)
0
(40)
(40)
(40)
0
(40)
(40)
(40)
0
(40)
(40)
(40)
0
(37)
(37)
(17)
0
0
0
Other
(48)
(70)
1 907
1 908
1 911
2 894
2 467
4 838
7 136
8 928
10 027
10 566
11 205
11 345
10 111
8 562
6 924
5 511
6 397
8 378
Cash from Financing Activities
854
N/A
(374)
N/A
264
N/A
28
-89%
685
+2 347%
3 726
+444%
3 754
+1%
6 504
+73%
8 439
+30%
9 929
+18%
12 502
+26%
11 961
-4%
10 886
-9%
8 557
-21%
6 949
-19%
5 793
-17%
5 035
-13%
5 405
+7%
7 330
+36%
9 632
+31%
Change in Cash
Effect of Foreign Exchange Rates
(0)
(0)
(0)
(0)
0
0
0
0
1
0
1
1
1
1
0
1
0
(0)
(1)
(1)
Net Change in Cash
633
N/A
(412)
N/A
(128)
+69%
69
N/A
(555)
N/A
1 004
N/A
230
-77%
407
+77%
1 078
+165%
1 275
+18%
2 502
+96%
2 036
-19%
1 769
-13%
1 170
-34%
(769)
N/A
(327)
+57%
(906)
-177%
(1 432)
-58%
(17)
+99%
777
N/A

See Also

Summary
SOFI intrinsic value, competitors valuation, and company profile.
DCF Valuation
SOFI stock valuation using Discount Cash Flow valuation method.
Relative Valuation
SOFI stock valuation using valuation multiples.
Wall Street Estimates
SOFI price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
SOFI stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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