TFS Financial Corp
NASDAQ:TFSL
Income Statement
Income Statement
TFS Financial Corp
| Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
197
|
192
|
186
|
189
|
193
|
202
|
211
|
214
|
220
|
222
|
229
|
231
|
230
|
232
|
229
|
229
|
228
|
230
|
233
|
239
|
248
|
252
|
257
|
260
|
262
|
266
|
269
|
269
|
269
|
268
|
269
|
271
|
271
|
271
|
269
|
269
|
270
|
271
|
271
|
271
|
270
|
271
|
274
|
276
|
279
|
281
|
282
|
282
|
281
|
279
|
275
|
270
|
265
|
262
|
259
|
256
|
242
|
237
|
230
|
224
|
232
|
231
|
235
|
249
|
267
|
285
|
291
|
289
|
284
|
278
|
280
|
280
|
278
|
278
|
278
|
284
|
293
|
300
|
|
| Interest Income |
486
|
495
|
504
|
520
|
538
|
558
|
570
|
561
|
550
|
536
|
521
|
507
|
487
|
469
|
455
|
447
|
438
|
433
|
428
|
426
|
428
|
426
|
425
|
422
|
418
|
413
|
405
|
395
|
384
|
377
|
373
|
373
|
375
|
377
|
380
|
382
|
384
|
384
|
386
|
387
|
388
|
390
|
394
|
401
|
409
|
418
|
427
|
435
|
443
|
454
|
464
|
474
|
482
|
484
|
483
|
472
|
455
|
437
|
416
|
401
|
389
|
380
|
375
|
382
|
409
|
456
|
510
|
564
|
612
|
650
|
686
|
714
|
734
|
744
|
746
|
753
|
763
|
774
|
|
| Interest Expense |
289
|
304
|
318
|
331
|
345
|
356
|
359
|
347
|
330
|
313
|
292
|
276
|
257
|
237
|
226
|
218
|
210
|
203
|
195
|
187
|
180
|
173
|
168
|
162
|
156
|
146
|
136
|
126
|
115
|
109
|
104
|
102
|
103
|
107
|
111
|
113
|
113
|
114
|
115
|
116
|
118
|
119
|
121
|
124
|
130
|
137
|
145
|
152
|
162
|
175
|
190
|
204
|
217
|
222
|
224
|
215
|
213
|
200
|
185
|
177
|
158
|
149
|
140
|
133
|
142
|
172
|
219
|
275
|
328
|
373
|
406
|
434
|
456
|
466
|
468
|
469
|
470
|
474
|
|
| Non Interest Income |
(6)
|
5
|
7
|
20
|
51
|
52
|
52
|
49
|
48
|
47
|
53
|
63
|
67
|
67
|
62
|
69
|
59
|
54
|
50
|
31
|
31
|
30
|
28
|
26
|
25
|
27
|
27
|
29
|
29
|
25
|
25
|
22
|
22
|
23
|
23
|
24
|
24
|
24
|
25
|
25
|
25
|
24
|
22
|
21
|
20
|
19
|
19
|
22
|
22
|
21
|
22
|
20
|
21
|
28
|
32
|
42
|
53
|
63
|
70
|
64
|
55
|
42
|
32
|
28
|
24
|
21
|
21
|
21
|
21
|
23
|
23
|
23
|
25
|
25
|
26
|
27
|
29
|
30
|
|
| Revenue |
190
N/A
|
196
+3%
|
193
-2%
|
209
+8%
|
245
+17%
|
253
+4%
|
262
+4%
|
264
+0%
|
268
+2%
|
269
+1%
|
282
+5%
|
294
+4%
|
298
+1%
|
299
+0%
|
291
-3%
|
297
+2%
|
286
-4%
|
284
-1%
|
284
0%
|
269
-5%
|
279
+3%
|
282
+1%
|
285
+1%
|
286
+0%
|
287
+0%
|
293
+2%
|
295
+1%
|
298
+1%
|
297
0%
|
293
-1%
|
294
+0%
|
292
0%
|
293
+0%
|
294
+0%
|
292
0%
|
292
+0%
|
294
+1%
|
295
+0%
|
296
+0%
|
296
0%
|
295
0%
|
295
0%
|
296
+0%
|
297
+1%
|
299
+1%
|
300
+0%
|
301
+0%
|
304
+1%
|
302
0%
|
300
-1%
|
296
-1%
|
290
-2%
|
286
-1%
|
290
+1%
|
291
+0%
|
298
+3%
|
296
-1%
|
300
+1%
|
300
+0%
|
288
-4%
|
287
0%
|
273
-5%
|
267
-2%
|
277
+4%
|
291
+5%
|
306
+5%
|
312
+2%
|
309
-1%
|
305
-1%
|
300
-2%
|
303
+1%
|
303
+0%
|
303
0%
|
303
0%
|
305
+1%
|
311
+2%
|
321
+3%
|
330
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(6)
|
(7)
|
(8)
|
(9)
|
(10)
|
(11)
|
(13)
|
(29)
|
(35)
|
(42)
|
(65)
|
(67)
|
(115)
|
(121)
|
(118)
|
(128)
|
(106)
|
(125)
|
(122)
|
(115)
|
(99)
|
(79)
|
(84)
|
(92)
|
(102)
|
(105)
|
(88)
|
(62)
|
(37)
|
(25)
|
(20)
|
(19)
|
(19)
|
(15)
|
(11)
|
(7)
|
3
|
6
|
8
|
11
|
8
|
7
|
12
|
13
|
17
|
20
|
18
|
16
|
11
|
10
|
10
|
10
|
10
|
11
|
0
|
0
|
0
|
2
|
6
|
7
|
9
|
9
|
6
|
1
|
(1)
|
(2)
|
(2)
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
(1)
|
(3)
|
(3)
|
(3)
|
|
| Non Interest Expense |
(123)
|
(126)
|
(132)
|
(192)
|
(191)
|
(194)
|
(195)
|
(146)
|
(151)
|
(158)
|
(162)
|
(169)
|
(162)
|
(162)
|
(161)
|
(156)
|
(162)
|
(165)
|
(169)
|
(168)
|
(168)
|
(168)
|
(167)
|
(168)
|
(171)
|
(171)
|
(173)
|
(179)
|
(178)
|
(178)
|
(178)
|
(174)
|
(176)
|
(179)
|
(182)
|
(187)
|
(188)
|
(190)
|
(187)
|
(184)
|
(181)
|
(179)
|
(178)
|
(177)
|
(182)
|
(183)
|
(187)
|
(194)
|
(192)
|
(195)
|
(196)
|
(194)
|
(194)
|
(193)
|
(198)
|
(193)
|
(195)
|
(203)
|
(196)
|
(199)
|
(196)
|
(192)
|
(193)
|
(197)
|
(198)
|
(204)
|
(209)
|
(210)
|
(213)
|
(210)
|
(207)
|
(205)
|
(204)
|
(202)
|
(201)
|
(203)
|
(204)
|
(213)
|
|
| Pre-Tax Income |
62
N/A
|
64
+4%
|
53
-17%
|
8
-85%
|
44
+469%
|
49
+12%
|
55
+11%
|
89
+63%
|
82
-8%
|
70
-14%
|
55
-21%
|
58
+6%
|
20
-66%
|
16
-22%
|
12
-22%
|
13
+10%
|
18
+36%
|
(6)
N/A
|
(8)
-40%
|
(13)
-71%
|
12
N/A
|
36
+193%
|
35
-2%
|
25
-27%
|
14
-46%
|
17
+27%
|
34
+98%
|
57
+68%
|
82
+43%
|
90
+10%
|
96
+6%
|
99
+3%
|
99
0%
|
100
+1%
|
99
-1%
|
98
-1%
|
109
+12%
|
111
+2%
|
117
+5%
|
123
+5%
|
122
0%
|
124
+1%
|
130
+5%
|
133
+2%
|
133
+0%
|
137
+3%
|
132
-4%
|
126
-5%
|
121
-4%
|
116
-5%
|
111
-4%
|
106
-5%
|
102
-3%
|
108
+5%
|
100
-7%
|
111
+11%
|
100
-9%
|
99
-1%
|
110
+11%
|
96
-12%
|
100
+4%
|
90
-10%
|
80
-11%
|
82
+2%
|
92
+13%
|
100
+8%
|
101
+1%
|
101
+1%
|
93
-8%
|
91
-2%
|
97
+6%
|
101
+4%
|
100
0%
|
103
+2%
|
103
+1%
|
105
+2%
|
115
+9%
|
115
+0%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(18)
|
(19)
|
(15)
|
(2)
|
(18)
|
(20)
|
(23)
|
(34)
|
(27)
|
(23)
|
(17)
|
(17)
|
(6)
|
(4)
|
(3)
|
(4)
|
(7)
|
1
|
2
|
3
|
(3)
|
(10)
|
(11)
|
(7)
|
(2)
|
(3)
|
(8)
|
(16)
|
(26)
|
(29)
|
(32)
|
(33)
|
(33)
|
(33)
|
(33)
|
(33)
|
(37)
|
(38)
|
(40)
|
(42)
|
(42)
|
(41)
|
(44)
|
(44)
|
(45)
|
(44)
|
(39)
|
(34)
|
(29)
|
(27)
|
(26)
|
(24)
|
(22)
|
(22)
|
(17)
|
(19)
|
(17)
|
(16)
|
(21)
|
(19)
|
(19)
|
(18)
|
(15)
|
(15)
|
(18)
|
(19)
|
(20)
|
(20)
|
(18)
|
(18)
|
(19)
|
(20)
|
(21)
|
(21)
|
(22)
|
(22)
|
(24)
|
(24)
|
|
| Income from Continuing Operations |
44
|
45
|
38
|
6
|
26
|
29
|
31
|
55
|
55
|
47
|
38
|
41
|
14
|
12
|
9
|
9
|
11
|
(5)
|
(6)
|
(10)
|
9
|
25
|
24
|
19
|
12
|
14
|
26
|
41
|
56
|
61
|
64
|
66
|
66
|
67
|
66
|
65
|
73
|
74
|
77
|
81
|
81
|
82
|
87
|
89
|
89
|
93
|
93
|
92
|
92
|
88
|
85
|
82
|
80
|
86
|
83
|
91
|
83
|
83
|
88
|
78
|
81
|
72
|
65
|
66
|
75
|
81
|
81
|
81
|
75
|
74
|
79
|
81
|
80
|
81
|
82
|
83
|
91
|
91
|
|
| Net Income (Common) |
44
N/A
|
45
+3%
|
38
-16%
|
6
-85%
|
26
+340%
|
29
+12%
|
31
+10%
|
55
+77%
|
54
-2%
|
47
-14%
|
38
-20%
|
41
+8%
|
14
-66%
|
11
-19%
|
9
-25%
|
9
+2%
|
11
+25%
|
(5)
N/A
|
(6)
-12%
|
(10)
-72%
|
9
N/A
|
25
+169%
|
24
-5%
|
19
-21%
|
11
-39%
|
14
+24%
|
26
+83%
|
41
+59%
|
56
+36%
|
61
+9%
|
64
+6%
|
66
+2%
|
66
N/A
|
66
+1%
|
65
-1%
|
65
-1%
|
72
+11%
|
73
+2%
|
77
+5%
|
80
+4%
|
80
0%
|
82
+2%
|
86
+5%
|
88
+2%
|
88
+0%
|
88
0%
|
88
0%
|
86
-2%
|
84
-2%
|
85
+1%
|
82
-4%
|
79
-3%
|
79
0%
|
84
+6%
|
81
-3%
|
90
+11%
|
82
-9%
|
81
-1%
|
87
+7%
|
76
-12%
|
80
+5%
|
71
-11%
|
64
-10%
|
65
+2%
|
73
+13%
|
79
+8%
|
79
+0%
|
80
+1%
|
74
-7%
|
72
-2%
|
77
+7%
|
79
+3%
|
78
-2%
|
80
+2%
|
80
+0%
|
82
+2%
|
90
+9%
|
89
0%
|
|
| EPS (Diluted) |
0.19
N/A
|
0.19
N/A
|
0.15
-21%
|
0.01
-93%
|
0.1
+900%
|
0.1
N/A
|
0.1
N/A
|
0.18
+80%
|
0.17
-6%
|
0.15
-12%
|
0.12
-20%
|
0.13
+8%
|
0.05
-62%
|
0.04
-20%
|
0.03
-25%
|
0.03
N/A
|
0.04
+33%
|
-0.02
N/A
|
-0.02
N/A
|
-0.03
-50%
|
0.03
N/A
|
0.09
+200%
|
0.08
-11%
|
0.06
-25%
|
0.04
-33%
|
0.04
N/A
|
0.08
+100%
|
0.13
+63%
|
0.18
+38%
|
0.19
+6%
|
0.2
+5%
|
0.21
+5%
|
0.22
+5%
|
0.22
N/A
|
0.22
N/A
|
0.22
N/A
|
0.25
+14%
|
0.25
N/A
|
0.27
+8%
|
0.28
+4%
|
0.28
N/A
|
0.29
+4%
|
0.3
+3%
|
0.31
+3%
|
0.32
+3%
|
0.33
+3%
|
0.33
N/A
|
0.3
-9%
|
0.3
N/A
|
0.31
+3%
|
0.3
-3%
|
0.28
-7%
|
0.28
N/A
|
0.3
+7%
|
0.29
-3%
|
0.33
+14%
|
0.29
-12%
|
0.3
+3%
|
0.32
+7%
|
0.28
-12%
|
0.29
+4%
|
0.26
-10%
|
0.24
-8%
|
0.24
N/A
|
0.26
+8%
|
0.29
+12%
|
0.29
N/A
|
0.29
N/A
|
0.26
-10%
|
0.26
N/A
|
0.27
+4%
|
0.28
+4%
|
0.28
N/A
|
0.29
+4%
|
0.29
N/A
|
0.29
N/A
|
0.32
+10%
|
0.32
N/A
|
|