Banking
This is the company’s main bank business. It takes deposits, makes commercial and consumer loans, issues cards, and provides everyday banking services through its branch and digital channels.
Customers and revenue model
First Financial Corp
NASDAQ:THFF
First Financial Corp
NASDAQ:THFF
Price:
77.21
USD
0.29%
Market Closed
Market Cap:
$918m
Add Note
Add Target
Capture your thoughts and set a target
Decide at what price you'd be comfortable buying and we'll help you stay ready.
Based on
Margin of Safety
0%
10%
20%
30%
40%
50%
Your Price Target
Linked to
current price
· In Buy Zone
Loading
Note attached
Choose the stock you wish to monitor with a price target
Recently viewed
Price
Company Overview
Business Description
- Sector
- Financials
- Industry
- Banking
- Headquarters
- United States of America US
- Employees
- 946
- IPO date
- Mar 3, 1992
First Financial Corp is a bank holding company whose main business is First Financial Bank, a regional community bank. It takes deposits from households, businesses, and local governments, then uses those funds to make loans such as commercial, real estate, agricultural, and consumer loans. It also earns fee income from services like treasury management, trust and wealth-related services, and deposit account activity.
Its main customers are small and midsize businesses, local professionals, farmers, families, and municipal clients in the communities it serves. The bank makes money mostly from the spread between the interest it pays on deposits and the interest it earns on loans and other investments, plus service charges and other banking fees. That makes it a straightforward relationship-based lender, not a product manufacturer or a national consumer brand.
What sets the business apart is its role as a local lender and financial partner in markets where personal relationships, credit judgment, and steady deposit funding matter. It is built around branch banking and business banking rather than high-volume trading or complex capital markets activity. That gives it a simple model: gather deposits, lend prudently, and provide everyday banking services to nearby customers.
