United Bancorp Inc
NASDAQ:UBCP
Balance Sheet
Balance Sheet Decomposition
United Bancorp Inc
United Bancorp Inc
Balance Sheet
United Bancorp Inc
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
181
|
185
|
196
|
213
|
229
|
229
|
232
|
235
|
255
|
276
|
282
|
294
|
307
|
313
|
327
|
354
|
367
|
408
|
439
|
438
|
451
|
459
|
479
|
487
|
|
| Investments |
138
|
157
|
170
|
167
|
162
|
175
|
204
|
187
|
171
|
128
|
114
|
125
|
52
|
60
|
48
|
52
|
60
|
143
|
204
|
206
|
228
|
244
|
282
|
259
|
|
| PP&E Net |
9
|
9
|
8
|
8
|
8
|
7
|
7
|
9
|
9
|
9
|
10
|
10
|
11
|
10
|
10
|
12
|
12
|
12
|
12
|
14
|
13
|
12
|
15
|
24
|
|
| PP&E Gross |
9
|
9
|
8
|
8
|
8
|
7
|
7
|
9
|
9
|
9
|
10
|
10
|
11
|
10
|
0
|
0
|
0
|
0
|
12
|
14
|
13
|
12
|
15
|
24
|
|
| Accumulated Depreciation |
8
|
9
|
10
|
10
|
11
|
11
|
12
|
12
|
13
|
14
|
15
|
16
|
17
|
18
|
0
|
0
|
0
|
0
|
22
|
24
|
24
|
26
|
26
|
27
|
|
| Intangible Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
1
|
1
|
1
|
0
|
0
|
0
|
|
| Goodwill |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
|
| Long-Term Investments |
4
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
1
|
0
|
1
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
2
|
2
|
4
|
|
| Other Assets |
4
|
5
|
6
|
5
|
6
|
5
|
4
|
6
|
6
|
6
|
5
|
4
|
15
|
15
|
15
|
15
|
17
|
18
|
25
|
27
|
27
|
33
|
35
|
38
|
|
| Total Assets |
341
N/A
|
362
+6%
|
386
+7%
|
398
+3%
|
412
+4%
|
422
+2%
|
451
+7%
|
442
-2%
|
446
+1%
|
423
-5%
|
416
-2%
|
438
+5%
|
389
-11%
|
402
+3%
|
405
+1%
|
438
+8%
|
459
+5%
|
593
+29%
|
686
+16%
|
693
+1%
|
725
+4%
|
757
+5%
|
819
+8%
|
817
0%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
1
|
5
|
3
|
3
|
4
|
4
|
3
|
3
|
4
|
3
|
4
|
5
|
6
|
7
|
7
|
6
|
6
|
7
|
|
| Accrued Liabilities |
0
|
0
|
0
|
2
|
2
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Short-Term Debt |
16
|
10
|
15
|
16
|
20
|
6
|
20
|
8
|
10
|
12
|
10
|
11
|
6
|
5
|
6
|
9
|
11
|
8
|
7
|
13
|
16
|
18
|
27
|
30
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Deposits |
283
|
300
|
305
|
301
|
307
|
330
|
331
|
347
|
345
|
325
|
329
|
350
|
311
|
323
|
324
|
339
|
386
|
525
|
548
|
580
|
605
|
650
|
621
|
613
|
|
| Other Interest Bearing Liabilities |
10
|
16
|
31
|
47
|
47
|
44
|
59
|
44
|
49
|
44
|
33
|
32
|
27
|
27
|
27
|
40
|
10
|
0
|
40
|
0
|
0
|
0
|
75
|
75
|
|
| Total Current Liabilities |
16
|
10
|
15
|
17
|
21
|
8
|
21
|
13
|
13
|
15
|
14
|
15
|
9
|
8
|
9
|
13
|
15
|
13
|
13
|
20
|
22
|
24
|
33
|
38
|
|
| Long-Term Debt |
0
|
0
|
0
|
0
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
24
|
24
|
24
|
24
|
26
|
27
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
2
|
2
|
0
|
0
|
0
|
|
| Other Liabilities |
1
|
3
|
2
|
0
|
0
|
3
|
3
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Liabilities |
311
N/A
|
330
+6%
|
353
+7%
|
365
+3%
|
380
+4%
|
389
+3%
|
418
+7%
|
408
-2%
|
411
+1%
|
388
-6%
|
379
-2%
|
402
+6%
|
350
-13%
|
361
+3%
|
364
+1%
|
395
+9%
|
415
+5%
|
543
+31%
|
626
+15%
|
625
0%
|
653
+4%
|
698
+7%
|
756
+8%
|
753
0%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
3
|
3
|
4
|
4
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
|
| Retained Earnings |
5
|
5
|
6
|
7
|
8
|
7
|
7
|
10
|
13
|
15
|
18
|
19
|
20
|
21
|
21
|
23
|
23
|
24
|
28
|
33
|
38
|
42
|
44
|
46
|
|
| Additional Paid In Capital |
24
|
26
|
26
|
26
|
27
|
28
|
28
|
26
|
23
|
20
|
17
|
17
|
18
|
18
|
18
|
18
|
18
|
23
|
23
|
23
|
24
|
25
|
26
|
26
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
8
|
15
|
11
|
11
|
9
|
12
|
|
| Treasury Stock |
1
|
2
|
2
|
3
|
0
|
1
|
2
|
2
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
2
|
3
|
3
|
|
| Other Equity |
1
|
0
|
1
|
1
|
7
|
6
|
5
|
5
|
5
|
5
|
5
|
5
|
3
|
4
|
4
|
3
|
3
|
2
|
5
|
7
|
6
|
0
|
1
|
0
|
|
| Total Equity |
31
N/A
|
32
+6%
|
33
+1%
|
33
+1%
|
33
-1%
|
33
+0%
|
34
+4%
|
34
N/A
|
35
+4%
|
36
+1%
|
36
+2%
|
37
+1%
|
39
+6%
|
40
+4%
|
42
+3%
|
43
+3%
|
44
+3%
|
51
+15%
|
60
+18%
|
68
+14%
|
72
+5%
|
60
-17%
|
64
+7%
|
63
0%
|
|
| Total Liabilities & Equity |
341
N/A
|
362
+6%
|
386
+7%
|
398
+3%
|
412
+4%
|
422
+2%
|
451
+7%
|
442
-2%
|
446
+1%
|
423
-5%
|
416
-2%
|
438
+5%
|
389
-11%
|
402
+3%
|
405
+1%
|
438
+8%
|
459
+5%
|
593
+29%
|
686
+16%
|
693
+1%
|
725
+4%
|
757
+5%
|
819
+8%
|
817
0%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
5
|
5
|
5
|
4
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
|