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United Security Bancshares
NASDAQ:UBFO

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United Security Bancshares
NASDAQ:UBFO
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Price: 10.48 USD 0.1% Market Closed
Market Cap: $184.2m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Balance Sheet

Assets
+
3Y
-4%
5Y
+14%
10Y
+72%
Liabilities
+
3Y
-7%
5Y
+14%
10Y
+74%
Equity
+
3Y
+24%
5Y
+19%
10Y
+56%

Balance Sheet Decomposition
United Security Bancshares

Balance Sheet
United Security Bancshares

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Balance Sheet
Currency: USD
Dec-2002 Dec-2003 Dec-2004 Dec-2005 Dec-2006 Dec-2007 Dec-2008 Dec-2009 Dec-2010 Dec-2011 Dec-2012 Dec-2013 Dec-2014 Dec-2015 Dec-2016 Dec-2017 Dec-2018 Dec-2019 Dec-2020 Dec-2021 Dec-2022 Dec-2023 Dec-2024 Dec-2025
Assets
Net Loans
343
339
390
409
981
1 175
532
493
866
395
388
384
447
506
562
593
579
589
646
862
970
904
912
901
Investments
136
126
167
160
130
124
133
107
119
94
92
103
99
89
111
98
156
167
195
271
245
219
198
201
PP&E Net
3
5
8
11
15
16
14
13
13
13
12
12
12
11
10
10
10
13
12
12
12
10
12
13
PP&E Gross
3
5
8
11
15
16
14
13
13
0
12
12
12
11
10
10
10
13
12
12
12
10
12
0
Accumulated Depreciation
5
6
7
7
6
8
10
11
11
0
13
15
16
14
15
16
17
17
18
19
19
19
21
0
Intangible Assets
1
1
2
2
2
4
3
2
7
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Goodwill
1
1
2
2
3
12
10
7
6
5
5
5
5
5
5
5
5
5
5
5
5
4
4
4
Long-Term Investments
3
5
4
4
4
3
3
2
2
4
4
5
1
1
1
2
2
0
0
0
0
3
4
4
Customer Acceptances Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Long-Term Assets
2
3
5
5
5
4
7
8
9
12
10
12
7
5
3
2
3
3
3
4
13
14
14
12
Other Assets
20
13
14
18
479
572
55
57
392
47
42
26
26
27
21
25
28
32
31
29
32
32
31
33
Total Assets
519
N/A
507
-2%
612
+21%
629
+3%
678
+8%
772
+14%
761
-1%
693
-9%
678
-2%
651
-4%
649
0%
636
-2%
663
+4%
726
+9%
788
+9%
806
+2%
933
+16%
957
+3%
1 093
+14%
1 331
+22%
1 299
-2%
1 211
-7%
1 212
+0%
1 248
+3%
Liabilities
Accounts Payable
4
6
6
8
10
9
6
5
5
6
6
6
5
6
6
7
8
0
0
0
0
0
0
0
Accrued Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
3
3
2
1
3
3
Short-Term Debt
36
0
0
0
0
32
67
0
0
0
0
0
0
0
0
0
0
0
0
0
0
62
0
0
Total Deposits
424
440
537
547
587
635
509
562
558
574
563
543
565
622
677
688
806
818
953
1 188
1 166
1 004
1 058
1 089
Other Interest Bearing Liabilities
0
0
0
0
0
0
89
40
32
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Total Current Liabilities
40
6
6
8
10
41
73
5
5
6
6
6
5
6
6
7
8
4
3
3
2
63
3
3
Long-Term Debt
15
15
16
16
16
13
12
11
11
9
10
11
10
8
9
10
10
11
11
11
11
11
12
6
Other Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8
8
9
8
9
9
10
Total Liabilities
479
N/A
462
-4%
559
+21%
570
+2%
612
+7%
689
+13%
682
-1%
617
-9%
605
-2%
589
-3%
579
-2%
559
-3%
580
+4%
636
+10%
691
+9%
705
+2%
824
+17%
841
+2%
975
+16%
1 211
+24%
1 187
-2%
1 089
-8%
1 081
-1%
1 109
+3%
Equity
Common Stock
18
18
22
22
20
33
35
38
40
41
43
46
49
53
57
58
59
59
59
60
60
61
61
62
Retained Earnings
23
27
32
39
47
50
48
41
34
21
26
31
34
37
41
44
50
58
59
62
70
77
83
87
Unrealized Security Profit/Loss
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
17
15
14
0
Other Equity
0
0
1
2
1
0
3
2
0
1
0
0
0
0
1
1
1
1
1
1
0
0
0
10
Total Equity
41
N/A
45
+11%
53
+18%
59
+11%
66
+12%
82
+25%
80
-3%
76
-5%
73
-3%
62
-15%
69
+12%
77
+10%
83
+8%
90
+8%
97
+8%
101
+5%
109
+8%
116
+6%
118
+2%
120
+2%
113
-6%
123
+9%
130
+6%
140
+7%
Total Liabilities & Equity
519
N/A
507
-2%
612
+21%
629
+3%
678
+8%
772
+14%
761
-1%
693
-9%
678
-2%
651
-4%
649
0%
636
-2%
663
+4%
726
+9%
788
+9%
806
+2%
933
+16%
957
+3%
1 093
+14%
1 331
+22%
1 299
-2%
1 211
-7%
1 212
+0%
1 248
+3%
Shares Outstanding
Common Shares Outstanding
15
16
16
16
16
17
16
17
17
17
16
17
17
17
17
17
17
17
17
17
17
17
17
18

See Also

Summary
UBFO intrinsic value, competitors valuation, and company profile.
DCF Valuation
UBFO stock valuation using Discount Cash Flow valuation method.
Relative Valuation
UBFO stock valuation using valuation multiples.
Wall Street Estimates
UBFO price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
UBFO stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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