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US Century Bank
NASDAQ:USCB

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US Century Bank
NASDAQ:USCB
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Price: 19.9 USD 1.79% Market Closed
Market Cap: $360.4m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+31%
5Y
+92%
10Y
-
Non Interest Income
+
3Y
+26%
5Y
+8%
10Y
-
Net Income
+
3Y
+30%
5Y
+239%
10Y
-

Income Statement
US Century Bank

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Income Statement
Currency: USD
Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
44
46
48
50
53
54
58
61
64
65
64
61
59
58
61
65
70
74
78
81
84
Interest Income
53
53
54
55
57
58
61
66
71
78
86
94
101
110
118
125
131
134
138
142
145
Interest Expense
9
7
6
5
4
4
4
5
7
13
22
33
42
52
57
60
61
60
60
61
62
Non Interest Income
6
7
7
10
11
10
10
8
5
5
6
6
7
8
9
10
13
14
14
14
7
Revenue
50
N/A
52
+6%
55
+4%
59
+9%
63
+6%
65
+2%
68
+5%
69
+1%
69
+0%
71
+3%
69
-2%
67
-3%
66
-2%
66
-1%
70
+7%
75
+8%
83
+10%
88
+6%
92
+4%
95
+4%
90
-5%
Pre-Tax Income
Loan Loss Provision
(3)
(2)
0
0
0
0
(1)
(2)
(3)
(3)
(2)
(2)
(2)
(3)
(3)
(4)
(3)
(3)
(4)
(3)
(2)
Non Interest Expense
(33)
(34)
(34)
(35)
(36)
(37)
(37)
(39)
(39)
(40)
(41)
(41)
(42)
(43)
(44)
(45)
(47)
(48)
(49)
(51)
(52)
Pre-Tax Income
13
N/A
17
+30%
21
+20%
25
+20%
28
+11%
28
+2%
30
+6%
29
-4%
27
-5%
28
+4%
27
-5%
24
-9%
22
-10%
20
-8%
23
+13%
27
+18%
32
+21%
37
+13%
39
+7%
42
+7%
36
-14%
Net Income
Tax Provision
(3)
(4)
(4)
(5)
(7)
(7)
(7)
(7)
(7)
(7)
(7)
(6)
(5)
(5)
(5)
(6)
(8)
(9)
(9)
(10)
(10)
Income from Continuing Operations
11
14
16
20
21
21
22
21
20
21
20
18
17
15
17
20
25
28
30
32
26
Net Income (Common)
8
N/A
11
+40%
13
+25%
(73)
N/A
(71)
+3%
(70)
+1%
(68)
+3%
21
N/A
20
-6%
21
+5%
20
-5%
18
-9%
17
-9%
15
-7%
17
+13%
20
+18%
25
+20%
28
+12%
30
+7%
32
+7%
26
-18%
EPS (Diluted)
0.38
N/A
0.53
+39%
0.67
+26%
-2.92
N/A
-3.53
-21%
-3.46
+2%
-3.35
+3%
1.05
N/A
1.01
-4%
1.05
+4%
1
-5%
0.91
-9%
0.84
-8%
0.78
-7%
0.88
+13%
1.04
+18%
1.24
+19%
1.36
+10%
1.47
+8%
1.6
+9%
1.33
-17%

See Also

Summary
USCB intrinsic value, competitors valuation, and company profile.
DCF Valuation
USCB stock valuation using Discount Cash Flow valuation method.
Relative Valuation
USCB stock valuation using valuation multiples.
Wall Street Estimates
USCB price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
USCB stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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