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Univest Financial Corp
NASDAQ:UVSP

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Univest Financial Corp
NASDAQ:UVSP
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Price: 35 USD -0.6%
Market Cap: $985.6m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+10%
5Y
+38%
10Y
+156%
Non Interest Income
+
3Y
+13%
5Y
+12%
10Y
+68%
Net Income
+
3Y
+16%
5Y
+94%
10Y
+235%

Income Statement
Univest Financial Corp

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Income Statement
Currency: USD
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
46
46
47
47
47
48
49
51
53
55
56
56
56
57
58
57
60
61
61
61
62
62
62
62
63
64
64
66
66
67
68
68
68
70
71
74
75
76
76
75
74
73
73
73
72
72
73
73
72
72
72
72
78
83
88
94
94
94
103
114
125
137
141
143
146
150
153
158
162
166
168
169
170
171
172
174
177
181
185
188
190
194
204
218
231
234
229
220
212
209
208
211
216
225
233
240
Interest Income
77
76
74
73
72
71
71
72
73
74
75
75
76
78
82
85
90
95
100
105
110
113
115
116
116
114
111
108
104
102
100
96
94
93
92
91
90
89
87
86
84
83
81
81
80
79
78
78
77
76
76
76
82
89
95
102
103
103
114
127
139
153
159
163
168
175
182
191
199
207
212
214
214
210
206
204
203
206
209
210
209
214
227
252
284
318
348
372
387
397
513
412
524
529
426
430
Interest Expense
32
29
27
26
24
23
22
21
20
19
19
19
20
21
23
28
29
34
39
44
48
51
53
54
53
50
46
42
38
35
32
29
26
23
21
18
15
13
12
11
10
9
9
8
7
7
6
5
5
4
4
4
4
6
7
8
9
9
11
12
14
17
18
20
22
25
28
32
37
41
44
45
44
39
34
30
26
25
23
21
20
19
23
34
53
84
119
152
175
188
198
201
201
198
193
190
Non Interest Income
19
19
20
21
21
21
23
24
24
24
23
23
23
22
22
23
23
23
24
26
26
27
27
27
28
29
28
27
25
25
26
30
32
32
34
34
34
35
35
34
38
37
39
40
41
44
46
47
47
48
48
48
50
51
51
52
53
54
55
56
57
59
59
59
60
59
60
60
61
62
64
65
68
69
74
78
83
85
84
83
80
79
77
78
77
78
79
77
83
84
85
88
85
85
87
88
Revenue
64
N/A
65
+2%
67
+2%
68
+2%
68
+1%
69
+1%
72
+3%
74
+4%
77
+4%
79
+2%
79
+0%
78
-1%
79
+0%
79
+1%
80
+1%
80
-1%
83
+5%
84
+1%
86
+1%
87
+2%
88
+1%
89
+1%
90
+1%
89
0%
91
+1%
93
+3%
92
-1%
92
+0%
91
-1%
92
+1%
94
+3%
98
+4%
100
+3%
102
+1%
105
+3%
108
+3%
109
+1%
111
+1%
110
0%
109
-1%
112
+2%
110
-1%
112
+1%
113
+1%
113
+0%
116
+3%
119
+2%
119
+1%
120
+1%
120
+0%
120
-1%
121
+1%
127
+6%
134
+6%
140
+4%
146
+5%
147
+0%
148
+1%
159
+7%
170
+7%
182
+7%
196
+7%
200
+2%
202
+1%
206
+2%
209
+1%
213
+2%
218
+2%
223
+2%
228
+2%
232
+2%
235
+1%
238
+1%
240
+1%
247
+3%
253
+2%
261
+3%
266
+2%
270
+1%
272
+1%
270
-1%
274
+1%
281
+3%
296
+6%
308
+4%
312
+1%
308
-1%
297
-4%
295
-1%
293
-1%
294
+0%
299
+2%
301
+1%
310
+3%
320
+3%
328
+2%
Pre-Tax Income
Loan Loss Provision
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(1)
(2)
(2)
0
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(3)
(4)
(7)
(9)
(10)
(13)
(16)
(21)
(24)
(23)
(23)
(22)
(22)
(23)
(21)
(18)
(16)
(12)
(11)
(10)
(8)
(10)
(12)
(11)
(11)
(8)
(5)
(4)
(3)
(3)
(4)
(4)
(3)
(3)
(4)
(5)
(7)
(9)
(10)
(10)
(10)
(22)
(22)
(20)
(21)
(8)
(6)
0
(28)
(49)
(52)
(41)
(8)
16
20
10
2
(4)
(8)
(12)
(19)
(16)
(14)
(11)
(9)
(6)
(5)
(6)
(7)
(12)
(11)
(12)
Non Interest Expense
(36)
(37)
(37)
(38)
(38)
(39)
(40)
(42)
(44)
(46)
(46)
(45)
(45)
(45)
(45)
(46)
(47)
(48)
(49)
(50)
(51)
(51)
(52)
(52)
(53)
(54)
(55)
(57)
(59)
(61)
(63)
(65)
(67)
(67)
(69)
(67)
(67)
(67)
(67)
(68)
(70)
(72)
(74)
(76)
(78)
(78)
(79)
(81)
(82)
(84)
(86)
(87)
(94)
(99)
(102)
(106)
(105)
(108)
(130)
(142)
(147)
(150)
(136)
(131)
(134)
(136)
(137)
(137)
(138)
(140)
(142)
(146)
(149)
(148)
(151)
(155)
(156)
(161)
(166)
(167)
(173)
(179)
(183)
(187)
(191)
(193)
(196)
(197)
(198)
(197)
(196)
(198)
(197)
(199)
(201)
(203)
Pre-Tax Income
27
N/A
27
+1%
28
+1%
29
+3%
29
+1%
30
+2%
30
+3%
31
+3%
32
+1%
32
0%
32
0%
32
+1%
32
+1%
33
+2%
34
+4%
34
-1%
34
+2%
34
+0%
34
-1%
35
+1%
35
+0%
35
+0%
35
+1%
35
-1%
35
+1%
34
-3%
30
-11%
26
-13%
22
-16%
18
-19%
16
-13%
11
-27%
10
-13%
12
+17%
14
+19%
19
+38%
20
+7%
22
+6%
23
+7%
24
+3%
25
+6%
26
+2%
27
+4%
26
-1%
27
+3%
28
+1%
27
-1%
27
-2%
28
+2%
28
+1%
29
+4%
30
+3%
30
+2%
32
+7%
34
+6%
37
+8%
39
+5%
37
-4%
26
-32%
23
-9%
28
+20%
37
+31%
54
+46%
62
+15%
63
+1%
51
-18%
54
+5%
61
+13%
65
+6%
80
+24%
83
+4%
89
+6%
61
-31%
42
-30%
44
+4%
57
+29%
97
+71%
121
+25%
124
+2%
114
-8%
99
-13%
90
-9%
90
0%
97
+9%
98
+1%
103
+5%
98
-5%
89
-9%
88
-1%
90
+2%
92
+2%
95
+4%
97
+2%
100
+2%
108
+9%
113
+5%
Net Income
Tax Provision
(7)
(7)
(7)
(8)
(8)
(8)
(8)
(8)
(8)
(8)
(8)
(8)
(8)
(9)
(9)
(9)
(9)
(9)
(9)
(9)
(9)
(9)
(9)
(9)
(9)
(8)
(7)
(6)
(5)
(3)
(2)
(1)
0
(1)
(1)
(3)
(4)
(4)
(5)
(5)
(5)
(5)
(6)
(6)
(6)
(6)
(6)
(6)
(6)
(6)
(7)
(7)
(8)
(8)
(9)
(10)
(10)
(10)
(6)
(4)
(5)
(7)
(13)
(17)
(16)
(12)
(10)
(10)
(11)
(15)
(15)
(14)
(10)
(6)
(8)
(10)
(18)
(24)
(24)
(23)
(20)
(18)
(18)
(19)
(19)
(20)
(19)
(18)
(18)
(18)
(19)
(19)
(19)
(20)
(21)
(23)
Income from Continuing Operations
20
20
20
21
21
22
22
23
23
24
23
24
24
24
25
25
25
25
25
25
25
25
26
26
26
26
23
21
18
15
13
11
10
11
12
16
17
17
19
19
20
21
21
21
21
21
21
21
22
22
22
22
23
24
25
27
28
27
20
20
23
30
41
45
47
40
44
50
53
66
68
74
50
36
37
47
79
97
100
92
80
72
72
78
79
82
79
71
70
72
73
76
78
80
87
91
Net Income (Common)
20
N/A
20
+1%
20
+2%
21
+3%
21
+1%
22
+2%
22
+3%
23
+3%
23
+2%
24
+0%
23
-1%
24
+1%
24
+1%
24
+2%
25
+3%
25
-1%
25
+2%
25
+0%
25
-1%
25
+1%
25
+0%
25
+0%
26
+1%
26
0%
26
+2%
26
-1%
23
-10%
21
-12%
18
-14%
15
-18%
13
-10%
11
-17%
10
-8%
11
+11%
12
+13%
16
+28%
17
+5%
17
+5%
19
+6%
19
+2%
20
+7%
21
+1%
21
+3%
21
-1%
21
+1%
21
+0%
21
+1%
21
-1%
22
+2%
22
+1%
22
+1%
22
+1%
22
+2%
24
+7%
25
+5%
27
+8%
28
+4%
27
-4%
20
-27%
19
-1%
23
+18%
29
+28%
40
+38%
44
+8%
46
+5%
38
-16%
42
+10%
50
+19%
53
+7%
66
+23%
68
+4%
74
+8%
50
-32%
36
-28%
36
+1%
47
+28%
79
+68%
97
+24%
100
+3%
92
-8%
80
-13%
72
-10%
72
0%
78
+9%
79
+1%
82
+5%
79
-5%
71
-10%
70
-1%
72
+2%
73
+2%
76
+4%
78
+3%
80
+2%
87
+9%
91
+4%
EPS (Diluted)
1.51
N/A
1.53
+1%
1.56
+2%
1.62
+4%
1.63
+1%
1.66
+2%
1.71
+3%
1.78
+4%
1.8
+1%
1.81
+1%
1.8
-1%
1.8
N/A
1.83
+2%
1.86
+2%
1.92
+3%
1.91
-1%
1.95
+2%
1.95
N/A
1.94
-1%
1.95
+1%
1.95
N/A
1.96
+1%
1.98
+1%
1.98
N/A
2.02
+2%
2.01
0%
1.81
-10%
1.6
-12%
1.37
-14%
1.11
-19%
0.87
-22%
0.75
-14%
0.59
-21%
0.68
+15%
0.74
+9%
0.95
+28%
0.99
+4%
1.04
+5%
1.1
+6%
1.13
+3%
1.2
+6%
1.21
+1%
1.24
+2%
1.24
N/A
1.24
N/A
1.25
+1%
1.27
+2%
1.27
N/A
1.3
+2%
1.35
+4%
1.34
-1%
1.37
+2%
1.13
-18%
1.21
+7%
1.29
+7%
1.39
+8%
1.46
+5%
1.4
-4%
0.74
-47%
0.84
+14%
0.86
+2%
1.11
+29%
1.53
+38%
1.63
+7%
1.56
-4%
1.29
-17%
1.43
+11%
1.71
+20%
1.82
+6%
2.23
+23%
2.32
+4%
2.53
+9%
1.72
-32%
1.23
-28%
1.25
+2%
1.6
+28%
2.67
+67%
3.31
+24%
3.4
+3%
3.11
-9%
2.69
-14%
2.42
-10%
2.42
N/A
2.64
+9%
2.67
+1%
2.8
+5%
2.67
-5%
2.41
-10%
2.39
-1%
2.43
+2%
2.49
+2%
2.58
+4%
2.66
+3%
2.73
+3%
2.98
+9%
3.16
+6%

See Also

Summary
UVSP intrinsic value, competitors valuation, and company profile.
DCF Valuation
UVSP stock valuation using Discount Cash Flow valuation method.
Relative Valuation
UVSP stock valuation using valuation multiples.
Wall Street Estimates
UVSP price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
UVSP stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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