VersaBank
NASDAQ:VBNK
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Johnson & Johnson
NYSE:JNJ
|
US |
|
Berkshire Hathaway Inc
NYSE:BRK.A
|
US |
|
Bank of America Corp
NYSE:BAC
|
US |
|
Mastercard Inc
NYSE:MA
|
US |
|
UnitedHealth Group Inc
NYSE:UNH
|
US |
|
Exxon Mobil Corp
NYSE:XOM
|
US |
|
Pfizer Inc
NYSE:PFE
|
US |
|
Nike Inc
NYSE:NKE
|
US |
|
Visa Inc
NYSE:V
|
US |
|
Alibaba Group Holding Ltd
NYSE:BABA
|
CN |
|
JPMorgan Chase & Co
NYSE:JPM
|
US |
|
Coca-Cola Co
NYSE:KO
|
US |
|
Verizon Communications Inc
NYSE:VZ
|
US |
|
Chevron Corp
NYSE:CVX
|
US |
|
Walt Disney Co
NYSE:DIS
|
US |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
US |
P/E
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Valuation Scenarios
If P/E returns to its 3-Year Average (16.5), the stock would be worth $17.91 (0% downside from current price).
| Scenario | P/E Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 16.5 | $17.91 |
0%
|
| 3-Year Average | 16.5 | $17.91 |
0%
|
| 5-Year Average | 16.5 | $17.91 |
0%
|
| Industry Average | 16.3 | $17.66 |
-1%
|
| Country Average | 18.6 | $20.23 |
+13%
|
Forward P/E
Today’s price vs future net income
| Today's Market Cap | Net Income | Forward P/E | ||
|---|---|---|---|---|
|
$369.1m
|
/ |
Nov 2021
CA$22.4m
|
= |
|
|
$369.1m
|
/ |
Oct 2022
CA$22.9m
|
= |
|
|
$369.1m
|
/ |
Oct 2023
CA$29.6m
|
= |
|
Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.
Peer Comparison
| Market Cap | P/E | ||||
|---|---|---|---|---|---|
| CA |
|
VersaBank
NASDAQ:VBNK
|
369.1m USD | 16.5 | |
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
89.7B USD | 13.1 | |
| US |
|
Truist Financial Corp
NYSE:TFC
|
64.2B USD | 12.4 | |
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
46B USD | 22.7 | |
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
34B USD | 16.4 | |
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
221.6B CNY | 8 | |
| US |
|
M&T Bank Corp
NYSE:MTB
|
32.1B USD | 11.6 | |
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
209.2B CNY | 6.5 | |
| JP |
|
Resona Holdings Inc
TSE:8308
|
4.4T JPY | 16.4 | |
| US |
|
Citizens Financial Group Inc
NYSE:CFG
|
27.7B USD | 15.1 | |
| US |
|
Regions Financial Corp
NYSE:RF
|
24.4B USD | 11.4 |
Market Distribution
| Min | 0 |
| 30th Percentile | 14.2 |
| Median | 18.6 |
| 70th Percentile | 29.3 |
| Max | 19 628.5 |
Other Multiples
VersaBank
Glance View
VersaBank engages in the provision of financial services. The company is headquartered in London, Ontario and currently employs 98 full-time employees. The company went IPO on 2013-08-27. The company sources deposits, consumer loans, commercial loans and leases electronically. The Bank also makes residential development and commercial mortgages as its sources through a network of brokers and direct contact with its lending staff. The company operates through Banking segment. The Bank provides financing in the form of commercial and consumer loans, and lease receivables sourced through the Bank's bulk purchase program. The company also finances real estate developers in Southwestern Ontario and provides consumer lending through its private label credit card program. Its loan portfolio includes residential multi-family mortgages, commercial and consumer loans and leases, commercial mortgages, government financings and credit card receivables. Its commercial and consumer loans, and leases consist of commercial loans to investment grade corporations.
