Western New England Bancorp Inc
NASDAQ:WNEB
Income Statement
Income Statement
Western New England Bancorp Inc
| Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
23
|
24
|
24
|
24
|
24
|
23
|
22
|
22
|
22
|
22
|
23
|
24
|
24
|
24
|
24
|
24
|
24
|
24
|
23
|
23
|
25
|
26
|
28
|
30
|
30
|
31
|
31
|
32
|
32
|
32
|
32
|
33
|
32
|
32
|
31
|
29
|
29
|
30
|
30
|
31
|
30
|
30
|
30
|
30
|
41
|
41
|
41
|
31
|
30
|
30
|
30
|
31
|
31
|
31
|
31
|
32
|
32
|
33
|
33
|
37
|
44
|
50
|
57
|
59
|
60
|
61
|
61
|
60
|
60
|
58
|
58
|
58
|
58
|
59
|
61
|
64
|
68
|
71
|
73
|
73
|
74
|
75
|
77
|
79
|
79
|
76
|
73
|
68
|
65
|
62
|
61
|
60
|
60
|
63
|
67
|
70
|
|
| Interest Income |
46
|
45
|
44
|
43
|
42
|
40
|
37
|
36
|
35
|
34
|
34
|
34
|
35
|
36
|
36
|
37
|
38
|
40
|
41
|
42
|
45
|
48
|
51
|
54
|
55
|
55
|
55
|
54
|
53
|
53
|
53
|
53
|
51
|
50
|
48
|
46
|
46
|
46
|
45
|
45
|
44
|
44
|
43
|
43
|
53
|
52
|
52
|
41
|
40
|
40
|
40
|
41
|
41
|
41
|
42
|
42
|
43
|
43
|
43
|
49
|
56
|
63
|
71
|
74
|
75
|
77
|
78
|
79
|
80
|
80
|
81
|
82
|
82
|
83
|
82
|
83
|
83
|
82
|
82
|
80
|
80
|
81
|
82
|
86
|
90
|
94
|
98
|
101
|
104
|
106
|
108
|
110
|
112
|
114
|
117
|
119
|
|
| Interest Expense |
23
|
21
|
20
|
19
|
18
|
16
|
15
|
14
|
13
|
12
|
11
|
11
|
11
|
12
|
13
|
14
|
15
|
16
|
18
|
20
|
21
|
22
|
23
|
23
|
24
|
24
|
23
|
22
|
21
|
21
|
21
|
20
|
19
|
18
|
17
|
17
|
16
|
16
|
15
|
14
|
14
|
13
|
13
|
13
|
12
|
11
|
11
|
10
|
10
|
10
|
10
|
10
|
10
|
10
|
11
|
11
|
11
|
11
|
11
|
11
|
12
|
13
|
14
|
15
|
15
|
16
|
18
|
19
|
21
|
22
|
23
|
24
|
24
|
23
|
22
|
18
|
15
|
11
|
8
|
7
|
6
|
5
|
5
|
7
|
11
|
17
|
25
|
33
|
39
|
44
|
47
|
50
|
52
|
51
|
50
|
49
|
|
| Non Interest Income |
2
|
2
|
1
|
(0)
|
0
|
1
|
2
|
3
|
3
|
4
|
4
|
4
|
4
|
3
|
3
|
3
|
3
|
4
|
3
|
3
|
3
|
3
|
4
|
5
|
5
|
5
|
4
|
4
|
4
|
4
|
2
|
2
|
1
|
2
|
6
|
7
|
7
|
6
|
3
|
3
|
5
|
6
|
6
|
6
|
4
|
4
|
4
|
4
|
4
|
4
|
5
|
4
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
6
|
7
|
8
|
9
|
9
|
8
|
9
|
9
|
9
|
10
|
9
|
10
|
10
|
10
|
10
|
9
|
9
|
10
|
10
|
11
|
13
|
12
|
12
|
12
|
13
|
14
|
13
|
14
|
11
|
10
|
12
|
11
|
10
|
11
|
10
|
10
|
10
|
|
| Revenue |
26
N/A
|
26
+0%
|
25
-1%
|
24
-6%
|
24
+1%
|
24
+0%
|
24
-2%
|
25
+5%
|
25
+2%
|
26
+3%
|
27
+3%
|
27
+1%
|
27
-1%
|
27
-1%
|
27
+1%
|
27
0%
|
27
0%
|
27
+0%
|
26
-3%
|
26
-1%
|
28
+7%
|
29
+6%
|
32
+9%
|
35
+9%
|
35
+1%
|
35
+1%
|
36
+1%
|
35
-1%
|
36
+2%
|
36
0%
|
34
-5%
|
34
+1%
|
33
-5%
|
33
+2%
|
37
+12%
|
36
-2%
|
37
+1%
|
36
-3%
|
33
-8%
|
34
+3%
|
36
+5%
|
36
+1%
|
37
+2%
|
36
-1%
|
45
+25%
|
45
0%
|
45
0%
|
35
-23%
|
35
-1%
|
35
+0%
|
35
+1%
|
36
+1%
|
36
+0%
|
36
+1%
|
36
+1%
|
37
+1%
|
37
+1%
|
37
+1%
|
38
+1%
|
43
+15%
|
51
+17%
|
58
+15%
|
66
+13%
|
68
+3%
|
68
0%
|
70
+3%
|
70
0%
|
69
0%
|
69
+0%
|
67
-3%
|
67
+0%
|
68
+0%
|
68
+1%
|
69
+1%
|
70
+1%
|
74
+6%
|
78
+5%
|
81
+4%
|
85
+5%
|
86
+1%
|
86
+0%
|
88
+2%
|
89
+1%
|
93
+5%
|
93
+0%
|
89
-4%
|
86
-3%
|
79
-9%
|
75
-5%
|
74
-1%
|
71
-4%
|
70
-1%
|
71
+0%
|
73
+4%
|
77
+5%
|
80
+5%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(3)
|
(4)
|
(5)
|
(5)
|
(4)
|
(3)
|
(7)
|
(10)
|
(9)
|
(9)
|
(5)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
0
|
0
|
0
|
(0)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(2)
|
(3)
|
(5)
|
(7)
|
(8)
|
(8)
|
(6)
|
(2)
|
1
|
1
|
1
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
0
|
(1)
|
1
|
(0)
|
0
|
(0)
|
(0)
|
|
| Non Interest Expense |
(17)
|
(17)
|
(17)
|
(17)
|
(17)
|
(17)
|
(17)
|
(18)
|
(17)
|
(17)
|
(17)
|
(18)
|
(18)
|
(18)
|
(19)
|
(18)
|
(19)
|
(19)
|
(19)
|
(19)
|
(20)
|
(21)
|
(21)
|
(22)
|
(22)
|
(22)
|
(23)
|
(23)
|
(24)
|
(25)
|
(24)
|
(24)
|
(23)
|
(22)
|
(23)
|
(24)
|
(25)
|
(25)
|
(25)
|
(25)
|
(26)
|
(27)
|
(28)
|
(27)
|
(27)
|
(27)
|
(27)
|
(27)
|
(27)
|
(26)
|
(26)
|
(26)
|
(26)
|
(26)
|
(27)
|
(27)
|
(28)
|
(29)
|
(30)
|
(35)
|
(39)
|
(43)
|
(45)
|
(45)
|
(45)
|
(46)
|
(46)
|
(46)
|
(47)
|
(47)
|
(48)
|
(48)
|
(48)
|
(48)
|
(49)
|
(52)
|
(53)
|
(54)
|
(55)
|
(55)
|
(56)
|
(57)
|
(57)
|
(57)
|
(58)
|
(58)
|
(58)
|
(58)
|
(58)
|
(57)
|
(56)
|
(56)
|
(56)
|
(58)
|
(59)
|
(60)
|
|
| Pre-Tax Income |
7
N/A
|
7
-2%
|
7
-4%
|
6
-8%
|
6
-1%
|
6
-1%
|
6
-9%
|
6
+16%
|
7
+11%
|
8
+12%
|
9
+10%
|
9
+0%
|
9
-4%
|
8
-7%
|
8
0%
|
8
+3%
|
8
-2%
|
8
-1%
|
7
-13%
|
6
-10%
|
7
+19%
|
8
+14%
|
10
+24%
|
13
+20%
|
12
-3%
|
12
+2%
|
12
-2%
|
8
-30%
|
7
-12%
|
6
-22%
|
4
-24%
|
7
+52%
|
7
+2%
|
5
-28%
|
4
-15%
|
3
-28%
|
3
-6%
|
6
+94%
|
7
+22%
|
7
+6%
|
9
+19%
|
8
-6%
|
8
-1%
|
9
+7%
|
18
+115%
|
19
+2%
|
19
+1%
|
9
-54%
|
8
-7%
|
8
-1%
|
8
-1%
|
8
+3%
|
8
-4%
|
8
+1%
|
8
+4%
|
8
-3%
|
9
+13%
|
8
-13%
|
6
-16%
|
7
+15%
|
10
+33%
|
14
+46%
|
19
+33%
|
22
+13%
|
21
-3%
|
22
+6%
|
22
-4%
|
21
-2%
|
21
-1%
|
19
-11%
|
18
-5%
|
17
-4%
|
15
-10%
|
14
-11%
|
12
-11%
|
14
+17%
|
19
+35%
|
24
+28%
|
30
+23%
|
32
+6%
|
31
-2%
|
31
-1%
|
31
-1%
|
35
+14%
|
35
0%
|
31
-11%
|
28
-8%
|
20
-31%
|
16
-16%
|
17
+5%
|
14
-17%
|
15
+5%
|
14
-5%
|
16
+12%
|
18
+11%
|
20
+13%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(2)
|
(2)
|
(2)
|
(2)
|
(5)
|
(3)
|
(3)
|
(3)
|
(0)
|
(2)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(4)
|
(4)
|
(4)
|
(3)
|
(2)
|
(1)
|
(1)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
0
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(2)
|
(3)
|
(5)
|
(5)
|
(6)
|
(6)
|
(5)
|
(5)
|
(5)
|
(4)
|
(4)
|
(4)
|
(3)
|
(3)
|
(3)
|
(3)
|
(4)
|
(6)
|
(7)
|
(8)
|
(8)
|
(8)
|
(7)
|
(9)
|
(9)
|
(8)
|
(7)
|
(5)
|
(4)
|
(4)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(5)
|
|
| Income from Continuing Operations |
5
|
5
|
5
|
4
|
1
|
3
|
3
|
4
|
7
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
5
|
5
|
5
|
6
|
7
|
9
|
9
|
9
|
9
|
7
|
6
|
5
|
4
|
5
|
6
|
4
|
4
|
3
|
3
|
5
|
6
|
6
|
7
|
6
|
6
|
6
|
16
|
17
|
17
|
7
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
5
|
4
|
5
|
8
|
11
|
15
|
16
|
15
|
16
|
16
|
16
|
16
|
14
|
14
|
13
|
12
|
11
|
10
|
11
|
15
|
19
|
22
|
24
|
23
|
23
|
23
|
26
|
26
|
23
|
22
|
15
|
13
|
13
|
11
|
12
|
11
|
12
|
13
|
15
|
|
| Net Income (Common) |
5
N/A
|
5
-2%
|
5
-4%
|
4
-12%
|
1
-67%
|
3
+126%
|
3
-7%
|
4
+29%
|
7
+88%
|
6
-16%
|
6
+9%
|
6
+1%
|
6
-2%
|
6
-4%
|
6
+1%
|
6
+3%
|
6
-3%
|
6
-2%
|
5
-12%
|
5
-10%
|
5
+15%
|
6
+12%
|
7
+22%
|
9
+19%
|
9
-2%
|
9
+2%
|
9
-1%
|
7
-22%
|
6
-10%
|
5
-17%
|
4
-16%
|
5
+31%
|
6
+3%
|
4
-26%
|
4
-13%
|
3
-16%
|
3
-2%
|
5
+67%
|
6
+16%
|
6
+3%
|
7
+18%
|
6
-9%
|
6
-2%
|
6
+0%
|
16
+156%
|
17
+4%
|
17
+1%
|
7
-60%
|
6
-8%
|
6
-4%
|
6
-1%
|
6
+4%
|
6
-5%
|
6
+0%
|
6
+2%
|
6
-4%
|
6
+11%
|
5
-15%
|
4
-18%
|
5
+10%
|
8
+65%
|
11
+42%
|
15
+28%
|
12
-15%
|
11
-13%
|
12
+13%
|
12
+1%
|
16
+34%
|
16
-1%
|
14
-12%
|
14
-5%
|
13
-3%
|
12
-10%
|
11
-10%
|
10
-10%
|
11
+16%
|
15
+33%
|
19
+24%
|
22
+21%
|
24
+5%
|
23
-2%
|
23
0%
|
23
0%
|
26
+12%
|
26
0%
|
23
-11%
|
22
-7%
|
15
-30%
|
13
-16%
|
13
+6%
|
11
-19%
|
12
+7%
|
11
-6%
|
12
+10%
|
13
+10%
|
15
+14%
|
|
| EPS (Diluted) |
0.13
N/A
|
0.13
N/A
|
0.13
N/A
|
0.12
-8%
|
0.04
-67%
|
0.09
+125%
|
0.08
-11%
|
0.11
+38%
|
0.2
+82%
|
0.17
-15%
|
0.19
+12%
|
0.19
N/A
|
0.2
+5%
|
0.19
-5%
|
0.19
N/A
|
0.2
+5%
|
0.18
-10%
|
0.18
N/A
|
0.16
-11%
|
0.15
-6%
|
0.18
+20%
|
0.2
+11%
|
0.24
+20%
|
0.29
+21%
|
0.28
-3%
|
0.29
+4%
|
0.29
N/A
|
0.22
-24%
|
0.2
-9%
|
0.17
-15%
|
0.14
-18%
|
0.18
+29%
|
0.2
+11%
|
0.15
-25%
|
0.14
-7%
|
0.11
-21%
|
0.12
+9%
|
0.19
+58%
|
0.22
+16%
|
0.22
N/A
|
0.27
+23%
|
0.25
-7%
|
0.25
N/A
|
0.26
+4%
|
0.75
+188%
|
0.82
+9%
|
0.85
+4%
|
0.34
-60%
|
0.32
-6%
|
0.34
+6%
|
0.32
-6%
|
0.34
+6%
|
0.33
-3%
|
0.33
N/A
|
0.34
+3%
|
0.33
-3%
|
0.36
+9%
|
0.3
-17%
|
0.25
-17%
|
0.24
-4%
|
0.26
+8%
|
0.37
+42%
|
0.49
+32%
|
0.41
-16%
|
0.36
-12%
|
0.41
+14%
|
0.42
+2%
|
0.57
+36%
|
0.59
+4%
|
0.55
-7%
|
0.51
-7%
|
0.51
N/A
|
0.45
-12%
|
0.43
-4%
|
0.37
-14%
|
0.45
+22%
|
0.6
+33%
|
0.78
+30%
|
0.99
+27%
|
1.02
+3%
|
1.03
+1%
|
1.04
+1%
|
1.05
+1%
|
1.18
+12%
|
1.19
+1%
|
1.07
-10%
|
1
-7%
|
0.7
-30%
|
0.6
-14%
|
0.63
+5%
|
0.51
-19%
|
0.56
+10%
|
0.53
-5%
|
0.59
+11%
|
0.65
+10%
|
0.75
+15%
|
|