World Acceptance Corp
NASDAQ:WRLD
Intrinsic Value
World Acceptance Corp. engages in the small-loan consumer finance business. [ Read More ]
The intrinsic value of one WRLD stock under the Base Case scenario is 441.29 USD. Compared to the current market price of 137.01 USD, World Acceptance Corp is Undervalued by 69%.
Valuation Backtest
World Acceptance Corp
Run backtest to discover the historical profit from buying and selling WRLD stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
World Acceptance Corp
Current Assets | 12.8m |
Cash & Short-Term Investments | 12.8m |
Other Current Assets | -480 |
Non-Current Assets | 1.1B |
PP&E | 103.2m |
Intangibles | 19.5m |
Other Non-Current Assets | 984m |
Current Liabilities | 127.5m |
Accounts Payable | 45m |
Accrued Liabilities | 82.5m |
Non-Current Liabilities | 585m |
Long-Term Debt | 585m |
Other Non-Current Liabilities | -10 |
Earnings Waterfall
World Acceptance Corp
Revenue
|
575.1m
USD
|
Cost of Revenue
|
-49.9m
USD
|
Gross Profit
|
525.3m
USD
|
Operating Expenses
|
-439m
USD
|
Operating Income
|
86.2m
USD
|
Other Expenses
|
-18.4m
USD
|
Net Income
|
67.9m
USD
|
Free Cash Flow Analysis
World Acceptance Corp
WRLD Profitability Score
Profitability Due Diligence
World Acceptance Corp's profitability score is 57/100. The higher the profitability score, the more profitable the company is.
Score
World Acceptance Corp's profitability score is 57/100. The higher the profitability score, the more profitable the company is.
WRLD Solvency Score
Solvency Due Diligence
World Acceptance Corp's solvency score is 22/100. The higher the solvency score, the more solvent the company is.
Score
World Acceptance Corp's solvency score is 22/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
WRLD Price Targets Summary
World Acceptance Corp
According to Wall Street analysts, the average 1-year price target for WRLD is 134.64 USD with a low forecast of 133.32 USD and a high forecast of 138.6 USD.
Ownership
WRLD Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
WRLD Price
World Acceptance Corp
Average Annual Return | 8.13% |
Standard Deviation of Annual Returns | 82.03% |
Max Drawdown | -77% |
Market Capitalization | 832.1m USD |
Shares Outstanding | 6 080 280 |
Percentage of Shares Shorted | 22.88% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
World Acceptance Corp. engages in the small-loan consumer finance business. The company is headquartered in Greenville, South Carolina and currently employs 3,175 full-time employees. The firm is engaged in offering short-term small instalment loans, medium-term larger instalment loans, related credit insurance and ancillary products and services to individuals. The firm primarily serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses and credit card lenders. The firm also offers income tax return preparation services to its loan customers and other individuals. The company offers instalment loans, generally between 250 and 3,500 dollars, with the average loan being 1,112 dollars. The firm operates approximately 1,205 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin.
Contact
IPO
Employees
Officers
The intrinsic value of one WRLD stock under the Base Case scenario is 441.29 USD.
Compared to the current market price of 137.01 USD, World Acceptance Corp is Undervalued by 69%.