Cholamandalam Financial Holdings Ltd
NSE:CHOLAHLDNG

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Cholamandalam Financial Holdings Ltd Logo
Cholamandalam Financial Holdings Ltd
NSE:CHOLAHLDNG
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Price: 1 633.5 INR -0.46% Market Closed
Market Cap: ₹306.7B

Income Statement

Earnings Waterfall
Cholamandalam Financial Holdings Ltd

Income Statement
Cholamandalam Financial Holdings Ltd

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Income Statement
Currency: INR
Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Interest Expense
697
848
1 019
1 186
1 385
1 595
1 825
2 067
2 123
2 146
2 025
1 900
1 853
0
0
0
6 016
0
0
0
703
0
0
0
966
0
0
0
1 155
0
0
0
1 321
0
0
0
1 226
0
0
0
2
0
0
0
26 214
0
0
0
35 634
0
0
0
45 720
0
0
0
45 810
0
0
0
42 785
0
0
0
57 350
0
0
0
91 928
0
0
0
124 263
0
0
0
Revenue
19 823
N/A
20 274
+2%
21 696
+7%
22 718
+5%
22 991
+1%
25 189
+10%
27 823
+10%
28 488
+2%
28 031
-2%
27 994
0%
27 892
0%
29 501
+6%
31 012
+5%
35 730
+15%
39 794
+11%
44 376
+12%
50 488
+14%
54 561
+8%
57 212
+5%
60 918
+6%
64 418
+6%
67 043
+4%
71 093
+6%
73 255
+3%
77 516
+6%
80 245
+4%
83 237
+4%
86 761
+4%
88 345
+2%
91 458
+4%
94 439
+3%
97 241
+3%
96 976
0%
98 593
+2%
96 085
-3%
86 479
-10%
79 912
-8%
60 409
-24%
44 704
-26%
36 652
-18%
26 879
-27%
28 642
+7%
30 369
+6%
32 201
+6%
89 093
+177%
106 198
+19%
123 991
+17%
144 462
+17%
109 256
-24%
115 728
+6%
122 986
+6%
127 596
+4%
131 347
+3%
132 459
+1%
134 049
+1%
136 548
+2%
139 002
+2%
142 576
+3%
143 414
+1%
144 231
+1%
146 436
+2%
149 892
+2%
157 045
+5%
167 028
+6%
181 459
+9%
198 348
+9%
218 361
+10%
239 061
+9%
258 035
+8%
278 106
+8%
296 010
+6%
312 954
+6%
331 253
+6%
346 558
+5%
360 270
+4%
374 867
+4%
Gross Profit
Cost of Revenue
(9 640)
(10 146)
(10 315)
(10 587)
(11 812)
(11 604)
(13 150)
(13 567)
(13 709)
(13 650)
(13 072)
(13 661)
(15 348)
(15 529)
(16 564)
(17 811)
(19 916)
(19 798)
(20 579)
(21 393)
(23 912)
(22 715)
(23 275)
(22 733)
(25 291)
(23 179)
(22 769)
(22 898)
(24 815)
(24 366)
(25 511)
(26 591)
(26 859)
(25 186)
(24 578)
(23 821)
(27 532)
0
0
0
0
0
0
0
(1 591)
0
0
0
(2 370)
0
0
0
(2 928)
0
0
0
(3 246)
0
0
0
(4 558)
0
0
0
(5 132)
0
0
0
(13 884)
0
0
0
(16 462)
0
0
0
Gross Profit
10 183
N/A
10 128
-1%
11 381
+12%
12 130
+7%
11 179
-8%
13 584
+22%
14 672
+8%
14 921
+2%
14 322
-4%
14 344
+0%
14 820
+3%
15 840
+7%
15 664
-1%
20 201
+29%
23 230
+15%
26 565
+14%
30 572
+15%
34 764
+14%
36 634
+5%
39 526
+8%
40 506
+2%
44 328
+9%
47 818
+8%
50 523
+6%
52 226
+3%
57 067
+9%
60 469
+6%
63 863
+6%
63 530
-1%
67 092
+6%
68 928
+3%
70 650
+2%
70 117
-1%
73 405
+5%
71 504
-3%
62 655
-12%
52 380
-16%
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
87 502
N/A
0
N/A
0
N/A
0
N/A
106 887
N/A
0
N/A
0
N/A
0
N/A
128 419
N/A
0
N/A
0
N/A
0
N/A
135 756
N/A
0
N/A
0
N/A
0
N/A
141 878
N/A
0
N/A
0
N/A
0
N/A
176 327
N/A
0
N/A
0
N/A
0
N/A
244 152
N/A
0
N/A
0
N/A
0
N/A
314 791
N/A
0
N/A
0
N/A
0
N/A
Operating Income
Operating Expenses
(6 594)
(6 701)
(7 984)
(7 925)
(7 511)
(10 997)
(11 919)
(12 658)
(9 873)
(12 839)
(12 971)
(12 847)
(9 344)
(15 565)
(16 714)
(18 459)
(16 119)
(25 659)
(26 886)
(29 358)
(28 591)
(30 798)
(33 847)
(31 624)
(21 465)
(27 653)
(25 141)
(26 500)
(25 582)
(28 006)
(28 911)
(29 959)
(28 843)
(31 560)
(31 221)
(28 719)
(24 132)
(38 463)
(26 952)
(18 001)
(7 550)
(8 151)
(8 513)
(8 940)
(20 439)
(25 398)
(29 094)
(33 562)
(22 967)
(26 785)
(28 511)
(29 443)
(26 949)
(29 291)
(28 818)
(28 581)
(27 028)
(32 301)
(35 531)
(39 256)
(36 321)
(44 519)
(46 145)
(48 252)
(42 916)
(53 212)
(56 578)
(59 548)
(48 090)
(68 563)
(72 713)
(76 907)
(59 137)
(80 933)
(83 509)
(86 294)
Selling, General & Administrative
(6 029)
(1 561)
(1 703)
(1 841)
(6 121)
(2 736)
(2 851)
(2 912)
(9 076)
(2 443)
(2 491)
(2 527)
(7 650)
(3 041)
(3 445)
(3 911)
(13 418)
(6 769)
(9 428)
(12 330)
(25 356)
(16 312)
(17 474)
(14 808)
(17 603)
(11 376)
(8 139)
(8 611)
(19 393)
(8 946)
(9 140)
(9 279)
(22 374)
(7 760)
(7 765)
(7 194)
(19 579)
(5 172)
(3 604)
(2 529)
(6 668)
(1 255)
(1 257)
(1 248)
(19 298)
(8 148)
(9 695)
(10 973)
(21 742)
(7 375)
(7 711)
(8 390)
(24 938)
(8 509)
(8 479)
(8 253)
(25 231)
(11 863)
(12 559)
(13 318)
(34 174)
(15 205)
(16 554)
(18 686)
(40 720)
(19 772)
(23 243)
(26 504)
(44 598)
(33 043)
(34 614)
(36 429)
(55 276)
(40 315)
(43 013)
(45 210)
Depreciation & Amortization
(564)
(557)
(573)
(600)
(655)
(698)
(733)
(761)
(797)
(809)
(831)
(852)
(885)
(911)
(921)
(934)
(913)
(931)
(957)
(985)
(1 009)
(1 041)
(1 072)
(1 160)
(1 326)
(1 412)
(1 505)
(1 530)
(1 587)
(1 610)
(1 639)
(1 716)
(1 708)
(1 747)
(1 757)
(1 576)
(1 630)
(1 246)
(874)
(654)
(173)
(176)
(185)
(190)
(704)
(841)
(972)
(1 126)
(779)
(933)
(1 120)
(1 336)
(1 498)
(1 501)
(1 482)
(1 445)
(1 455)
(1 499)
(1 519)
(1 513)
(1 542)
(1 568)
(1 618)
(1 683)
(1 761)
(1 873)
(1 976)
(2 087)
(2 475)
(2 654)
(2 877)
(3 048)
(2 957)
(3 046)
(3 128)
(3 276)
Other Operating Expenses
0
(4 583)
(5 708)
(5 484)
(735)
(7 563)
(8 335)
(8 985)
0
(9 587)
(9 649)
(9 468)
(809)
(11 613)
(12 348)
(13 616)
(1 790)
(17 959)
(16 501)
(16 043)
(2 226)
(13 446)
(15 302)
(15 657)
(2 536)
(14 865)
(15 497)
(16 359)
(4 603)
(17 451)
(18 132)
(18 964)
(4 761)
(22 052)
(21 697)
(19 947)
(2 924)
(32 045)
(22 474)
(14 818)
(710)
(6 718)
(7 069)
(7 502)
(437)
(16 409)
(18 428)
(21 464)
(446)
(18 477)
(19 682)
(19 717)
(514)
(19 279)
(18 857)
(18 883)
(342)
(18 938)
(21 454)
(24 426)
(606)
(27 746)
(27 971)
(27 882)
(435)
(31 566)
(31 359)
(30 956)
(1 017)
(32 866)
(35 222)
(37 431)
(904)
(37 572)
(37 368)
(37 809)
Operating Income
3 589
N/A
3 429
-4%
3 398
-1%
4 207
+24%
3 669
-13%
2 588
-29%
2 754
+6%
2 263
-18%
4 449
+97%
1 505
-66%
1 849
+23%
2 993
+62%
6 320
+111%
4 637
-27%
6 517
+41%
8 107
+24%
14 454
+78%
9 106
-37%
9 749
+7%
10 169
+4%
11 915
+17%
13 530
+14%
13 971
+3%
18 899
+35%
30 760
+63%
29 414
-4%
35 328
+20%
37 363
+6%
37 948
+2%
39 086
+3%
40 016
+2%
40 690
+2%
41 274
+1%
41 846
+1%
40 286
-4%
33 939
-16%
28 248
-17%
21 945
-22%
17 751
-19%
18 650
+5%
19 328
+4%
20 492
+6%
21 857
+7%
23 262
+6%
67 063
+188%
80 801
+20%
94 898
+17%
110 901
+17%
83 920
-24%
88 944
+6%
94 476
+6%
98 155
+4%
101 470
+3%
103 169
+2%
105 232
+2%
107 967
+3%
108 728
+1%
110 275
+1%
107 883
-2%
104 975
-3%
105 556
+1%
105 373
0%
110 901
+5%
118 777
+7%
133 411
+12%
145 137
+9%
161 784
+11%
179 513
+11%
196 062
+9%
209 543
+7%
223 297
+7%
236 047
+6%
255 655
+8%
265 625
+4%
276 762
+4%
288 573
+4%
Pre-Tax Income
Interest Income Expense
(697)
(1 561)
(1 731)
(1 885)
(1 089)
(1 276)
(1 358)
(1 614)
(1 658)
(2 146)
(2 025)
(2 421)
(1 421)
(2 681)
(3 795)
(4 983)
(6 637)
(5 099)
(3 757)
(2 298)
(380)
(810)
(866)
(4 721)
(15 096)
(12 682)
(17 235)
(18 203)
(18 775)
(19 747)
(20 281)
(20 620)
(20 630)
(21 198)
(19 644)
(14 626)
(9 613)
(4 460)
(673)
(333)
(4)
(12)
(37)
(60)
(26 214)
(34 490)
(43 022)
(52 498)
(35 431)
(38 882)
(42 143)
(44 526)
(45 720)
(46 195)
(46 448)
(46 056)
(45 810)
(45 937)
(44 719)
(43 770)
(42 785)
(43 559)
(46 175)
(51 143)
(57 265)
(66 535)
(75 159)
(84 105)
(91 682)
(100 330)
(108 811)
(117 154)
(123 555)
(130 323)
(134 925)
(138 608)
Non-Reccuring Items
(710)
0
0
(659)
(1 554)
0
0
0
(2 341)
460
0
0
(3 477)
(146)
(146)
60
(4 331)
(94)
(1 891)
(3 571)
(6 179)
(7 145)
(7 224)
(7 847)
(9 000)
(10 006)
(10 985)
(11 768)
(11 369)
(11 583)
(11 553)
(11 487)
(11 330)
(11 435)
(11 661)
(11 890)
(4 967)
(5 606)
(6 567)
(7 830)
(16 390)
(17 561)
(18 682)
(19 734)
(23 571)
(25 254)
(26 889)
(28 552)
(26 911)
(28 627)
(29 846)
(31 170)
(37 499)
(36 069)
(37 068)
(39 935)
(38 690)
(44 087)
(40 956)
(37 796)
(31 919)
(29 458)
(33 501)
(34 515)
(37 472)
(40 546)
(44 729)
(49 557)
(51 827)
(54 672)
(57 163)
(61 071)
(67 498)
(73 708)
(79 439)
(83 957)
Gain/Loss on Disposition of Assets
0
0
0
0
52
0
0
0
3
0
0
0
0
0
0
0
113
0
0
0
1
0
0
0
9
0
0
0
24
0
0
0
654
0
0
0
36
0
0
0
1
0
0
0
(1)
0
0
0
(1)
0
0
0
1
0
0
0
(2)
0
0
0
1
0
0
0
(6)
0
0
0
(9)
0
0
0
(20)
0
0
0
Total Other Income
0
17
91
125
18
5
20
7
162
613
532
541
241
248
165
140
(251)
(1)
94
119
2
178
213
235
66
244
269
290
66
288
245
215
65
1 106
1 115
1 124
38
155
107
58
12
14
17
18
(332)
9
7
209
(229)
209
212
14
(196)
11
46
46
(223)
608
573
572
(418)
1 172
1 737
2 254
(424)
2 931
3 087
3 040
(546)
2 390
2 565
3 130
(586)
3 765
4 143
4 457
Pre-Tax Income
2 182
N/A
1 884
-14%
1 757
-7%
1 788
+2%
1 096
-39%
1 317
+20%
1 415
+7%
654
-54%
615
-6%
430
-30%
355
-17%
1 112
+213%
1 662
+49%
2 058
+24%
2 740
+33%
3 323
+21%
3 348
+1%
3 910
+17%
4 194
+7%
4 417
+5%
5 359
+21%
5 751
+7%
6 092
+6%
6 565
+8%
6 739
+3%
6 971
+3%
7 378
+6%
7 682
+4%
7 894
+3%
8 042
+2%
8 427
+5%
8 796
+4%
10 033
+14%
10 319
+3%
10 096
-2%
8 547
-15%
13 742
+61%
12 034
-12%
10 619
-12%
10 546
-1%
2 947
-72%
2 934
0%
3 156
+8%
3 487
+10%
16 945
+386%
21 067
+24%
24 995
+19%
30 061
+20%
21 348
-29%
21 645
+1%
22 698
+5%
22 472
-1%
18 056
-20%
20 915
+16%
21 762
+4%
22 022
+1%
24 003
+9%
20 859
-13%
22 781
+9%
23 981
+5%
30 436
+27%
33 529
+10%
32 963
-2%
35 374
+7%
38 244
+8%
40 987
+7%
44 983
+10%
48 891
+9%
51 998
+6%
56 931
+9%
59 889
+5%
60 953
+2%
63 996
+5%
65 358
+2%
66 540
+2%
70 466
+6%
Net Income
Tax Provision
(466)
(483)
(455)
(475)
(400)
(389)
(424)
(230)
(71)
(119)
(6)
(227)
(534)
(639)
(985)
(1 130)
(1 109)
(1 309)
(1 427)
(1 571)
(1 839)
(1 926)
(1 962)
(2 063)
(2 173)
(2 272)
(2 403)
(2 531)
(2 718)
(2 751)
(2 890)
(2 987)
(3 196)
(3 351)
(3 289)
(2 754)
(3 671)
(3 061)
(2 592)
(2 576)
(894)
(890)
(945)
(1 067)
(5 687)
(7 137)
(8 489)
(10 152)
(7 211)
(7 344)
(7 205)
(6 768)
(4 739)
(5 480)
(5 708)
(5 732)
(6 364)
(5 557)
(6 024)
(6 330)
(8 013)
(8 812)
(8 666)
(9 278)
(10 061)
(10 725)
(11 900)
(12 769)
(13 614)
(14 907)
(15 536)
(15 956)
(16 656)
(17 026)
(17 327)
(18 316)
Income from Continuing Operations
1 716
1 401
1 302
1 313
696
928
991
424
544
312
350
886
1 129
1 419
1 756
2 195
2 239
2 603
2 769
2 847
3 520
3 827
4 131
4 504
4 566
4 700
4 976
5 152
5 175
5 292
5 539
5 810
6 836
6 969
6 806
5 793
10 071
8 974
8 029
7 972
2 053
2 045
2 211
2 419
11 258
13 928
16 505
19 909
14 137
14 302
15 494
15 704
13 317
15 435
16 053
16 289
17 639
15 301
16 758
17 652
22 422
24 719
24 298
26 097
28 183
30 262
33 083
36 122
38 385
42 024
44 353
44 997
47 340
48 332
49 214
52 149
Income to Minority Interest
(32)
(46)
(35)
(39)
(19)
(5)
(1)
0
(18)
(6)
7
22
(6)
(76)
(192)
(265)
(280)
(362)
(419)
(530)
(831)
(1 034)
(1 212)
(1 464)
(1 696)
(1 869)
(2 045)
(2 131)
(2 062)
(2 091)
(2 184)
(2 349)
(2 593)
(2 670)
(2 597)
(2 026)
(1 420)
(989)
(662)
(747)
(833)
(830)
(888)
(968)
(5 770)
(7 208)
(8 632)
(10 446)
(7 181)
(7 330)
(7 340)
(7 525)
(6 142)
(7 369)
(8 335)
(8 490)
(9 396)
(8 299)
(9 122)
(9 646)
(12 163)
(13 405)
(13 151)
(14 087)
(15 194)
(16 248)
(17 685)
(19 402)
(20 780)
(22 689)
(24 015)
(24 483)
(25 662)
(26 361)
(27 007)
(28 541)
Equity Earnings Affiliates
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9
15
15
0
6
0
0
0
0
0
0
0
157
842
1 738
2 511
3 129
3 199
3 325
3 511
3 790
4 191
11
0
0
0
11
6
8
14
13
(2)
(4)
5
3
18
26
19
(29)
(72)
(107)
(140)
(87)
(72)
(76)
(46)
121
160
203
217
59
67
75
69
Net Income (Common)
1 684
N/A
1 354
-20%
1 267
-6%
1 274
+1%
677
-47%
923
+36%
990
+7%
424
-57%
526
+24%
306
-42%
358
+17%
909
+154%
1 123
+24%
1 344
+20%
1 564
+16%
1 930
+23%
1 959
+2%
2 241
+14%
2 350
+5%
2 318
-1%
2 689
+16%
2 795
+4%
2 930
+5%
3 056
+4%
2 885
-6%
2 845
-1%
2 936
+3%
3 020
+3%
3 113
+3%
3 201
+3%
3 355
+5%
3 460
+3%
4 244
+23%
4 298
+1%
4 365
+2%
4 609
+6%
10 389
+125%
10 497
+1%
10 497
N/A
10 425
-1%
4 546
-56%
4 726
+4%
5 113
+8%
5 642
+10%
5 499
-3%
5 773
+5%
5 872
+2%
6 306
+7%
6 967
+10%
6 979
+0%
6 975
0%
7 006
+0%
5 509
-21%
6 876
+25%
7 715
+12%
7 806
+1%
8 246
+6%
7 021
-15%
7 662
+9%
8 023
+5%
10 231
+28%
11 242
+10%
11 040
-2%
11 872
+8%
12 902
+9%
13 943
+8%
15 323
+10%
16 674
+9%
17 725
+6%
19 495
+10%
20 541
+5%
20 732
+1%
21 737
+5%
22 038
+1%
22 282
+1%
23 677
+6%
EPS (Diluted)
9.11
N/A
7.31
-20%
6.85
-6%
6.89
+1%
3.66
-47%
4.99
+36%
5.37
+8%
2.31
-57%
2.85
+23%
1.68
-41%
1.9
+13%
4.92
+159%
6.06
+23%
7.24
+19%
8.41
+16%
10.43
+24%
10.52
+1%
12.06
+15%
12.5
+4%
12.39
-1%
14.45
+17%
15.02
+4%
15.58
+4%
16.35
+5%
15.43
-6%
15.21
-1%
15.71
+3%
16.15
+3%
16.64
+3%
17.11
+3%
17.94
+5%
18.49
+3%
22.69
+23%
22.98
+1%
23.34
+2%
24.64
+6%
55.55
+125%
56.13
+1%
56.13
N/A
55.45
-1%
24.18
-56%
25.27
+5%
27.34
+8%
30.01
+10%
29.25
-3%
30.7
+5%
31.23
+2%
33.54
+7%
37.05
+10%
37.12
+0%
37.1
0%
37.26
+0%
29.3
-21%
36.57
+25%
41.03
+12%
41.52
+1%
43.86
+6%
37.34
-15%
40.75
+9%
42.67
+5%
54.42
+28%
59.79
+10%
58.72
-2%
63.14
+8%
68.72
+9%
74.27
+8%
81.58
+10%
88.8
+9%
94.39
+6%
103.82
+10%
109.4
+5%
110.41
+1%
115.76
+5%
117.37
+1%
118.63
+1%
126.09
+6%
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