Five-Star Business Finance Ltd
NSE:FIVESTAR
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F
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Five-Star Business Finance Ltd
NSE:FIVESTAR
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IN |
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JSTI Group
SZSE:300284
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CN |
Income Statement
Earnings Waterfall
Five-Star Business Finance Ltd
Income Statement
Five-Star Business Finance Ltd
| Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||
| Interest Expense |
0
|
2 663
|
0
|
0
|
0
|
4 685
|
0
|
0
|
0
|
6 670
|
0
|
0
|
0
|
|
| Revenue |
10 851
N/A
|
15 208
+40%
|
16 632
+9%
|
18 215
+10%
|
20 023
+10%
|
21 828
+9%
|
23 686
+9%
|
25 519
+8%
|
27 119
+6%
|
28 478
+5%
|
29 684
+4%
|
30 658
+3%
|
31 534
+3%
|
|
| Operating Income | ||||||||||||||
| Operating Expenses |
(3 075)
|
(4 378)
|
(4 756)
|
(5 149)
|
(5 368)
|
(5 553)
|
(5 855)
|
(6 092)
|
(6 393)
|
(6 784)
|
(7 231)
|
(7 540)
|
(7 905)
|
|
| Selling, General & Administrative |
(2 505)
|
(4 205)
|
(3 732)
|
(3 976)
|
(4 102)
|
(5 307)
|
(4 527)
|
(4 717)
|
(4 911)
|
(6 480)
|
(5 543)
|
(5 731)
|
(6 037)
|
|
| Depreciation & Amortization |
(125)
|
(173)
|
(185)
|
(202)
|
(220)
|
(246)
|
(261)
|
(271)
|
(288)
|
(304)
|
(323)
|
(347)
|
(359)
|
|
| Other Operating Expenses |
(445)
|
0
|
(838)
|
(971)
|
(1 046)
|
0
|
(1 066)
|
(1 104)
|
(1 193)
|
0
|
(1 366)
|
(1 462)
|
(1 509)
|
|
| Operating Income |
7 775
N/A
|
10 831
+39%
|
11 876
+10%
|
13 066
+10%
|
14 656
+12%
|
16 276
+11%
|
17 831
+10%
|
19 426
+9%
|
20 726
+7%
|
21 694
+5%
|
22 453
+3%
|
23 117
+3%
|
23 629
+2%
|
|
| Pre-Tax Income | ||||||||||||||
| Interest Income Expense |
(1 889)
|
(2 663)
|
(2 976)
|
(3 426)
|
(4 082)
|
(4 685)
|
(5 305)
|
(5 878)
|
(6 304)
|
(6 670)
|
(6 971)
|
(7 139)
|
(7 311)
|
|
| Non-Reccuring Items |
(128)
|
(201)
|
(358)
|
(378)
|
(433)
|
(554)
|
(587)
|
(699)
|
(830)
|
(890)
|
(1 182)
|
(1 475)
|
(1 813)
|
|
| Gain/Loss on Disposition of Assets |
0
|
(0)
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
(1)
|
0
|
0
|
0
|
|
| Total Other Income |
46
|
81
|
102
|
124
|
129
|
123
|
123
|
126
|
136
|
172
|
195
|
227
|
262
|
|
| Pre-Tax Income |
5 805
N/A
|
8 047
+39%
|
8 644
+7%
|
9 386
+9%
|
10 270
+9%
|
11 159
+9%
|
12 063
+8%
|
12 975
+8%
|
13 727
+6%
|
14 306
+4%
|
14 494
+1%
|
14 731
+2%
|
14 768
+0%
|
|
| Net Income | ||||||||||||||
| Tax Provision |
(1 459)
|
(2 012)
|
(2 167)
|
(2 356)
|
(2 582)
|
(2 800)
|
(3 024)
|
(3 251)
|
(3 433)
|
(3 581)
|
(3 622)
|
(3 676)
|
(3 682)
|
|
| Income from Continuing Operations |
4 346
|
6 035
|
6 478
|
7 030
|
7 687
|
8 359
|
9 038
|
9 724
|
10 295
|
10 725
|
10 872
|
11 054
|
11 086
|
|
| Net Income (Common) |
4 346
N/A
|
6 035
+39%
|
6 478
+7%
|
7 030
+9%
|
7 687
+9%
|
8 359
+9%
|
9 038
+8%
|
9 724
+8%
|
10 295
+6%
|
10 725
+4%
|
10 872
+1%
|
11 054
+2%
|
11 086
+0%
|
|
| EPS (Diluted) |
14.81
N/A
|
20.49
+38%
|
21.99
+7%
|
23.86
+9%
|
26.13
+10%
|
28.39
+9%
|
30.63
+8%
|
32.98
+8%
|
35.14
+7%
|
36.61
+4%
|
36.9
+1%
|
37.55
+2%
|
37.53
0%
|
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