Housing Development Finance Corporation Ltd
NSE:HDFC
Intrinsic Value
Housing Development Finance Corp. Ltd. engages in provision of housing financing. [ Read More ]
The intrinsic value of one
HDFC
stock under the Base Case scenario is
2 872.18
INR.
Compared to the current market price of 2 732 INR,
Housing Development Finance Corporation Ltd
is
Undervalued by 5%.
Housing Development Finance Corporation Ltd's market capitalization is 5T INR.
HDFC stock price is 2 732 INR.
HDFC stock price (2732 INR) is 5% less than its Intrinsic Value (2 872.18 INR).
HDFC stock (1 164.16 INR) is 57% less than its price (2732 INR). Open DCF Valuation
HDFC stock price (2732 INR) is 40% less than its Relative Value (4 580.21 INR). Open Relative Valuation
HDFC has upside potential of 12% compared to the average analyst price target.
Open Wall St Estimates
HDFC's ROIC (Return on Invested Capital) has decreased in the last 3 years from 2% to 2%.
HDFC's ROE (Return on Equity) has increased in the last 3 years from 13% to 14%.
HDFC's ROE (Return on Equity) for the past 12 months is positive and is equal to 14%.
HDFC's long-term assets (11T INR) exceed its long-term liabilties (9T INR).
HDFC has positive Operating Income for the last twelve months.
HDFC's Revenue has grown by an exceptional 23% over the past 12 months.
HDFC has positive Net Income for the last twelve months.
HDFC's ROIC (Return on Invested Capital) for the past 12 months is very low and is equal to 2%.
HDFC has positive three-year average ROE (Return on Equity): 15%. The company is efficient at transforming stockholders' equity into net income.
HDFC has a very low three-year average ROIC (Return on Invested Capital): 2%. The company is not efficient at using invested capital to generate operating income.
HDFC has positive Gross Profit for the last twelve months.
HDFC's D/E (Debt to Equity) is very high and is equal to 2.89.
HDFC has negative Free Cash Flow for the last twelve months.
HDFC's Altman Z-Score is very low and is equal to 0.79.
HDFC's short-term liabilties (2T INR) exceed its short-term assets (80B INR).
HDFC has positive Net Debt. This means that the company has more debt (6T INR) than cash and short-term investments (35B INR).
HDFC doesn't generate enough operating income (227B INR) to safely cover interest payments on its debt (344B INR).
Valuation Backtest
Housing Development Finance Corporation Ltd
Run backtest to discover the historical profit from buying and selling
HDFC
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Housing Development Finance Corporation Ltd
Balance Sheet Decomposition
Housing Development Finance Corporation Ltd
| Current Assets | 79.6B |
| Cash & Short-Term Investments | 34.6B |
| Receivables | 45B |
| Non-Current Assets | 10.8T |
| Long-Term Investments | 1.6T |
| PP&E | 20.3B |
| Intangibles | 78.7B |
| Other Non-Current Assets | 9.2T |
| Current Liabilities | 1.6T |
| Accounts Payable | 50.2B |
| Short-Term Debt | 1.5T |
| Other Current Liabilities | 12.8B |
| Non-Current Liabilities | 7.3T |
| Long-Term Debt | 4.3T |
| Other Non-Current Liabilities | 3T |
Earnings Waterfall
Housing Development Finance Corporation Ltd
|
Revenue
|
1.5T
INR
|
|
Cost of Revenue
|
-368.2B
INR
|
|
Gross Profit
|
1.2T
INR
|
|
Operating Expenses
|
-933.8B
INR
|
|
Operating Income
|
227.4B
INR
|
|
Other Expenses
|
34.3B
INR
|
|
Net Income
|
261.6B
INR
|
Free Cash Flow Analysis
Housing Development Finance Corporation Ltd
HDFC Profitability Score
Profitability Due Diligence
Housing Development Finance Corporation Ltd's profitability score is 50/100. The higher the profitability score, the more profitable the company is.
Score
Housing Development Finance Corporation Ltd's profitability score is 50/100. The higher the profitability score, the more profitable the company is.
HDFC Solvency Score
Solvency Due Diligence
Housing Development Finance Corporation Ltd's solvency score is 14/100. The higher the solvency score, the more solvent the company is.
Score
Housing Development Finance Corporation Ltd's solvency score is 14/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
HDFC Price Targets Summary
Housing Development Finance Corporation Ltd
According to Wall Street analysts, the average 1-year price target for
HDFC
is 3 050 INR
.
Shareholder Return
HDFC Price
Housing Development Finance Corporation Ltd
| Average Annual Return | 11.96% |
| Standard Deviation of Annual Returns | 11.89% |
| Max Drawdown | -40% |
| Market Capitalization | 5T INR |
| Shares Outstanding | 1 851 430 000 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Housing Development Finance Corporation Ltd
Country
Industry
Market Cap
Dividend Yield
Description
Housing Development Finance Corp. Ltd. engages in provision of housing financing. The company is headquartered in Mumbai, Maharashtra and currently employs 3,599 full-time employees. The firm's segments include loans, life insurance, general insurance and asset management. The firm offers a range of insurance products, including motor, health, travel, home and personal accident in the retail division. The company has customized products, such as property, marine, aviation, cyber security and liability insurance in the corporate division and crop insurance. The firm operates approximately 387 branches and service centers.
Contact
IPO
Employees
Officers
The intrinsic value of one
HDFC
stock under the Base Case scenario is
2 872.18
INR.
Compared to the current market price of 2 732 INR,
Housing Development Finance Corporation Ltd
is
Undervalued by 5%.
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