One MobiKwik Systems Ltd
NSE:MOBIKWIK

Watchlist Manager
One MobiKwik Systems Ltd Logo
One MobiKwik Systems Ltd
NSE:MOBIKWIK
Watchlist
Price: 179.32 INR 7.42% Market Closed
Market Cap: ₹14.1B

One MobiKwik Systems Ltd
Investor Relations

One Mobikwik Systems Ltd. operates as a mobile wallet company. The company is headquartered in Gurgaon, Haryana. The company went IPO on 2024-12-18. The Company’s payments services for its consumers include recharge and bill payments; payments at online e-commerce merchants; payments at offline merchants like organized retail and fuel pumps; transferring money to any other phone number, contact, UPI ID or bank account; and others. Its products in the payments business include MobiKwik Wallet, UPI, Pocket UPI, bill payments, and payment aggregator/ payment gateway. Its products in the financial services business include MobiKwik ZIP, ZIP EMI, Xtra, Digital Gold, Lens, distribution of mutual funds, investment advisor, corporate agent-distribution of insurance products, and fixed deposits. Lens is its personal financial management product using banking data, lens.ai. MobiKwik ZIP is a pay-later product.

Show more
Loading
MOBIKWIK
BSE Sensex 30
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Last Earnings Call
Fiscal Period
Q3 2026
Call Date
Feb 3, 2026
AI Summary
Q3 2026

Profitability Achieved: MobiKwik delivered both EBITDA and PAT profitability in Q3 FY '26, fulfilling its commitment to turn profitable in the second half of the year.

Revenue Growth: Total income rose 8% year-on-year to INR 2,972 million, with significant contribution from both payments and financial services.

Payments Record: GMV in the payments business hit an all-time high of INR 481 billion, up 63% YoY and 11% QoQ, marking a record 12th consecutive high.

Digital Lending Surge: Personal loan disbursals grew 126% YoY to INR 9,000 million, with gross profit for financial services up 405% YoY and 45% QoQ.

Margin Expansion: Payments net margin reached 17 bps for the quarter, and contribution profit jumped 76% YoY to INR 1,288 million.

Cost Discipline: Lending-related expenses fell 57% YoY, supporting improved profitability.

Strategic Focus: Management emphasized a cautious, risk-first lending approach and highlighted ongoing investments in merchant payments and new business segments.

Sustained Outlook: Management expects stable margins going forward, with growth to be led primarily by revenue rather than further margin expansion.

Key Financials
Total Income
INR 2,972 million
Payments GMV
INR 481 billion
UPI Transactions Growth
220% YoY
Payments Revenue
INR 223.7 crore
Payments Net Margin
17 bps
Personal Loan Disbursal
INR 9,000 million
Gross Profit (Financial Services)
INR 372 million
Contribution Profit
INR 1,288 million
EBITDA
INR 150 million
EBITDA Margin
5%
PAT
INR 40 million
Incubation Cost (Merchant & New Businesses)
INR 13 to 15 crore per quarter
FLDG Share of Disbursal
80%
Distribution-led (risk-free) Share of Disbursal
20%
Earnings Call Recording
Other Earnings Calls

Management

Ms. Upasana Rupkrishan Taku
Co-Founder, Whole-Time Chairperson & CFO
No Bio Available
Mr. Bipin Preet Singh
Co-Founder, CEO, MD & Director
No Bio Available
Mr. Saurabh Dwivedi
Senior Vice President of Technology
No Bio Available
Ms. Ankita Sharma
Compliance Officer & Company Secretary
No Bio Available
Mr. Mohit Narain
Chief Operating Officer of Consumer Payments Business
No Bio Available
Mr. Anand Kumar
Vice President of Corporate Development & Investor Relation
No Bio Available
Mr. Mrinall Dey
VP and Head of PR & Communications
No Bio Available
Mr. Jaskaran Singh Kapany
Chief Marketing Officer
No Bio Available
Ms. Swati Singh
Vice President of Human Resources
No Bio Available
Mr. Deepak Batra
Head of Online Business
No Bio Available

Contacts

Address
HARYANA
Gurgaon
Unit No. 102, 1st Floor, Block-B, Pegasus One,, Golf Course Road,, Sector-53
Contacts
+911244903344
www.mobikwik.com
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett