SBFC Finance Ltd
NSE:SBFC
Income Statement
Earnings Waterfall
SBFC Finance Ltd
Income Statement
SBFC Finance Ltd
| Mar-2022 | Jun-2022 | Mar-2023 | Jun-2023 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||
| Interest Expense |
2 206
|
0
|
2 764
|
0
|
0
|
0
|
0
|
4 192
|
0
|
0
|
0
|
|
| Revenue |
5 004
N/A
|
5 257
+5%
|
6 954
+32%
|
4 189
-40%
|
2 933
-30%
|
6 046
+106%
|
9 349
+55%
|
13 062
+40%
|
13 762
+5%
|
14 711
+7%
|
15 676
+7%
|
|
| Operating Income | ||||||||||||
| Operating Expenses |
(1 281)
|
(1 132)
|
(1 694)
|
(873)
|
(828)
|
(1 676)
|
(2 582)
|
(3 550)
|
(3 752)
|
(3 956)
|
(4 043)
|
|
| Selling, General & Administrative |
(1 257)
|
(1 196)
|
(1 756)
|
(929)
|
(608)
|
(1 206)
|
(1 850)
|
(3 333)
|
(2 628)
|
(2 747)
|
(2 781)
|
|
| Depreciation & Amortization |
(118)
|
(122)
|
(127)
|
(62)
|
(38)
|
(76)
|
(123)
|
(168)
|
(181)
|
(193)
|
(197)
|
|
| Other Operating Expenses |
94
|
187
|
189
|
118
|
(183)
|
(394)
|
(610)
|
(50)
|
(943)
|
(1 016)
|
(1 065)
|
|
| Operating Income |
3 723
N/A
|
4 125
+11%
|
5 260
+28%
|
3 317
-37%
|
2 105
-37%
|
4 370
+108%
|
6 767
+55%
|
9 511
+41%
|
10 011
+5%
|
10 756
+7%
|
11 633
+8%
|
|
| Pre-Tax Income | ||||||||||||
| Interest Income Expense |
(2 155)
|
(2 201)
|
(2 600)
|
(1 609)
|
(903)
|
(1 878)
|
(2 906)
|
(4 192)
|
(4 289)
|
(4 559)
|
(4 901)
|
|
| Non-Reccuring Items |
(361)
|
(353)
|
(321)
|
(174)
|
(148)
|
(337)
|
(529)
|
(735)
|
(837)
|
(958)
|
(1 093)
|
|
| Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Other Income |
(340)
|
(577)
|
(326)
|
(325)
|
0
|
3
|
4
|
3
|
7
|
6
|
8
|
|
| Pre-Tax Income |
867
N/A
|
994
+15%
|
2 015
+103%
|
1 209
-40%
|
1 054
-13%
|
2 158
+105%
|
3 335
+55%
|
4 587
+38%
|
4 891
+7%
|
5 246
+7%
|
5 647
+8%
|
|
| Net Income | ||||||||||||
| Tax Provision |
(222)
|
(252)
|
(517)
|
(312)
|
(265)
|
(527)
|
(822)
|
(1 134)
|
(1 218)
|
(1 323)
|
(1 426)
|
|
| Income from Continuing Operations |
645
|
742
|
1 498
|
897
|
789
|
1 631
|
2 514
|
3 453
|
3 673
|
3 923
|
4 220
|
|
| Net Income (Common) |
645
N/A
|
742
+15%
|
1 498
+102%
|
897
-40%
|
789
-12%
|
1 631
+107%
|
2 514
+54%
|
3 453
+37%
|
3 673
+6%
|
3 923
+7%
|
4 220
+8%
|
|
| EPS (Diluted) |
0.61
N/A
|
0.69
+13%
|
1.41
+104%
|
0.84
-40%
|
0.72
-14%
|
1.49
+107%
|
2.29
+54%
|
3.15
+38%
|
3.31
+5%
|
3.56
+8%
|
3.78
+6%
|
|