Shriram Finance Ltd
NSE:SHRIRAMFIN
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|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
IN |
Income Statement
Earnings Waterfall
Shriram Finance Ltd
Income Statement
Shriram Finance Ltd
| Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
337
|
0
|
0
|
0
|
321
|
0
|
0
|
0
|
320
|
0
|
0
|
0
|
500
|
0
|
0
|
0
|
533
|
0
|
0
|
0
|
596
|
0
|
0
|
0
|
|
| Revenue |
13 963
N/A
|
16 152
+16%
|
18 480
+14%
|
21 352
+16%
|
24 533
+15%
|
28 687
+17%
|
32 034
+12%
|
35 255
+10%
|
36 598
+4%
|
39 306
+7%
|
40 935
+4%
|
42 703
+4%
|
43 991
+3%
|
15 243
-65%
|
30 539
+100%
|
46 034
+51%
|
61 787
+34%
|
62 539
+1%
|
64 325
+3%
|
66 827
+4%
|
70 144
+5%
|
74 560
+6%
|
78 482
+5%
|
82 453
+5%
|
84 760
+3%
|
85 961
+1%
|
87 561
+2%
|
89 051
+2%
|
91 771
+3%
|
37 293
-59%
|
76 673
+106%
|
116 584
+52%
|
154 917
+33%
|
158 223
+2%
|
161 018
+2%
|
163 967
+2%
|
165 555
+1%
|
166 425
+1%
|
167 728
+1%
|
169 252
+1%
|
174 205
+3%
|
179 283
+3%
|
182 784
+2%
|
186 679
+2%
|
192 552
+3%
|
197 522
+3%
|
226 370
+15%
|
256 172
+13%
|
301 973
+18%
|
316 308
+5%
|
329 319
+4%
|
342 755
+4%
|
346 398
+1%
|
373 579
+8%
|
385 016
+3%
|
399 323
+4%
|
417 018
+4%
|
433 404
+4%
|
451 280
+4%
|
466 595
+3%
|
|
| Gross Profit | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cost of Revenue |
(7 383)
|
0
|
0
|
(18)
|
(12 992)
|
(46)
|
(64)
|
(56)
|
(19 845)
|
(49)
|
(31)
|
(21)
|
(22 468)
|
(6 038)
|
(12 549)
|
(19 240)
|
(25 882)
|
(26 374)
|
(27 234)
|
(28 469)
|
(30 547)
|
(33 395)
|
(36 614)
|
(39 918)
|
(42 702)
|
(43 181)
|
(44 221)
|
(45 052)
|
(47 151)
|
(18 802)
|
(37 418)
|
(56 680)
|
(75 735)
|
(77 215)
|
(79 910)
|
(81 999)
|
(82 934)
|
(85 452)
|
(87 071)
|
(88 277)
|
(91 011)
|
(93 715)
|
(95 580)
|
(97 171)
|
(97 941)
|
(97 859)
|
(107 059)
|
(116 303)
|
(131 946)
|
(138 941)
|
(143 976)
|
(150 747)
|
(151 815)
|
(164 750)
|
(170 692)
|
(179 584)
|
(189 674)
|
(203 399)
|
(215 344)
|
(220 915)
|
|
| Gross Profit |
6 580
N/A
|
4 748
-28%
|
10 417
+119%
|
16 963
+63%
|
11 541
-32%
|
28 641
+148%
|
31 970
+12%
|
35 199
+10%
|
16 752
-52%
|
39 257
+134%
|
40 904
+4%
|
42 682
+4%
|
21 522
-50%
|
9 206
-57%
|
17 991
+95%
|
26 795
+49%
|
35 906
+34%
|
36 166
+1%
|
37 091
+3%
|
38 358
+3%
|
39 597
+3%
|
41 164
+4%
|
41 868
+2%
|
42 535
+2%
|
42 058
-1%
|
42 780
+2%
|
43 340
+1%
|
43 999
+2%
|
44 620
+1%
|
18 491
-59%
|
39 255
+112%
|
59 903
+53%
|
79 182
+32%
|
81 007
+2%
|
81 107
+0%
|
81 969
+1%
|
82 621
+1%
|
80 973
-2%
|
80 657
0%
|
80 974
+0%
|
83 194
+3%
|
85 568
+3%
|
87 203
+2%
|
89 507
+3%
|
94 611
+6%
|
99 663
+5%
|
119 311
+20%
|
139 869
+17%
|
170 027
+22%
|
177 366
+4%
|
185 343
+4%
|
192 008
+4%
|
194 583
+1%
|
208 830
+7%
|
214 325
+3%
|
219 738
+3%
|
227 343
+3%
|
230 006
+1%
|
235 936
+3%
|
245 680
+4%
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(3 876)
|
(4 442)
|
(4 772)
|
(5 185)
|
(6 037)
|
(6 645)
|
(7 371)
|
(8 106)
|
(8 195)
|
(8 845)
|
(9 082)
|
(9 255)
|
(9 246)
|
(3 912)
|
(8 049)
|
(12 120)
|
(16 333)
|
(16 844)
|
(17 042)
|
(17 493)
|
(17 981)
|
(19 253)
|
(20 258)
|
(21 853)
|
(22 393)
|
(23 827)
|
(24 842)
|
(25 294)
|
(28 146)
|
(4 454)
|
(9 089)
|
(13 560)
|
(18 195)
|
(18 349)
|
(18 726)
|
(19 479)
|
(20 151)
|
(19 271)
|
(19 082)
|
(19 095)
|
(19 062)
|
(19 966)
|
(20 208)
|
(20 070)
|
(20 372)
|
(21 382)
|
(27 992)
|
(34 157)
|
(48 800)
|
(51 820)
|
(54 603)
|
(58 517)
|
(55 608)
|
(60 612)
|
(62 284)
|
(64 256)
|
(65 636)
|
(68 664)
|
(70 368)
|
(73 819)
|
|
| Selling, General & Administrative |
(2 082)
|
(949)
|
(1 134)
|
(1 441)
|
(3 199)
|
(2 441)
|
(2 824)
|
(3 055)
|
(4 789)
|
(2 897)
|
(2 813)
|
(2 790)
|
(5 027)
|
(1 023)
|
(2 052)
|
(3 069)
|
(7 824)
|
(4 226)
|
(4 255)
|
(4 276)
|
(8 422)
|
(4 640)
|
(4 585)
|
(4 648)
|
(17 340)
|
(4 475)
|
(4 715)
|
(4 870)
|
(20 115)
|
(2 253)
|
(4 574)
|
(6 791)
|
(16 589)
|
(8 909)
|
(9 093)
|
(9 426)
|
(17 717)
|
(9 670)
|
(9 556)
|
(9 303)
|
(16 963)
|
(9 591)
|
(9 574)
|
(9 706)
|
(18 011)
|
(10 335)
|
(14 042)
|
(18 349)
|
(41 278)
|
(28 656)
|
(31 090)
|
(33 124)
|
(48 136)
|
(34 925)
|
(35 476)
|
(36 410)
|
(57 239)
|
(37 602)
|
(37 988)
|
(40 669)
|
|
| Depreciation & Amortization |
(128)
|
(119)
|
(164)
|
(186)
|
(371)
|
(426)
|
(424)
|
(470)
|
(348)
|
(293)
|
(267)
|
(205)
|
(150)
|
(31)
|
(60)
|
(99)
|
(174)
|
(190)
|
(220)
|
(237)
|
(227)
|
(250)
|
(272)
|
(304)
|
(328)
|
(373)
|
(407)
|
(425)
|
(431)
|
(99)
|
(206)
|
(315)
|
(429)
|
(665)
|
(914)
|
(1 168)
|
(1 410)
|
(1 436)
|
(1 400)
|
(1 405)
|
(1 373)
|
(1 341)
|
(1 355)
|
(1 334)
|
(1 353)
|
(1 376)
|
(1 609)
|
(1 867)
|
(6 006)
|
(6 796)
|
(7 643)
|
(8 556)
|
(5 688)
|
(6 058)
|
(6 233)
|
(6 334)
|
(6 453)
|
(6 650)
|
(6 806)
|
(6 953)
|
|
| Other Operating Expenses |
(1 665)
|
(3 374)
|
(3 474)
|
(3 558)
|
(2 467)
|
(3 778)
|
(4 125)
|
(4 581)
|
(3 057)
|
(5 655)
|
(6 002)
|
(6 260)
|
(4 069)
|
(2 858)
|
(5 936)
|
(8 952)
|
(8 336)
|
(12 428)
|
(12 567)
|
(12 980)
|
(9 333)
|
(14 364)
|
(15 402)
|
(16 901)
|
(4 726)
|
(18 978)
|
(19 721)
|
(20 001)
|
(7 599)
|
(2 103)
|
(4 311)
|
(6 456)
|
(1 178)
|
(8 776)
|
(8 719)
|
(8 886)
|
(1 023)
|
(8 166)
|
(8 128)
|
(8 388)
|
(726)
|
(9 034)
|
(9 281)
|
(9 030)
|
(1 008)
|
(9 671)
|
(12 341)
|
(13 942)
|
(1 516)
|
(16 369)
|
(15 870)
|
(16 837)
|
(1 784)
|
(19 630)
|
(20 576)
|
(21 512)
|
(1 944)
|
(24 413)
|
(25 574)
|
(26 197)
|
|
| Operating Income |
2 704
N/A
|
11 711
+333%
|
13 709
+17%
|
16 149
+18%
|
5 504
-66%
|
21 996
+300%
|
24 600
+12%
|
27 094
+10%
|
8 558
-68%
|
30 413
+255%
|
31 822
+5%
|
33 428
+5%
|
12 277
-63%
|
5 294
-57%
|
9 943
+88%
|
14 676
+48%
|
19 572
+33%
|
19 322
-1%
|
20 049
+4%
|
20 865
+4%
|
21 616
+4%
|
21 911
+1%
|
21 610
-1%
|
20 683
-4%
|
19 665
-5%
|
18 956
-4%
|
18 500
-2%
|
18 706
+1%
|
16 474
-12%
|
14 037
-15%
|
30 166
+115%
|
46 344
+54%
|
60 987
+32%
|
62 659
+3%
|
62 383
0%
|
62 491
+0%
|
62 470
0%
|
61 704
-1%
|
61 575
0%
|
61 879
+0%
|
64 132
+4%
|
65 600
+2%
|
66 995
+2%
|
69 436
+4%
|
74 239
+7%
|
78 280
+5%
|
91 318
+17%
|
105 711
+16%
|
121 227
+15%
|
125 546
+4%
|
130 739
+4%
|
133 491
+2%
|
138 975
+4%
|
148 217
+7%
|
152 040
+3%
|
155 483
+2%
|
161 707
+4%
|
161 342
0%
|
165 568
+3%
|
171 861
+4%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
0
|
(8 324)
|
(9 627)
|
(11 487)
|
420
|
(14 930)
|
(16 632)
|
(18 446)
|
377
|
(21 017)
|
(21 716)
|
(22 002)
|
587
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
416
|
(26)
|
(26)
|
(26)
|
(279)
|
(5)
|
(5)
|
(5)
|
(303)
|
0
|
0
|
0
|
(318)
|
0
|
0
|
(96)
|
2 297
|
0
|
0
|
1 586
|
2 714
|
3 231
|
3 852
|
3 522
|
732
|
4 380
|
4 733
|
4 142
|
|
| Non-Reccuring Items |
27
|
0
|
0
|
0
|
(1)
|
0
|
0
|
0
|
(56)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(2)
|
0
|
0
|
0
|
0
|
(5 227)
|
(12 063)
|
(18 425)
|
(23 823)
|
(24 208)
|
(23 979)
|
(22 061)
|
(27 949)
|
(32 984)
|
(32 932)
|
(35 235)
|
(31 184)
|
(34 934)
|
(35 141)
|
(38 237)
|
(38 609)
|
(32 265)
|
(34 524)
|
(33 868)
|
(41 691)
|
(38 943)
|
(41 323)
|
(44 727)
|
(45 183)
|
(48 517)
|
(49 466)
|
(34 597)
|
(37 580)
|
(38 560)
|
(39 544)
|
(54 925)
|
|
| Gain/Loss on Disposition of Assets |
(31)
|
0
|
0
|
0
|
(2)
|
0
|
0
|
0
|
(9)
|
0
|
0
|
0
|
7
|
0
|
0
|
0
|
(4)
|
0
|
0
|
0
|
(5)
|
0
|
0
|
0
|
31
|
0
|
0
|
0
|
(4)
|
0
|
0
|
0
|
(5)
|
0
|
0
|
0
|
12
|
0
|
0
|
0
|
(7)
|
0
|
0
|
0
|
(8)
|
0
|
0
|
0
|
(10)
|
0
|
0
|
0
|
13
|
0
|
0
|
0
|
(79)
|
0
|
0
|
0
|
|
| Total Other Income |
192
|
56
|
108
|
316
|
137
|
18
|
62
|
(19)
|
337
|
73
|
46
|
45
|
375
|
2
|
1
|
3
|
7
|
8
|
10
|
10
|
15
|
(102)
|
(71)
|
(71)
|
11
|
43
|
20
|
29
|
25
|
21
|
119
|
142
|
209
|
344
|
269
|
268
|
133
|
163
|
175
|
201
|
142
|
156
|
171
|
168
|
189
|
200
|
256
|
224
|
315
|
306
|
293
|
330
|
318
|
331
|
310
|
331
|
249
|
264
|
282
|
469
|
|
| Pre-Tax Income |
2 892
N/A
|
3 443
+19%
|
4 190
+22%
|
4 977
+19%
|
6 058
+22%
|
7 083
+17%
|
8 028
+13%
|
8 628
+7%
|
9 206
+7%
|
9 468
+3%
|
10 152
+7%
|
11 470
+13%
|
13 246
+15%
|
5 295
-60%
|
9 943
+88%
|
14 677
+48%
|
19 575
+33%
|
19 329
-1%
|
20 058
+4%
|
20 875
+4%
|
21 627
+4%
|
21 809
+1%
|
21 539
-1%
|
20 611
-4%
|
19 705
-4%
|
18 998
-4%
|
18 519
-3%
|
18 735
+1%
|
16 496
-12%
|
8 830
-46%
|
18 220
+106%
|
28 059
+54%
|
37 783
+35%
|
38 768
+3%
|
38 647
0%
|
40 671
+5%
|
34 387
-15%
|
28 877
-16%
|
28 812
0%
|
26 839
-7%
|
32 780
+22%
|
30 821
-6%
|
32 024
+4%
|
31 367
-2%
|
35 493
+13%
|
46 215
+30%
|
57 050
+23%
|
71 972
+26%
|
82 137
+14%
|
86 910
+6%
|
89 710
+3%
|
90 681
+1%
|
96 836
+7%
|
103 262
+7%
|
106 736
+3%
|
124 738
+17%
|
125 029
+0%
|
127 426
+2%
|
131 040
+3%
|
121 547
-7%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(988)
|
(1 200)
|
(1 484)
|
(1 714)
|
(2 160)
|
(2 498)
|
(2 710)
|
(2 924)
|
(3 082)
|
(3 136)
|
(3 402)
|
(3 845)
|
(4 515)
|
(1 765)
|
(3 286)
|
(4 876)
|
(6 488)
|
(6 351)
|
(6 581)
|
(6 787)
|
(6 988)
|
(6 929)
|
(6 766)
|
(6 345)
|
(6 125)
|
(5 953)
|
(5 892)
|
(6 143)
|
(6 211)
|
(3 101)
|
(6 396)
|
(9 881)
|
(12 143)
|
(12 515)
|
(12 515)
|
(12 102)
|
(9 157)
|
(8 586)
|
(7 650)
|
(7 191)
|
(7 908)
|
(7 451)
|
(7 786)
|
(7 600)
|
(8 413)
|
(11 182)
|
(13 971)
|
(17 697)
|
(22 023)
|
(23 187)
|
(23 853)
|
(24 102)
|
(24 932)
|
(26 656)
|
(27 310)
|
(31 715)
|
(30 796)
|
(31 446)
|
(32 675)
|
(30 262)
|
|
| Income from Continuing Operations |
1 904
|
2 244
|
2 707
|
3 264
|
3 898
|
4 585
|
5 318
|
5 704
|
6 124
|
6 332
|
6 750
|
7 625
|
8 731
|
3 530
|
6 657
|
9 801
|
13 088
|
12 979
|
13 478
|
14 089
|
14 639
|
14 881
|
14 774
|
14 268
|
13 579
|
13 046
|
12 627
|
12 591
|
10 284
|
5 729
|
11 825
|
18 180
|
25 640
|
26 255
|
26 133
|
28 570
|
25 230
|
20 292
|
21 164
|
19 649
|
24 873
|
23 371
|
24 237
|
23 766
|
27 079
|
35 032
|
43 079
|
54 274
|
60 115
|
63 722
|
65 856
|
66 578
|
71 905
|
76 606
|
79 426
|
93 023
|
94 233
|
95 980
|
98 365
|
91 285
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(24)
|
(52)
|
(90)
|
(151)
|
(185)
|
(230)
|
(325)
|
(334)
|
(405)
|
(350)
|
(225)
|
(147)
|
(18)
|
0
|
|
| Equity Earnings Affiliates |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
0
|
0
|
0
|
1
|
1
|
0
|
(2)
|
(5)
|
(5)
|
(4)
|
(2)
|
0
|
0
|
0
|
0
|
0
|
25
|
56
|
87
|
117
|
0
|
93
|
92
|
104
|
64
|
76
|
109
|
116
|
123
|
108
|
99
|
132
|
147
|
145
|
106
|
86
|
84
|
83
|
80
|
78
|
79
|
87
|
109
|
123
|
153
|
164
|
187
|
|
| Net Income (Common) |
1 904
N/A
|
2 244
+18%
|
2 707
+21%
|
3 264
+21%
|
3 898
+19%
|
4 585
+18%
|
5 318
+16%
|
5 704
+7%
|
6 124
+7%
|
6 332
+3%
|
6 750
+7%
|
7 625
+13%
|
8 730
+14%
|
3 530
-60%
|
6 657
+89%
|
9 801
+47%
|
13 088
+34%
|
12 980
-1%
|
13 479
+4%
|
14 088
+5%
|
14 634
+4%
|
14 876
+2%
|
14 769
-1%
|
14 265
-3%
|
13 579
-5%
|
13 046
-4%
|
12 627
-3%
|
12 591
0%
|
10 284
-18%
|
5 754
-44%
|
11 881
+106%
|
18 267
+54%
|
25 757
+41%
|
26 346
+2%
|
27 902
+6%
|
30 338
+9%
|
25 123
-17%
|
21 942
-13%
|
21 148
-4%
|
19 666
-7%
|
24 988
+27%
|
23 494
-6%
|
24 346
+4%
|
23 866
-2%
|
27 211
+14%
|
35 178
+29%
|
43 198
+23%
|
54 327
+26%
|
60 110
+11%
|
63 654
+6%
|
65 754
+3%
|
66 428
+1%
|
73 664
+11%
|
76 840
+4%
|
80 382
+5%
|
94 189
+17%
|
95 538
+1%
|
96 904
+1%
|
98 642
+2%
|
91 470
-7%
|
|
| EPS (Diluted) |
2.04
N/A
|
2.34
+15%
|
2.75
+18%
|
3.2
+16%
|
3.84
+20%
|
4.17
+9%
|
4.84
+16%
|
5.19
+7%
|
5.58
+8%
|
5.93
+6%
|
6.13
+3%
|
6.93
+13%
|
7.97
+15%
|
3.03
-62%
|
5.72
+89%
|
8.43
+47%
|
11.26
+34%
|
11.16
-1%
|
11.6
+4%
|
12.1
+4%
|
12.57
+4%
|
12.78
+2%
|
12.68
-1%
|
12.25
-3%
|
11.66
-5%
|
11.2
-4%
|
10.84
-3%
|
10.81
0%
|
8.83
-18%
|
4.94
-44%
|
10.2
+106%
|
15.69
+54%
|
22.12
+41%
|
22.63
+2%
|
23.96
+6%
|
26.05
+9%
|
21.57
-17%
|
18.84
-13%
|
17.17
-9%
|
15.96
-7%
|
20.29
+27%
|
18.35
-10%
|
18.12
-1%
|
17.8
-2%
|
20.44
+15%
|
18.73
-8%
|
22.96
+23%
|
29.02
+26%
|
31.97
+10%
|
33.13
+4%
|
34.29
+4%
|
35.28
+3%
|
39.13
+11%
|
40.82
+4%
|
41.44
+2%
|
50.04
+21%
|
50.75
+1%
|
51.47
+1%
|
52.31
+2%
|
48.59
-7%
|
|