Spandana Sphoorty Financial Ltd
NSE:SPANDANA
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Spandana Sphoorty Financial Ltd
NSE:SPANDANA
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IN |
Income Statement
Earnings Waterfall
Spandana Sphoorty Financial Ltd
Income Statement
Spandana Sphoorty Financial Ltd
| Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
3 554
|
0
|
0
|
0
|
4 030
|
0
|
0
|
0
|
5 300
|
0
|
0
|
0
|
4 435
|
0
|
0
|
0
|
9 189
|
0
|
0
|
0
|
9 118
|
0
|
0
|
0
|
|
| Revenue |
10 431
N/A
|
11 118
+7%
|
12 130
+9%
|
12 719
+5%
|
14 353
+13%
|
14 631
+2%
|
14 495
-1%
|
14 374
-1%
|
14 826
+3%
|
15 908
+7%
|
16 417
+3%
|
16 499
+1%
|
14 628
-11%
|
12 789
-13%
|
11 809
-8%
|
11 894
+1%
|
14 008
+18%
|
16 493
+18%
|
19 019
+15%
|
21 174
+11%
|
24 006
+13%
|
24 589
+2%
|
25 754
+5%
|
25 362
-2%
|
23 552
-7%
|
18 649
-21%
|
14 227
-24%
|
11 214
-21%
|
|
| Operating Income | |||||||||||||||||||||||||||||
| Operating Expenses |
(1 719)
|
(1 861)
|
(1 984)
|
(2 101)
|
(2 211)
|
(2 232)
|
(2 254)
|
(2 341)
|
(2 341)
|
(2 474)
|
(2 675)
|
(2 896)
|
(3 624)
|
(4 084)
|
(4 406)
|
(4 672)
|
(4 570)
|
(4 842)
|
(5 304)
|
(5 829)
|
(6 540)
|
(7 062)
|
(7 716)
|
(8 705)
|
(8 843)
|
(9 026)
|
(8 709)
|
(8 096)
|
|
| Selling, General & Administrative |
(1 310)
|
(1 426)
|
(1 509)
|
(1 594)
|
(2 123)
|
(1 725)
|
(1 742)
|
(1 761)
|
(1 802)
|
(1 769)
|
(1 910)
|
(2 084)
|
(2 404)
|
(2 611)
|
(2 771)
|
(2 843)
|
(4 368)
|
(3 292)
|
(3 690)
|
(4 215)
|
(6 315)
|
(5 049)
|
(5 457)
|
(6 085)
|
(8 597)
|
(6 428)
|
(6 201)
|
(5 806)
|
|
| Depreciation & Amortization |
(70)
|
(77)
|
(82)
|
(86)
|
(88)
|
(85)
|
(77)
|
(75)
|
(76)
|
(86)
|
(85)
|
(89)
|
(92)
|
(88)
|
(97)
|
(99)
|
(109)
|
(118)
|
(140)
|
(171)
|
(204)
|
(216)
|
(225)
|
(225)
|
(227)
|
(225)
|
(211)
|
(194)
|
|
| Other Operating Expenses |
(339)
|
(358)
|
(394)
|
(421)
|
0
|
(423)
|
(436)
|
(506)
|
(463)
|
(619)
|
(680)
|
(723)
|
(1 129)
|
(1 386)
|
(1 538)
|
(1 730)
|
(93)
|
(1 432)
|
(1 473)
|
(1 443)
|
(21)
|
(1 797)
|
(2 034)
|
(2 396)
|
(19)
|
(2 373)
|
(2 297)
|
(2 097)
|
|
| Operating Income |
8 712
N/A
|
9 258
+6%
|
10 146
+10%
|
10 618
+5%
|
12 142
+14%
|
12 399
+2%
|
12 240
-1%
|
12 032
-2%
|
12 485
+4%
|
13 435
+8%
|
13 742
+2%
|
13 602
-1%
|
11 004
-19%
|
8 705
-21%
|
7 403
-15%
|
7 223
-2%
|
9 438
+31%
|
11 651
+23%
|
13 716
+18%
|
15 345
+12%
|
17 466
+14%
|
17 527
+0%
|
18 038
+3%
|
16 657
-8%
|
14 709
-12%
|
9 623
-35%
|
5 518
-43%
|
3 118
-43%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||
| Interest Income Expense |
(3 579)
|
(3 661)
|
(3 767)
|
(3 638)
|
(3 554)
|
(3 520)
|
(3 365)
|
(3 675)
|
(4 058)
|
(4 844)
|
(5 501)
|
(5 732)
|
(5 301)
|
(4 935)
|
(4 351)
|
(4 168)
|
(4 436)
|
(5 479)
|
(6 243)
|
(6 978)
|
(9 188)
|
(8 235)
|
(8 946)
|
(9 055)
|
(9 118)
|
(7 458)
|
(6 219)
|
(5 208)
|
|
| Non-Reccuring Items |
(453)
|
(662)
|
(743)
|
(1 066)
|
(2 736)
|
(3 622)
|
(4 633)
|
(6 217)
|
(6 451)
|
(6 886)
|
(8 078)
|
(6 722)
|
(4 806)
|
(6 774)
|
(4 617)
|
(4 420)
|
(5 443)
|
(2 212)
|
(2 855)
|
(3 110)
|
(2 594)
|
(4 658)
|
(8 922)
|
(14 881)
|
(19 863)
|
(21 967)
|
(19 385)
|
(13 308)
|
|
| Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
2
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
|
| Total Other Income |
54
|
121
|
200
|
264
|
333
|
285
|
299
|
277
|
29
|
227
|
140
|
114
|
70
|
251
|
370
|
536
|
619
|
834
|
1 009
|
1 113
|
1 021
|
1 217
|
1 119
|
989
|
484
|
455
|
353
|
287
|
|
| Pre-Tax Income |
4 735
N/A
|
5 057
+7%
|
5 836
+15%
|
6 178
+6%
|
6 185
+0%
|
5 542
-10%
|
4 541
-18%
|
2 418
-47%
|
2 004
-17%
|
1 931
-4%
|
302
-84%
|
1 262
+318%
|
969
-23%
|
(2 753)
N/A
|
(1 195)
+57%
|
(829)
+31%
|
178
N/A
|
4 795
+2 589%
|
5 627
+17%
|
6 370
+13%
|
6 706
+5%
|
5 851
-13%
|
1 290
-78%
|
(6 290)
N/A
|
(13 788)
-119%
|
(19 348)
-40%
|
(19 733)
-2%
|
(15 111)
+23%
|
|
| Net Income | |||||||||||||||||||||||||||||
| Tax Provision |
(1 616)
|
(1 721)
|
(2 779)
|
(2 753)
|
(2 666)
|
(2 367)
|
(1 156)
|
(625)
|
(550)
|
(519)
|
(145)
|
(357)
|
(270)
|
706
|
287
|
184
|
(54)
|
(1 279)
|
(1 411)
|
(1 594)
|
(1 699)
|
(1 481)
|
(335)
|
1 568
|
3 436
|
4 837
|
4 893
|
3 724
|
|
| Income from Continuing Operations |
3 119
|
3 336
|
3 057
|
3 425
|
3 518
|
3 174
|
3 385
|
1 792
|
1 455
|
1 412
|
157
|
905
|
698
|
(2 047)
|
(908)
|
(646)
|
124
|
3 516
|
4 216
|
4 776
|
5 007
|
4 370
|
954
|
(4 722)
|
(10 352)
|
(14 511)
|
(14 839)
|
(11 387)
|
|
| Income to Minority Interest |
(1)
|
(2)
|
(2)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(12)
|
(3)
|
(4)
|
(4)
|
4
|
(3)
|
(3)
|
(1)
|
(0)
|
(0)
|
(0)
|
(1)
|
(0)
|
(0)
|
0
|
1
|
1
|
1
|
1
|
|
| Net Income (Common) |
3 118
N/A
|
3 335
+7%
|
3 055
-8%
|
3 422
+12%
|
3 515
+3%
|
3 170
-10%
|
3 381
+7%
|
1 789
-47%
|
1 450
-19%
|
1 401
-3%
|
154
-89%
|
901
+487%
|
695
-23%
|
(2 042)
N/A
|
(912)
+55%
|
(648)
+29%
|
123
N/A
|
3 515
+2 755%
|
4 216
+20%
|
4 776
+13%
|
5 007
+5%
|
4 369
-13%
|
954
-78%
|
(4 722)
N/A
|
(10 351)
-119%
|
(14 510)
-40%
|
(14 838)
-2%
|
(11 386)
+23%
|
|
| EPS (Diluted) |
39.97
N/A
|
51.93
+30%
|
48.8
-6%
|
52.96
+9%
|
55.79
+5%
|
49.07
-12%
|
52.34
+7%
|
27.81
-47%
|
22.55
-19%
|
21.71
-4%
|
2.38
-89%
|
13.97
+487%
|
10.72
-23%
|
-29.2
N/A
|
-12.82
+56%
|
-9.1
+29%
|
1.65
N/A
|
49.14
+2 878%
|
58.69
+19%
|
65.98
+12%
|
65.98
N/A
|
60.39
-8%
|
12.72
-79%
|
-62.96
N/A
|
-138.05
-119%
|
-193.52
-40%
|
-195.12
-1%
|
-142.43
+27%
|
|