Suryoday Small Finance Bank Ltd
NSE:SURYODAY
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Suryoday Small Finance Bank Ltd
NSE:SURYODAY
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Income Statement
Income Statement
Suryoday Small Finance Bank Ltd
| Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||
| Net Interest Income |
4 375
|
4 951
|
5 843
|
6 379
|
6 666
|
6 828
|
7 465
|
7 942
|
8 393
|
9 016
|
9 622
|
10 308
|
11 097
|
11 323
|
11 061
|
10 600
|
10 183
|
10 243
|
|
| Interest Income |
8 055
|
8 569
|
9 417
|
10 074
|
10 540
|
10 908
|
11 836
|
12 603
|
13 545
|
14 735
|
15 887
|
17 187
|
18 507
|
19 278
|
19 538
|
19 608
|
19 733
|
20 268
|
|
| Interest Expense |
3 680
|
3 618
|
3 574
|
3 695
|
3 874
|
4 079
|
4 371
|
4 661
|
5 152
|
5 719
|
6 265
|
6 880
|
7 410
|
7 956
|
8 476
|
9 008
|
9 550
|
10 025
|
|
| Non Interest Income |
1 146
|
1 091
|
937
|
848
|
761
|
835
|
975
|
1 353
|
1 624
|
1 886
|
2 194
|
2 385
|
2 342
|
2 218
|
2 173
|
2 558
|
2 881
|
3 320
|
|
| Revenue |
5 521
N/A
|
6 042
+9%
|
6 780
+12%
|
7 227
+7%
|
7 427
+3%
|
7 663
+3%
|
8 440
+10%
|
9 295
+10%
|
10 017
+8%
|
10 902
+9%
|
11 816
+8%
|
12 693
+7%
|
13 439
+6%
|
13 541
+1%
|
13 234
-2%
|
13 158
-1%
|
13 064
-1%
|
13 563
+4%
|
|
| Pre-Tax Income | |||||||||||||||||||
| Loan Loss Provision |
(2 591)
|
(3 185)
|
(3 579)
|
(3 172)
|
(2 961)
|
(2 632)
|
(2 366)
|
(2 209)
|
(1 715)
|
(1 696)
|
(1 663)
|
(1 643)
|
(2 044)
|
(2 001)
|
(2 454)
|
(2 559)
|
(2 290)
|
(2 366)
|
|
| Non Interest Expense |
(4 063)
|
(3 922)
|
(4 131)
|
(4 316)
|
(4 412)
|
(4 821)
|
(5 065)
|
(5 544)
|
(6 254)
|
(6 629)
|
(7 277)
|
(7 881)
|
(8 302)
|
(8 832)
|
(9 342)
|
(9 620)
|
(10 003)
|
(10 326)
|
|
| Pre-Tax Income |
(1 133)
N/A
|
(1 065)
+6%
|
(930)
+13%
|
(261)
+72%
|
54
N/A
|
211
+291%
|
1 009
+379%
|
1 542
+53%
|
2 049
+33%
|
2 576
+26%
|
2 876
+12%
|
3 169
+10%
|
3 094
-2%
|
2 708
-12%
|
1 438
-47%
|
980
-32%
|
771
-21%
|
871
+13%
|
|
| Net Income | |||||||||||||||||||
| Tax Provision |
217
|
185
|
0
|
(115)
|
(280)
|
(304)
|
(232)
|
(366)
|
(501)
|
(636)
|
(716)
|
(785)
|
(759)
|
(612)
|
(289)
|
(178)
|
(119)
|
(187)
|
|
| Income from Continuing Operations |
(916)
|
(879)
|
(930)
|
(376)
|
(226)
|
(93)
|
777
|
1 175
|
1 548
|
1 940
|
2 160
|
2 384
|
2 335
|
2 096
|
1 150
|
802
|
652
|
685
|
|
| Net Income (Common) |
(916)
N/A
|
(879)
+4%
|
(930)
-6%
|
(376)
+60%
|
(226)
+40%
|
(93)
+59%
|
777
N/A
|
1 175
+51%
|
1 548
+32%
|
1 940
+25%
|
2 160
+11%
|
2 384
+10%
|
2 335
-2%
|
2 096
-10%
|
1 150
-45%
|
802
-30%
|
652
-19%
|
685
+5%
|
|
| EPS (Diluted) |
-8.58
N/A
|
-8.19
+5%
|
-8.76
-7%
|
-3.55
+59%
|
-2.12
+40%
|
-0.89
+58%
|
7.32
N/A
|
11.05
+51%
|
14.19
+28%
|
18.17
+28%
|
20.3
+12%
|
22.28
+10%
|
21.82
-2%
|
19.7
-10%
|
10.82
-45%
|
7.54
-30%
|
6.13
-19%
|
6.44
+5%
|
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