Ujjivan Financial Services Ltd
NSE:UJJIVAN

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Ujjivan Financial Services Ltd Logo
Ujjivan Financial Services Ltd
NSE:UJJIVAN
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Price: 591 INR 2.88% Market Closed
Market Cap: 72B INR

Income Statement

Earnings Waterfall
Ujjivan Financial Services Ltd

Revenue
56.8B INR
Cost of Revenue
-21.4B INR
Gross Profit
35.4B INR
Operating Expenses
-20.7B INR
Operating Income
14.6B INR
Other Expenses
-6.4B INR
Net Income
8.2B INR

Income Statement
Ujjivan Financial Services Ltd

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Income Statement
Currency: INR
Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023
Revenue
Revenue
9 667
N/A
13 289
+37%
13 494
+2%
13 511
+0%
13 394
-1%
13 353
0%
15 148
+13%
16 184
+7%
17 323
+7%
18 693
+8%
19 530
+4%
21 559
+10%
23 941
+11%
26 455
+11%
28 598
+8%
30 082
+5%
31 106
+3%
31 358
+1%
30 660
-2%
29 826
-3%
29 250
-2%
28 614
-2%
29 952
+5%
33 010
+10%
36 044
+9%
40 406
+12%
44 213
+9%
47 902
+8%
52 468
+10%
56 782
+8%
Gross Profit
Cost of Revenue
(3 657)
(4 989)
(5 427)
(5 796)
(6 052)
(6 134)
(6 016)
(6 056)
(6 188)
(6 606)
(7 270)
(8 290)
(9 359)
(10 411)
(11 149)
(11 459)
(11 622)
(11 360)
(10 701)
(10 926)
(10 648)
(10 640)
(10 353)
(11 177)
(11 934)
(13 227)
(14 589)
(16 801)
(19 149)
(21 407)
Gross Profit
6 009
N/A
8 299
+38%
8 067
-3%
7 715
-4%
7 343
-5%
7 220
-2%
9 132
+26%
10 128
+11%
11 135
+10%
12 087
+9%
12 259
+1%
13 270
+8%
14 582
+10%
16 044
+10%
17 448
+9%
18 622
+7%
19 483
+5%
19 998
+3%
19 959
0%
18 900
-5%
18 603
-2%
17 974
-3%
19 598
+9%
21 832
+11%
24 110
+10%
27 179
+13%
29 625
+9%
31 102
+5%
33 320
+7%
35 374
+6%
Operating Income
Operating Expenses
(3 136)
(4 853)
(5 329)
(7 484)
(8 744)
(8 988)
(6 621)
(5 657)
(5 580)
(6 201)
(10 167)
(10 774)
(11 535)
(12 390)
(12 641)
(12 685)
(12 586)
(12 624)
(12 142)
(12 290)
(13 035)
(13 395)
(14 789)
(15 883)
(16 268)
(16 780)
(16 191)
(18 436)
(19 428)
(20 730)
Selling, General & Administrative
(2 311)
(3 566)
(5 123)
(5 278)
(6 341)
(6 304)
(6 207)
(5 179)
(4 670)
(4 862)
(9 561)
(5 885)
(6 442)
(7 031)
(10 981)
(7 589)
(7 686)
(7 743)
(9 504)
(7 479)
(7 547)
(7 642)
(11 926)
(8 666)
(8 913)
(9 046)
(12 996)
(9 793)
(10 301)
(11 175)
Depreciation & Amortization
(68)
(96)
(126)
(182)
(258)
(341)
(414)
(456)
(505)
(562)
(606)
(826)
(1 041)
(1 240)
(1 660)
(1 666)
(1 668)
(1 664)
(1 699)
(1 748)
(1 783)
(1 795)
(1 551)
(1 539)
(1 533)
(1 586)
(1 628)
(1 636)
(1 656)
(1 716)
Other Operating Expenses
(755)
(1 190)
(80)
(2 023)
(2 145)
(2 342)
0
(22)
(406)
(778)
0
(4 064)
(4 053)
(4 119)
0
(3 430)
(3 231)
(3 218)
(939)
(3 063)
(3 706)
(3 958)
(1 312)
(5 679)
(5 822)
(6 149)
(1 566)
(7 008)
(7 472)
(7 839)
Operating Income
2 875
N/A
3 448
+20%
2 738
-21%
231
-92%
(1 403)
N/A
(1 770)
-26%
2 511
N/A
4 470
+78%
5 555
+24%
5 886
+6%
2 093
-64%
2 495
+19%
3 046
+22%
3 653
+20%
4 808
+32%
5 936
+23%
6 897
+16%
7 373
+7%
7 817
+6%
6 610
-15%
5 567
-16%
4 579
-18%
4 810
+5%
5 949
+24%
7 842
+32%
10 398
+33%
13 434
+29%
12 665
-6%
13 890
+10%
14 644
+5%
Pre-Tax Income
Interest Income Expense
0
0
434
0
0
0
16
0
0
0
38
0
0
0
0
0
0
0
(445)
0
0
0
(358)
0
0
0
(343)
0
0
0
Non-Reccuring Items
0
0
(3)
0
0
0
(2 364)
(2 422)
(2 576)
(2 756)
(658)
(788)
(960)
(1 106)
(1 745)
(2 990)
(3 805)
(11 929)
(11 652)
(13 254)
(13 964)
(8 820)
(8 462)
(4 979)
(2 233)
1 340
992
41
(1 436)
(2 538)
Gain/Loss on Disposition of Assets
0
0
0
0
0
0
(6)
0
0
0
(11)
0
0
0
13
0
0
0
93
0
0
0
(20)
0
0
0
(7)
0
0
0
Total Other Income
175
266
48
758
1 086
1 256
290
251
(78)
(216)
580
900
1 028
1 087
1 083
1 001
1 161
1 182
994
1 062
672
713
990
1 119
1 761
2 018
1 231
2 879
2 900
2 988
Pre-Tax Income
3 050
N/A
3 714
+22%
3 217
-13%
989
-69%
(317)
N/A
(514)
-62%
446
N/A
2 299
+415%
2 900
+26%
2 913
+0%
2 041
-30%
2 606
+28%
3 114
+19%
3 634
+17%
4 159
+14%
3 948
-5%
4 254
+8%
(3 372)
N/A
(3 193)
+5%
(5 581)
-75%
(7 724)
-38%
(3 528)
+54%
(3 040)
+14%
2 089
N/A
7 370
+253%
13 756
+87%
15 308
+11%
15 585
+2%
15 354
-1%
15 094
-2%
Net Income
Tax Provision
(1 057)
(1 282)
(1 141)
(377)
80
132
(187)
(825)
(1 016)
(1 005)
(537)
(736)
(903)
(992)
(1 173)
(1 013)
(1 054)
916
802
1 418
1 982
877
735
(449)
(1 894)
(3 484)
(3 905)
(4 150)
(3 985)
(3 890)
Income from Continuing Operations
1 993
2 432
2 077
614
(236)
(382)
260
1 471
1 883
1 908
1 504
1 871
2 211
2 643
2 987
2 935
3 201
(2 456)
(2 391)
(4 162)
(5 742)
(2 651)
(2 305)
1 641
5 477
10 273
11 403
11 435
11 369
11 204
Income to Minority Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
(30)
(164)
(292)
(440)
409
403
698
960
444
388
(270)
(968)
(2 046)
(2 496)
(2 789)
(3 035)
(2 995)
Net Income (Common)
1 993
N/A
2 432
+22%
2 077
-15%
614
-70%
(236)
N/A
(382)
-62%
260
N/A
1 471
+466%
1 883
+28%
1 908
+1%
1 504
-21%
1 871
+24%
2 211
+18%
2 613
+18%
2 823
+8%
2 643
-6%
2 760
+4%
(2 048)
N/A
(1 988)
+3%
(3 465)
-74%
(4 781)
-38%
(2 205)
+54%
(1 917)
+13%
1 372
N/A
4 509
+229%
8 225
+82%
8 907
+8%
8 645
-3%
8 333
-4%
8 209
-1%
EPS (Diluted)
16.07
N/A
19.61
+22%
17.16
-12%
5.11
-70%
-1.96
N/A
-3.15
-61%
2.15
N/A
12.15
+465%
15.56
+28%
15.76
+1%
12.32
-22%
15.33
+24%
18.12
+18%
21.41
+18%
23.13
+8%
21.66
-6%
22.62
+4%
-16.78
N/A
-16.29
+3%
-28.4
-74%
-39.18
-38%
-18.07
+54%
-15.71
+13%
11.24
N/A
36.95
+229%
67.41
+82%
73.2
+9%
71.04
-3%
67.48
-5%
66.35
-2%