Citizens Inc
NYSE:CIA
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Citizens Inc
NYSE:CIA
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US |
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Midland Exploration Inc
OTC:MIDLF
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CA |
Intrinsic Value
The intrinsic value of Citizens Inc (CIA) under the Base Case is 4.39 USD per share.
Compared with the current market price of 3.86 USD, the stock appears
Undervalued by 12% .
The intrinsic value is the average of valuations using the DCF method and multiples.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Citizens Does
Citizens, Inc. is an insurance holding company that mainly sells life insurance products. It focuses on simple policies such as final expense, whole life, and related protection coverage, with a business that is built around collecting premiums now and paying claims later when a policyholder dies or a covered event occurs.
- Headquarters
- United States of America US
- Employees
- 245
- IPO date
- Dec 4, 1980
The intrinsic value for Citizens Inc (CIA) under the Base Case is 4.39 USD.
Compared with the current market price of 3.86 USD, the stock appears Undervalued by 12% .