Capital One Financial Corp
NYSE:COF
Income Statement
Income Statement
Capital One Financial Corp
| Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 986
|
2 226
|
2 500
|
2 719
|
2 843
|
2 871
|
2 852
|
2 785
|
2 782
|
2 811
|
2 883
|
3 003
|
3 131
|
3 293
|
3 428
|
3 680
|
4 027
|
4 351
|
4 735
|
5 091
|
5 489
|
5 831
|
6 161
|
6 530
|
6 737
|
6 926
|
7 109
|
7 149
|
7 130
|
7 347
|
7 545
|
7 697
|
9 132
|
10 285
|
11 388
|
12 457
|
12 369
|
12 408
|
12 582
|
12 741
|
13 015
|
13 880
|
15 243
|
16 589
|
17 745
|
18 297
|
18 211
|
18 106
|
17 886
|
17 648
|
17 585
|
17 818
|
18 044
|
18 266
|
18 529
|
18 834
|
19 314
|
19 870
|
20 387
|
20 873
|
21 291
|
21 671
|
22 094
|
22 460
|
22 704
|
22 782
|
22 868
|
22 875
|
22 948
|
23 143
|
23 094
|
23 340
|
23 574
|
23 288
|
23 106
|
22 913
|
22 710
|
22 993
|
23 594
|
24 171
|
24 746
|
25 520
|
26 367
|
27 114
|
27 903
|
28 499
|
28 919
|
29 241
|
29 543
|
29 976
|
30 629
|
31 208
|
31 733
|
34 182
|
38 510
|
42 878
|
|
| Interest Income |
3 206
|
3 530
|
3 894
|
4 181
|
4 353
|
4 399
|
4 394
|
4 368
|
4 426
|
4 507
|
4 633
|
4 794
|
4 966
|
5 166
|
5 342
|
5 727
|
6 269
|
6 814
|
7 475
|
8 165
|
8 998
|
9 740
|
10 442
|
11 078
|
11 245
|
11 299
|
11 303
|
11 112
|
10 882
|
10 908
|
10 838
|
10 664
|
12 044
|
13 162
|
14 275
|
15 353
|
15 076
|
14 940
|
14 960
|
14 987
|
15 214
|
16 131
|
17 550
|
18 964
|
20 036
|
20 430
|
20 174
|
19 898
|
19 600
|
19 302
|
19 191
|
19 397
|
19 618
|
19 843
|
20 120
|
20 459
|
21 002
|
21 636
|
22 266
|
22 891
|
23 444
|
24 001
|
24 627
|
25 222
|
25 789
|
26 257
|
26 732
|
27 176
|
27 631
|
28 111
|
28 291
|
28 513
|
28 530
|
27 772
|
26 912
|
26 033
|
25 185
|
25 006
|
25 329
|
25 769
|
26 292
|
27 248
|
28 910
|
31 237
|
34 207
|
37 278
|
39 951
|
41 938
|
43 361
|
44 475
|
45 462
|
46 034
|
46 275
|
48 823
|
53 726
|
58 696
|
|
| Interest Expense |
1 220
|
1 303
|
1 394
|
1 462
|
1 510
|
1 528
|
1 542
|
1 583
|
1 644
|
1 696
|
1 750
|
1 791
|
1 834
|
1 873
|
1 914
|
2 047
|
2 243
|
2 463
|
2 739
|
3 073
|
3 509
|
3 909
|
4 281
|
4 548
|
4 508
|
4 372
|
4 195
|
3 963
|
3 753
|
3 561
|
3 293
|
2 967
|
2 912
|
2 878
|
2 887
|
2 896
|
2 707
|
2 532
|
2 378
|
2 246
|
2 199
|
2 251
|
2 307
|
2 375
|
2 291
|
2 133
|
1 963
|
1 792
|
1 714
|
1 654
|
1 606
|
1 579
|
1 574
|
1 577
|
1 591
|
1 625
|
1 688
|
1 766
|
1 879
|
2 018
|
2 153
|
2 330
|
2 533
|
2 762
|
3 085
|
3 475
|
3 864
|
4 301
|
4 683
|
4 968
|
5 197
|
5 173
|
4 956
|
4 484
|
3 806
|
3 120
|
2 475
|
2 013
|
1 735
|
1 598
|
1 546
|
1 728
|
2 543
|
4 123
|
6 304
|
8 779
|
11 032
|
12 697
|
13 818
|
14 499
|
14 833
|
14 826
|
14 542
|
14 641
|
15 216
|
15 818
|
|
| Non Interest Income |
4 681
|
4 971
|
5 336
|
5 467
|
5 530
|
5 456
|
5 299
|
5 416
|
5 554
|
5 640
|
5 816
|
5 900
|
5 973
|
6 159
|
6 214
|
6 358
|
6 700
|
6 828
|
6 995
|
7 001
|
6 917
|
7 179
|
7 567
|
8 054
|
8 336
|
7 987
|
7 534
|
6 744
|
5 777
|
5 387
|
5 243
|
5 286
|
5 258
|
4 833
|
4 187
|
3 714
|
3 595
|
3 645
|
3 609
|
3 538
|
4 117
|
4 314
|
4 579
|
4 807
|
4 267
|
4 298
|
4 253
|
4 278
|
4 317
|
4 385
|
4 436
|
4 472
|
4 523
|
4 505
|
4 503
|
4 579
|
4 672
|
4 698
|
4 742
|
4 628
|
4 525
|
4 595
|
4 696
|
4 777
|
4 907
|
5 317
|
5 208
|
5 201
|
5 302
|
5 039
|
5 085
|
5 253
|
5 185
|
4 903
|
5 507
|
5 610
|
5 677
|
6 212
|
6 060
|
6 264
|
6 749
|
6 833
|
6 961
|
7 136
|
7 077
|
7 261
|
7 402
|
7 546
|
7 743
|
7 804
|
7 799
|
7 904
|
7 977
|
8 514
|
9 531
|
10 556
|
|
| Revenue |
6 666
N/A
|
7 197
+8%
|
7 835
+9%
|
8 186
+4%
|
8 373
+2%
|
8 326
-1%
|
8 151
-2%
|
8 201
+1%
|
8 337
+2%
|
8 451
+1%
|
8 699
+3%
|
8 903
+2%
|
9 104
+2%
|
9 452
+4%
|
9 642
+2%
|
10 038
+4%
|
10 727
+7%
|
11 179
+4%
|
11 731
+5%
|
12 092
+3%
|
12 406
+3%
|
13 010
+5%
|
13 728
+6%
|
14 584
+6%
|
15 074
+3%
|
14 913
-1%
|
14 643
-2%
|
13 893
-5%
|
12 907
-7%
|
12 734
-1%
|
12 788
+0%
|
12 983
+2%
|
14 390
+11%
|
15 117
+5%
|
15 576
+3%
|
16 171
+4%
|
15 964
-1%
|
16 053
+1%
|
16 191
+1%
|
16 279
+1%
|
17 132
+5%
|
18 194
+6%
|
19 822
+9%
|
21 396
+8%
|
22 012
+3%
|
22 595
+3%
|
22 464
-1%
|
22 384
0%
|
22 203
-1%
|
22 033
-1%
|
22 021
0%
|
22 290
+1%
|
22 567
+1%
|
22 771
+1%
|
23 032
+1%
|
23 413
+2%
|
23 986
+2%
|
24 568
+2%
|
25 129
+2%
|
25 501
+1%
|
25 816
+1%
|
26 266
+2%
|
26 790
+2%
|
27 237
+2%
|
27 611
+1%
|
28 099
+2%
|
28 076
0%
|
28 076
N/A
|
28 250
+1%
|
28 182
0%
|
28 179
0%
|
28 593
+1%
|
28 759
+1%
|
28 191
-2%
|
28 613
+1%
|
28 523
0%
|
28 387
0%
|
29 205
+3%
|
29 654
+2%
|
30 435
+3%
|
31 495
+3%
|
32 353
+3%
|
33 328
+3%
|
34 250
+3%
|
34 980
+2%
|
35 760
+2%
|
36 321
+2%
|
36 787
+1%
|
37 286
+1%
|
37 780
+1%
|
38 428
+2%
|
39 112
+2%
|
39 710
+2%
|
42 696
+8%
|
48 041
+13%
|
53 434
+11%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(1 259)
|
(1 534)
|
(1 945)
|
(2 149)
|
(2 136)
|
(1 981)
|
(1 671)
|
(1 517)
|
(1 385)
|
(1 240)
|
(1 144)
|
(1 221)
|
(1 237)
|
(1 286)
|
(1 393)
|
(1 491)
|
(1 402)
|
(1 473)
|
(1 529)
|
(1 476)
|
(1 656)
|
(1 690)
|
(1 855)
|
(2 637)
|
(3 366)
|
(3 798)
|
(4 296)
|
(5 101)
|
(5 301)
|
(5 406)
|
(5 485)
|
(4 230)
|
(4 429)
|
(4 218)
|
(3 912)
|
(3 907)
|
(2 963)
|
(2 583)
|
(2 338)
|
(2 360)
|
(2 399)
|
(3 733)
|
(4 125)
|
(4 415)
|
(4 727)
|
(3 812)
|
(3 647)
|
(3 453)
|
(3 303)
|
(3 245)
|
(3 389)
|
(3 541)
|
(3 741)
|
(4 166)
|
(4 265)
|
(4 536)
|
(5 128)
|
(5 591)
|
(6 087)
|
(6 459)
|
(6 924)
|
(7 132)
|
(7 377)
|
(7 551)
|
(7 233)
|
(6 709)
|
(6 144)
|
(5 856)
|
(5 875)
|
(5 941)
|
(6 056)
|
(6 236)
|
(6 266)
|
(6 170)
|
(6 218)
|
(6 264)
|
(3 718)
|
(1 312)
|
461
|
1 944
|
444
|
(1 801)
|
(3 812)
|
(5 847)
|
(7 965)
|
(9 370)
|
(9 985)
|
(10 426)
|
(10 314)
|
(11 733)
|
(11 931)
|
(11 716)
|
(11 402)
|
(18 923)
|
(19 155)
|
(20 655)
|
|
| Non Interest Expense |
(4 300)
|
(4 463)
|
(4 539)
|
(4 586)
|
(4 600)
|
(4 598)
|
(4 688)
|
(4 857)
|
(4 911)
|
(4 988)
|
(5 058)
|
(5 322)
|
(5 425)
|
(5 532)
|
(5 586)
|
(5 718)
|
(5 964)
|
(6 309)
|
(6 670)
|
(6 944)
|
(7 344)
|
(7 698)
|
(7 905)
|
(8 078)
|
(7 926)
|
(7 711)
|
(7 587)
|
(8 210)
|
(8 133)
|
(8 235)
|
(8 227)
|
(7 417)
|
(7 519)
|
(7 598)
|
(7 792)
|
(7 934)
|
(8 249)
|
(8 504)
|
(8 805)
|
(9 332)
|
(9 674)
|
(10 561)
|
(11 309)
|
(11 797)
|
(12 284)
|
(12 160)
|
(12 224)
|
(12 514)
|
(12 339)
|
(12 300)
|
(12 176)
|
(12 180)
|
(12 297)
|
(12 625)
|
(12 800)
|
(12 996)
|
(13 170)
|
(13 158)
|
(13 359)
|
(13 558)
|
(13 769)
|
(13 888)
|
(14 094)
|
(14 194)
|
(14 333)
|
(14 343)
|
(14 549)
|
(14 902)
|
(15 000)
|
(15 355)
|
(15 454)
|
(15 483)
|
(19 241)
|
(22 232)
|
(20 808)
|
(19 056)
|
(15 367)
|
(12 563)
|
(14 301)
|
(16 570)
|
(17 381)
|
(17 998)
|
(18 761)
|
(19 163)
|
(19 557)
|
(19 768)
|
(19 679)
|
(20 316)
|
(20 508)
|
(20 660)
|
(21 114)
|
(21 486)
|
(22 251)
|
(24 296)
|
(27 245)
|
(30 498)
|
|
| Pre-Tax Income |
1 107
N/A
|
1 200
+8%
|
1 351
+13%
|
1 451
+7%
|
1 637
+13%
|
1 748
+7%
|
1 792
+3%
|
1 827
+2%
|
2 041
+12%
|
2 222
+9%
|
2 496
+12%
|
2 360
-5%
|
2 443
+3%
|
2 634
+8%
|
2 664
+1%
|
2 829
+6%
|
3 361
+19%
|
3 398
+1%
|
3 531
+4%
|
3 672
+4%
|
3 406
-7%
|
3 621
+6%
|
3 967
+10%
|
3 870
-2%
|
3 782
-2%
|
3 404
-10%
|
2 759
-19%
|
582
-79%
|
(527)
N/A
|
(907)
-72%
|
(924)
-2%
|
1 336
N/A
|
2 442
+83%
|
3 301
+35%
|
3 872
+17%
|
4 330
+12%
|
4 752
+10%
|
4 966
+5%
|
5 048
+2%
|
4 587
-9%
|
5 059
+10%
|
3 900
-23%
|
4 388
+13%
|
5 184
+18%
|
5 001
-4%
|
6 623
+32%
|
6 593
0%
|
6 417
-3%
|
6 561
+2%
|
6 488
-1%
|
6 456
0%
|
6 569
+2%
|
6 529
-1%
|
5 980
-8%
|
5 967
0%
|
5 881
-1%
|
5 688
-3%
|
5 819
+2%
|
5 683
-2%
|
5 484
-4%
|
5 123
-7%
|
5 246
+2%
|
5 319
+1%
|
5 492
+3%
|
6 045
+10%
|
7 047
+17%
|
7 383
+5%
|
7 318
-1%
|
7 375
+1%
|
6 886
-7%
|
6 669
-3%
|
6 874
+3%
|
3 252
-53%
|
(211)
N/A
|
1 587
N/A
|
3 203
+102%
|
9 302
+190%
|
15 330
+65%
|
15 814
+3%
|
15 809
0%
|
14 558
-8%
|
12 554
-14%
|
10 755
-14%
|
9 240
-14%
|
7 458
-19%
|
6 622
-11%
|
6 657
+1%
|
6 045
-9%
|
6 464
+7%
|
5 387
-17%
|
5 383
0%
|
5 910
+10%
|
6 057
+2%
|
(523)
N/A
|
1 641
N/A
|
2 281
+39%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(421)
|
(456)
|
(513)
|
(551)
|
(617)
|
(655)
|
(667)
|
(676)
|
(749)
|
(810)
|
(884)
|
(817)
|
(843)
|
(911)
|
(940)
|
(1 020)
|
(1 175)
|
(1 190)
|
(1 227)
|
(1 246)
|
(1 177)
|
(1 177)
|
(1 294)
|
(1 278)
|
(1 244)
|
(1 171)
|
(957)
|
(497)
|
(104)
|
42
|
111
|
(349)
|
(652)
|
(929)
|
(1 119)
|
(1 280)
|
(1 389)
|
(1 470)
|
(1 505)
|
(1 334)
|
(1 333)
|
(926)
|
(1 091)
|
(1 475)
|
(1 663)
|
(2 251)
|
(2 291)
|
(2 025)
|
(2 210)
|
(2 160)
|
(2 121)
|
(2 146)
|
(2 096)
|
(1 899)
|
(1 893)
|
(1 869)
|
(1 792)
|
(1 832)
|
(1 798)
|
(1 714)
|
(1 576)
|
(1 595)
|
(1 547)
|
(1 574)
|
(1 579)
|
(1 711)
|
(1 683)
|
(1 293)
|
(1 283)
|
(1 095)
|
(1 050)
|
(1 341)
|
(469)
|
461
|
(260)
|
(486)
|
(1 918)
|
(3 492)
|
(3 278)
|
(3 415)
|
(3 088)
|
(2 590)
|
(2 201)
|
(1 880)
|
(1 541)
|
(1 305)
|
(1 244)
|
(1 158)
|
(1 257)
|
(1 014)
|
(1 023)
|
(1 163)
|
(1 186)
|
534
|
(214)
|
(193)
|
|
| Income from Continuing Operations |
686
|
744
|
838
|
900
|
1 020
|
1 093
|
1 125
|
1 151
|
1 291
|
1 412
|
1 612
|
1 543
|
1 599
|
1 723
|
1 724
|
1 809
|
2 186
|
2 207
|
2 304
|
2 426
|
2 229
|
2 444
|
2 673
|
2 592
|
2 538
|
2 233
|
1 802
|
85
|
(631)
|
(865)
|
(814)
|
987
|
1 789
|
2 372
|
2 753
|
3 050
|
3 363
|
3 496
|
3 543
|
3 253
|
3 726
|
2 974
|
3 297
|
3 709
|
3 338
|
4 372
|
4 302
|
4 392
|
4 351
|
4 328
|
4 335
|
4 423
|
4 433
|
4 081
|
4 074
|
4 012
|
3 896
|
3 987
|
3 885
|
3 770
|
3 547
|
3 651
|
3 772
|
3 918
|
4 466
|
5 336
|
5 700
|
6 025
|
6 092
|
5 791
|
5 619
|
5 533
|
2 783
|
250
|
1 327
|
2 717
|
7 384
|
11 838
|
12 536
|
12 394
|
11 470
|
9 964
|
8 554
|
7 360
|
5 917
|
5 317
|
5 413
|
4 887
|
5 207
|
4 373
|
4 360
|
4 747
|
4 871
|
11
|
1 427
|
2 088
|
|
| Net Income (Common) |
686
N/A
|
744
+8%
|
838
+13%
|
900
+7%
|
1 020
+13%
|
1 093
+7%
|
1 110
+2%
|
1 136
+2%
|
1 276
+12%
|
1 397
+9%
|
1 612
+15%
|
1 543
-4%
|
1 599
+4%
|
1 723
+8%
|
1 724
+0%
|
1 809
+5%
|
2 186
+21%
|
2 207
+1%
|
2 304
+4%
|
2 414
+5%
|
2 206
-9%
|
2 404
+9%
|
1 734
-28%
|
1 570
-9%
|
1 444
-8%
|
1 146
-21%
|
1 602
+40%
|
(79)
N/A
|
(799)
-912%
|
(1 529)
-91%
|
(1 510)
+1%
|
320
N/A
|
1 128
+253%
|
2 013
+78%
|
2 423
+20%
|
2 743
+13%
|
3 124
+14%
|
3 427
+10%
|
3 437
+0%
|
3 121
-9%
|
3 501
+12%
|
2 683
-23%
|
3 043
+13%
|
3 679
+21%
|
3 321
-10%
|
4 319
+30%
|
4 233
-2%
|
4 089
-3%
|
4 156
+2%
|
4 242
+2%
|
4 211
-1%
|
4 343
+3%
|
4 322
0%
|
3 975
-8%
|
3 998
+1%
|
3 872
-3%
|
3 727
-4%
|
3 768
+1%
|
3 651
-3%
|
3 513
-4%
|
3 295
-6%
|
3 372
+2%
|
3 457
+3%
|
1 704
-51%
|
2 236
+31%
|
3 102
+39%
|
3 495
+13%
|
5 710
+63%
|
5 775
+1%
|
5 494
-5%
|
5 324
-3%
|
5 192
-2%
|
2 424
-53%
|
(99)
N/A
|
950
N/A
|
2 375
+150%
|
7 031
+196%
|
11 467
+63%
|
12 135
+6%
|
11 965
-1%
|
11 047
-8%
|
9 550
-14%
|
8 179
-14%
|
7 044
-14%
|
5 613
-20%
|
5 015
-11%
|
5 104
+2%
|
4 582
-10%
|
4 895
+7%
|
4 075
-17%
|
4 062
0%
|
4 445
+9%
|
4 570
+3%
|
(301)
N/A
|
1 093
N/A
|
2 181
+100%
|
|
| EPS (Diluted) |
3.02
N/A
|
3.21
+6%
|
3.68
+15%
|
3.93
+7%
|
4.45
+13%
|
4.7
+6%
|
4.69
0%
|
4.85
+3%
|
5.2
+7%
|
5.64
+8%
|
6.47
+15%
|
6.2
-4%
|
6.26
+1%
|
6.58
+5%
|
6.36
-3%
|
6.73
+6%
|
7.07
+5%
|
7.12
+1%
|
9.04
+27%
|
7.61
-16%
|
5.3
-30%
|
6.04
+14%
|
4.43
-27%
|
3.97
-10%
|
3.87
-3%
|
3.06
-21%
|
4.28
+40%
|
-0.2
N/A
|
-2.04
-920%
|
-3.62
-77%
|
-3.32
+8%
|
0.74
N/A
|
2.47
+234%
|
4.41
+79%
|
5.3
+20%
|
6.01
+13%
|
6.78
+13%
|
7.41
+9%
|
7.47
+1%
|
6.79
-9%
|
6.82
+0%
|
4.2
-38%
|
5.2
+24%
|
6.49
+25%
|
5.66
-13%
|
7.33
+30%
|
7.16
-2%
|
6.95
-3%
|
7.16
+3%
|
7.34
+3%
|
7.41
+1%
|
7.59
+2%
|
7.75
+2%
|
7.2
-7%
|
7.31
+2%
|
7.06
-3%
|
7.05
0%
|
7.29
+3%
|
7.21
-1%
|
6.89
-4%
|
6.75
-2%
|
6.9
+2%
|
7.06
+2%
|
3.48
-51%
|
4.55
+31%
|
6.35
+40%
|
7.26
+14%
|
11.81
+63%
|
12.24
+4%
|
11.61
-5%
|
11.28
-3%
|
11.04
-2%
|
5.29
-52%
|
-0.21
N/A
|
2.07
N/A
|
5.18
+150%
|
15.27
+195%
|
25.35
+66%
|
27.54
+9%
|
26.95
-2%
|
26.8
-1%
|
24.32
-9%
|
21.26
-13%
|
17.91
-16%
|
14.62
-18%
|
13.06
-11%
|
13.31
+2%
|
11.95
-10%
|
12.77
+7%
|
10.63
-17%
|
10.59
0%
|
11.58
+9%
|
11.9
+3%
|
-0.59
N/A
|
1.7
N/A
|
4.02
+136%
|
|