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Price: 31.365 USD -1.31% Market Closed

Market Cap: $841.5m

Income Statement

Net Interest Income

Non Interest Income

Currency: USD

		Mar-2002	Jun-2002	Sep-2002	Dec-2002	Mar-2003	Jun-2003	Sep-2003	Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income		81	84	87	89	90	91	91	90	90	91	96	120	144	170	191	197	203	206	210	211	212	213	213	212	209	208	205	202	198	192	185	175	163	146	130	119	112	112	114	118	120	121	121	120	120	123	127	133	138	141	143	143	144	145	148	150	153	155	156	158	160	162	165	168	169	170	171	173	176	179	181	184	187	191	194	198	200	202	209	211	212	213	212	216	219	219	215	210	206	205	207	212	219	227	235	241
Interest Income		125	122	120	119	117	115	113	110	110	110	118	150	183	219	250	263	278	292	308	320	332	342	348	350	345	334	320	304	289	277	262	242	222	198	176	161	149	143	139	137	135	133	131	128	128	131	135	140	145	148	149	150	150	152	154	156	160	162	165	167	170	173	178	183	186	189	193	198	204	210	214	216	217	216	214	212	210	211	218	219	220	221	223	233	247	261	274	283	290	297	302	306	309	311	313	314
Interest Expense		44	38	33	30	27	24	22	20	20	20	22	30	39	49	59	67	76	86	98	110	120	129	135	138	136	126	114	102	92	85	77	68	59	51	46	42	37	31	25	19	15	12	9	9	8	8	8	7	7	7	6	6	6	6	6	7	7	8	8	9	10	11	13	15	17	19	22	25	28	31	33	32	30	25	20	15	11	9	8	8	8	8	10	17	28	42	58	73	84	92	95	94	90	84	79	73
Non Interest Income		14	14	14	15	15	15	16	16	16	17	18	22	27	32	39	41	44	46	45	43	42	43	44	46	49	49	49	55	56	59	63	57	54	53	49	57	57	55	55	57	51	54	59	61	60	64	59	55	52	46	46	41	42	38	37	35	32	34	35	47	41	39	38	39	37	39	40	41	43	43	42	44	39	40	41	51	47	47	46	47	42	49	48	48	49	43	43	47	47	49	51	39	39	39	40	52
Revenue		95 N/A	98 +3%	101 +3%	104 +3%	105 +1%	106 +1%	107 +1%	106 -1%	106 +1%	107 +1%	113 +6%	142 +25%	171 +20%	202 +18%	229 +14%	238 +4%	246 +4%	252 +2%	255 +1%	254 0%	255 +0%	256 +1%	257 +0%	258 +0%	258 +0%	257 0%	255 -1%	257 +1%	254 -1%	251 -1%	248 -1%	232 -6%	218 -6%	199 -9%	179 -10%	176 -2%	169 -4%	167 -1%	169 +1%	175 +4%	171 -2%	175 +2%	180 +3%	180 +0%	180 0%	187 +4%	186 0%	188 +1%	190 +1%	187 -2%	189 +1%	185 -2%	186 +1%	184 -1%	184 +0%	184 +0%	185 +0%	189 +2%	192 +1%	205 +7%	201 -2%	201 +0%	203 +1%	207 +2%	206 0%	209 +1%	211 +1%	214 +1%	219 +2%	221 +1%	223 +1%	228 +3%	226 -1%	230 +2%	235 +2%	249 +6%	247 -1%	249 +1%	255 +2%	258 +1%	254 -1%	262 +3%	260 -1%	263 +1%	268 +2%	261 -3%	258 -1%	257 -1%	253 -1%	254 +0%	258 +2%	250 -3%	258 +3%	267 +3%	275 +3%	293 +7%
Pre-Tax Income
Loan Loss Provision		(3)	(2)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(2)	(3)	(3)	(4)	(4)	(4)	(3)	(2)	(1)	(3)	(4)	(25)	(53)	(85)	(171)	(173)	(172)	(164)	(151)	(270)	(349)	(381)	(327)	(264)	(160)	(99)	(70)	29	41	44	42	28	19	20	14	12	11	6	4	2	6	8	17	19	16	14	8	5	6	5	6	5	3	3	0	(0)	1	(0)	(1)	(3)	(6)	0	0	(17)	(42)	(19)	(16)	2	15	17	13	10	1	(4)	(7)	(12)	(16)	(18)	(16)	(14)	(10)	(10)	(13)	(14)	(16)
Non Interest Expense		(50)	(51)	(53)	(55)	(55)	(56)	(56)	(56)	(57)	(57)	(65)	(86)	(103)	(117)	(127)	(125)	(128)	(130)	(129)	(132)	(129)	(129)	(129)	(177)	(178)	(306)	(312)	(273)	(279)	(165)	(217)	(217)	(328)	(320)	(262)	(267)	(156)	(158)	(176)	(179)	(170)	(169)	(161)	(152)	(149)	(144)	(140)	(140)	(139)	(137)	(135)	(130)	(132)	(132)	(129)	(127)	(124)	(124)	(126)	(138)	(131)	(131)	(132)	(133)	(135)	(136)	(137)	(137)	(137)	(139)	(139)	(144)	(153)	(164)	(166)	(158)	(166)	(161)	(165)	(167)	(163)	(167)	(168)	(166)	(170)	(164)	(162)	(164)	(163)	(164)	(171)	(173)	(174)	(177)	(177)	(179)
Pre-Tax Income		43 N/A	45 +6%	47 +3%	48 +3%	49 +2%	50 +1%	51 +2%	50 -2%	48 -2%	49 +0%	47 -3%	54 +15%	66 +22%	81 +23%	98 +21%	109 +11%	115 +6%	119 +3%	123 +4%	121 -2%	122 +1%	123 +1%	103 -16%	28 -73%	(4) N/A	(221) -5 139%	(231) -4%	(188) +19%	(189) -1%	(64) +66%	(239) -273%	(334) -40%	(492) -47%	(448) +9%	(348) +22%	(251) +28%	(86) +66%	(62) +28%	22 N/A	37 +63%	45 +24%	48 +6%	47 -2%	47 +1%	51 +9%	57 +10%	59 +3%	60 +2%	58 -4%	54 -6%	56 +2%	61 +9%	62 +1%	69 +12%	75 +8%	73 -2%	74 +1%	72 -2%	71 -2%	73 +3%	75 +2%	76 +1%	76 +0%	76 0%	74 -2%	73 -2%	74 +3%	78 +5%	81 +4%	81 0%	81 -1%	78 -4%	68 -13%	63 -7%	52 -17%	49 -7%	61 +25%	73 +19%	92 +25%	106 +15%	108 +2%	107 -1%	102 -5%	99 -3%	95 -4%	90 -5%	85 -6%	77 -9%	72 -6%	74 +2%	74 -1%	68 -8%	74 +8%	77 +4%	83 +9%	98 +18%
Net Income
Tax Provision		(12)	(12)	(15)	(15)	(15)	(15)	(15)	(16)	(15)	(15)	(14)	(17)	(19)	(25)	(32)	(37)	(41)	(42)	(44)	(41)	(42)	(43)	(34)	(22)	(8)	41	45	49	52	39	27	20	15	(10)	0	0	0	0	0	0	0	0	0	0	120	118	116	112	(13)	(15)	(18)	(20)	(21)	(25)	(26)	(27)	(27)	(26)	(25)	(26)	(26)	(27)	(27)	(27)	(24)	(21)	(20)	(20)	(22)	(22)	(22)	(20)	(17)	(16)	(13)	(12)	(14)	(17)	(22)	(26)	(26)	(27)	(26)	(25)	(24)	(22)	(21)	(18)	(17)	(17)	(17)	(15)	(15)	(16)	(18)	(21)
Income from Continuing Operations		31	33	32	33	34	35	35	34	33	34	33	37	47	56	66	73	75	77	80	79	80	81	69	6	(13)	(180)	(186)	(138)	(137)	(26)	(212)	(314)	(477)	(458)	(348)	(251)	(86)	(62)	22	37	45	48	47	47	171	175	174	172	45	39	37	41	41	44	48	46	47	46	46	47	49	49	49	49	50	51	55	58	60	60	59	58	51	47	39	37	47	56	70	80	81	80	76	74	71	68	64	59	55	57	57	53	58	61	66	77
Net Income (Common)		31 N/A	33 +6%	32 -2%	33 +4%	34 +3%	35 +1%	35 +1%	34 -3%	33 -2%	34 +2%	33 -2%	37 +12%	47 +25%	56 +20%	66 +18%	73 +9%	75 +3%	77 +3%	80 +3%	79 -1%	80 +1%	81 +1%	69 -14%	6 -92%	(13) N/A	(180) -1 321%	(186) -3%	(138) +26%	(139) -1%	(29) +79%	(218) -638%	(322) -48%	(485) -51%	(467) +4%	(356) +24%	(259) +27%	(9) +97%	18 N/A	104 +483%	121 +16%	45 -62%	48 +6%	47 -2%	47 +1%	171 +261%	175 +2%	174 0%	172 -1%	45 -74%	39 -11%	37 -5%	41 +8%	41 +1%	44 +8%	48 +9%	46 -5%	47 +2%	46 0%	46 -2%	47 +3%	49 +4%	49 0%	49 +1%	41 -16%	42 +3%	45 +5%	48 +8%	60 +24%	61 +3%	61 -1%	60 -1%	58 -3%	51 -13%	47 -7%	39 -16%	37 -5%	47 +26%	56 +19%	70 +25%	80 +15%	81 +2%	80 -1%	76 -5%	74 -3%	71 -4%	68 -4%	64 -5%	59 -8%	55 -6%	57 +2%	57 +0%	53 -6%	58 +9%	61 +4%	66 +9%	77 +17%
EPS (Diluted)		38.16 N/A	40.01 +5%	39.01 -2%	41.62 +7%	41.85 +1%	42.22 +1%	42.69 +1%	42.37 -1%	40.58 -4%	41.42 +2%	35.87 -13%	37.4 +4%	31.97 -15%	36.31 +14%	43.01 +18%	48.33 +12%	48.75 +1%	50.09 +3%	51.78 +3%	52.8 +2%	51.6 -2%	52.31 +1%	45.44 -13%	3.86 -92%	-8.79 N/A	-125.83 -1 332%	-130.07 -3%	-98.85 +24%	-97.41 +1%	-20.62 +79%	-150.13 -628%	-214.46 -43%	-321.01 -50%	-306.9 +4%	-234.2 +24%	-172.93 +26%	-0.44 +100%	0.43 N/A	2.49 +479%	3.31 +33%	1.09 -67%	1.15 +6%	1.13 -2%	1.13 N/A	4.06 +259%	4.14 +2%	4.12 0%	4.07 -1%	1.05 -74%	1.07 +2%	1.03 -4%	1.07 +4%	1.15 +7%	1.38 +20%	1.51 +9%	1.4 -7%	1.48 +6%	1.48 N/A	1.45 -2%	1.5 +3%	1.57 +5%	1.57 N/A	1.61 +3%	1.34 -17%	1.41 +5%	1.5 +6%	1.62 +8%	2.01 +24%	2.11 +5%	2.1 0%	2.09 0%	2.03 -3%	1.77 -13%	1.67 -6%	1.38 -17%	1.32 -4%	1.66 +26%	1.97 +19%	2.47 +25%	2.83 +15%	2.9 +2%	2.91 +0%	2.75 -5%	2.68 -3%	2.6 -3%	2.48 -5%	2.36 -5%	2.17 -8%	2.05 -6%	2.1 +2%	2.1 N/A	1.97 -6%	2.14 +9%	2.23 +4%	2.43 +9%	2.86 +18%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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