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Discover Financial Services
NYSE:DFS

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Discover Financial Services
NYSE:DFS
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Price: 142.29 USD 0.47% Market Closed
Updated: Jul 27, 2024
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Intrinsic Value

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. [ Read More ]

The intrinsic value of one DFS stock under the Base Case scenario is 171.71 USD. Compared to the current market price of 142.29 USD, Discover Financial Services is Undervalued by 17%.

Key Points:
DFS Intrinsic Value
Base Case
171.71 USD
Undervaluation 17%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Discover Financial Services

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Fundamental Analysis

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Discover Financial Services

Net Loans 117.3B
PP&E 1.1B
Intangibles 255m
Other Assets 34B
Total Deposits 110.4B
Long Term Debt 20.5B
Other Liabilities 7.1B
Efficiency

Wall St
Price Targets

DFS Price Targets Summary
Discover Financial Services

Wall Street analysts forecast DFS stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for DFS is 148.84 USD with a low forecast of 119.18 USD and a high forecast of 178.5 USD.

Lowest
Price Target
119.18 USD
16% Downside
Average
Price Target
148.84 USD
5% Upside
Highest
Price Target
178.5 USD
25% Upside
View Analyst Estimates
View Analyst Estimates
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Competitive Landscape

Ownership

DFS Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Price Appreciation

DFS Price
Discover Financial Services

1M 1M
+15%
6M 6M
+34%
1Y 1Y
+37%
3Y 3Y
+19%
5Y 5Y
+70%
10Y 10Y
+175%
Annual Price Range
142.29
52w Low
80.49
52w High
142.89
Price Metrics
Average Annual Return 5.11%
Standard Deviation of Annual Returns 22.16%
Max Drawdown -72%
Shares Statistics
Market Capitalization 35.7B USD
Shares Outstanding 250 000 000
Percentage of Shares Shorted 1.22%

DFS Return Decomposition
Main factors of price return

What is price return decomposition?

DFS News

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Last Important Events
Discover Financial Services

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Sentiment Analysis
Discover Financial Services

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Last 90 Days 90D

Company Profile

Discover Financial Services Logo
Discover Financial Services

Country

United States of America

Industry

Financial Services

Market Cap

35.7B USD

Dividend Yield

1.97%

Description

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. The company is headquartered in Riverwoods, Illinois and currently employs 16,700 full-time employees. The company went IPO on 2007-06-14. The firm is a bank holding company, as well as a financial holding company. The company operates through two segments: Digital Banking and Payment Services. The company provides digital banking products and services and payment services through its subsidiaries. The company offers its customers credit card loans, private student loans, personal loans, home loans and deposit products. Its private student loans are primarily available to students attending eligible non-profit undergraduate and graduate schools. The company also offers certain post-graduate loans, including consolidation, bar study and residency loans. The company markets its private student loans through digital channels, direct mail, email, radio and television. Its payment services include PULSE, Diners Club and its Network Partners business, which provides, among other services, payment transaction processing and settlement services.

Contact

ILLINOIS
Riverwoods
2500 Lake Cook Rd
+12244050900.0
https://www.discover.com/

IPO

2007-06-14

Employees

16 700

Officers

Interim CEO, President & Director
Mr. J. Michael Shepherd
Executive VP & CFO
Mr. John Thomas Greene
Executive VP, Chief Legal Officer, General Counsel & Corporate Secretary
Ms. Hope D. Mehlman
Executive VP & President of Consumer Banking
Mr. Daniel Peter Capozzi
Executive VP and President of Credit & Decision Management
Mr. Keith E. Toney
Chief Accounting Officer, Senior VP & Controller
Ms. Shifra Kolsky
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Executive VP & Chief Information Officer
Mr. Jason J. Strle
Head of Investor Relations
Mr. Eric Edmund Wasserstrom
Vice President of Corporate Communications
Ms. Leslie Sutton
Executive VP & Chief Risk Officer
Mr. Michael E. Roemer
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See Also

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What is the Intrinsic Value of one DFS stock?

The intrinsic value of one DFS stock under the Base Case scenario is 171.71 USD.

Is DFS stock undervalued or overvalued?

Compared to the current market price of 142.29 USD, Discover Financial Services is Undervalued by 17%.