First Commonwealth Financial Corp
NYSE:FCF
Income Statement
Income Statement
First Commonwealth Financial Corp
| Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
146
|
150
|
152
|
153
|
152
|
149
|
146
|
144
|
144
|
147
|
158
|
167
|
175
|
181
|
178
|
174
|
170
|
168
|
167
|
167
|
167
|
165
|
163
|
161
|
161
|
168
|
176
|
189
|
198
|
203
|
206
|
207
|
209
|
210
|
210
|
207
|
202
|
196
|
192
|
190
|
190
|
190
|
189
|
189
|
186
|
185
|
186
|
185
|
185
|
185
|
184
|
184
|
185
|
186
|
186
|
189
|
190
|
193
|
196
|
199
|
202
|
211
|
221
|
229
|
237
|
243
|
247
|
252
|
258
|
261
|
266
|
270
|
272
|
272
|
270
|
268
|
270
|
272
|
276
|
279
|
277
|
283
|
294
|
312
|
338
|
363
|
378
|
386
|
384
|
381
|
380
|
379
|
382
|
393
|
408
|
426
|
|
| Interest Income |
300
|
293
|
284
|
276
|
267
|
259
|
250
|
244
|
243
|
248
|
263
|
278
|
292
|
304
|
308
|
312
|
316
|
320
|
327
|
333
|
337
|
338
|
334
|
331
|
329
|
329
|
328
|
328
|
321
|
312
|
303
|
293
|
288
|
284
|
278
|
268
|
258
|
247
|
238
|
232
|
229
|
225
|
222
|
219
|
214
|
210
|
209
|
206
|
205
|
204
|
203
|
202
|
203
|
203
|
202
|
204
|
206
|
210
|
214
|
218
|
220
|
230
|
241
|
251
|
261
|
271
|
280
|
292
|
305
|
314
|
322
|
325
|
325
|
318
|
309
|
301
|
296
|
293
|
294
|
294
|
291
|
296
|
307
|
330
|
373
|
428
|
482
|
530
|
561
|
580
|
595
|
600
|
602
|
610
|
619
|
633
|
|
| Interest Expense |
155
|
143
|
132
|
123
|
116
|
109
|
104
|
100
|
100
|
101
|
106
|
111
|
116
|
123
|
130
|
139
|
146
|
153
|
160
|
166
|
171
|
172
|
171
|
170
|
167
|
161
|
152
|
139
|
123
|
110
|
97
|
87
|
79
|
74
|
67
|
62
|
56
|
51
|
46
|
42
|
39
|
35
|
32
|
30
|
28
|
26
|
23
|
22
|
20
|
20
|
19
|
19
|
18
|
16
|
16
|
16
|
16
|
17
|
18
|
19
|
18
|
19
|
20
|
22
|
24
|
28
|
33
|
40
|
47
|
53
|
56
|
55
|
53
|
46
|
39
|
33
|
26
|
22
|
18
|
15
|
14
|
13
|
13
|
18
|
35
|
65
|
104
|
144
|
177
|
199
|
215
|
222
|
220
|
217
|
211
|
207
|
|
| Non Interest Income |
39
|
39
|
38
|
38
|
40
|
43
|
48
|
48
|
50
|
47
|
15
|
48
|
15
|
22
|
51
|
50
|
49
|
43
|
44
|
44
|
46
|
47
|
47
|
49
|
51
|
52
|
46
|
43
|
32
|
26
|
20
|
19
|
28
|
34
|
44
|
49
|
52
|
57
|
56
|
58
|
61
|
60
|
67
|
65
|
63
|
62
|
61
|
60
|
60
|
62
|
60
|
61
|
60
|
59
|
60
|
61
|
61
|
60
|
62
|
65
|
68
|
71
|
74
|
80
|
85
|
93
|
93
|
89
|
85
|
81
|
83
|
86
|
86
|
86
|
90
|
95
|
103
|
107
|
107
|
107
|
103
|
102
|
100
|
99
|
98
|
98
|
97
|
97
|
98
|
98
|
98
|
99
|
98
|
97
|
97
|
97
|
|
| Revenue |
185
N/A
|
188
+2%
|
190
+1%
|
191
+1%
|
192
+0%
|
192
+0%
|
193
+1%
|
192
-1%
|
193
+1%
|
193
+0%
|
173
-11%
|
215
+24%
|
191
-11%
|
203
+6%
|
229
+13%
|
224
-2%
|
219
-2%
|
211
-4%
|
211
+0%
|
211
+0%
|
213
+1%
|
212
0%
|
210
-1%
|
210
+0%
|
212
+1%
|
220
+4%
|
222
+1%
|
231
+4%
|
230
-1%
|
228
-1%
|
226
-1%
|
226
0%
|
237
+5%
|
244
+3%
|
254
+4%
|
256
+1%
|
254
-1%
|
252
-1%
|
249
-1%
|
248
0%
|
251
+1%
|
250
0%
|
256
+2%
|
254
-1%
|
249
-2%
|
247
-1%
|
247
0%
|
245
-1%
|
245
+0%
|
247
+1%
|
244
-1%
|
245
+0%
|
245
+0%
|
246
+0%
|
246
+0%
|
250
+1%
|
251
+0%
|
253
+1%
|
257
+2%
|
264
+2%
|
270
+2%
|
282
+4%
|
295
+5%
|
309
+5%
|
322
+4%
|
335
+4%
|
340
+1%
|
341
+0%
|
344
+1%
|
343
0%
|
350
+2%
|
355
+2%
|
358
+1%
|
357
0%
|
360
+1%
|
363
+1%
|
373
+3%
|
378
+2%
|
383
+1%
|
385
+1%
|
381
-1%
|
385
+1%
|
395
+3%
|
411
+4%
|
436
+6%
|
460
+6%
|
475
+3%
|
482
+2%
|
481
0%
|
479
0%
|
478
0%
|
478
+0%
|
480
+0%
|
491
+2%
|
505
+3%
|
523
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(12)
|
(12)
|
(12)
|
(12)
|
(13)
|
(13)
|
(14)
|
(13)
|
(11)
|
(10)
|
(10)
|
(8)
|
(8)
|
(8)
|
(8)
|
(9)
|
(8)
|
(9)
|
(9)
|
(12)
|
(14)
|
(12)
|
(11)
|
(10)
|
(10)
|
(13)
|
(15)
|
(23)
|
(28)
|
(71)
|
(90)
|
(101)
|
(137)
|
(93)
|
(75)
|
(62)
|
(30)
|
(35)
|
(38)
|
(56)
|
(46)
|
(41)
|
(41)
|
(21)
|
(21)
|
(28)
|
(24)
|
(19)
|
(18)
|
(10)
|
(10)
|
(11)
|
(9)
|
(9)
|
(11)
|
(15)
|
(20)
|
(28)
|
(26)
|
(19)
|
(15)
|
(3)
|
(1)
|
(5)
|
(9)
|
(12)
|
(13)
|
(13)
|
(10)
|
(11)
|
(11)
|
(15)
|
(41)
|
(45)
|
(54)
|
(57)
|
(21)
|
(20)
|
(9)
|
1
|
(5)
|
(4)
|
(9)
|
(21)
|
(27)
|
(26)
|
(26)
|
(15)
|
(11)
|
(16)
|
(21)
|
(29)
|
(31)
|
(35)
|
(36)
|
(37)
|
|
| Non Interest Expense |
(115)
|
(121)
|
(124)
|
(126)
|
(118)
|
(115)
|
(113)
|
(113)
|
(115)
|
(120)
|
(126)
|
(165)
|
(138)
|
(140)
|
(142)
|
(144)
|
(144)
|
(142)
|
(139)
|
(138)
|
(140)
|
(144)
|
(147)
|
(148)
|
(149)
|
(151)
|
(154)
|
(159)
|
(163)
|
(170)
|
(173)
|
(171)
|
(171)
|
(169)
|
(168)
|
(171)
|
(169)
|
(171)
|
(172)
|
(177)
|
(182)
|
(178)
|
(182)
|
(177)
|
(172)
|
(172)
|
(167)
|
(169)
|
(167)
|
(168)
|
(169)
|
(171)
|
(171)
|
(169)
|
(168)
|
(164)
|
(162)
|
(159)
|
(157)
|
(160)
|
(165)
|
(185)
|
(194)
|
(200)
|
(204)
|
(195)
|
(197)
|
(196)
|
(198)
|
(202)
|
(207)
|
(210)
|
(211)
|
(211)
|
(214)
|
(216)
|
(217)
|
(216)
|
(213)
|
(214)
|
(218)
|
(222)
|
(227)
|
(230)
|
(245)
|
(256)
|
(263)
|
(270)
|
(264)
|
(264)
|
(267)
|
(271)
|
(276)
|
(287)
|
(290)
|
(295)
|
|
| Pre-Tax Income |
58
N/A
|
55
-4%
|
54
-3%
|
52
-3%
|
61
+17%
|
65
+6%
|
67
+3%
|
67
0%
|
66
0%
|
63
-5%
|
37
-42%
|
42
+15%
|
45
+6%
|
54
+21%
|
79
+45%
|
71
-10%
|
67
-6%
|
59
-12%
|
62
+5%
|
62
+0%
|
59
-5%
|
57
-3%
|
52
-8%
|
52
+0%
|
53
+1%
|
56
+5%
|
53
-4%
|
50
-7%
|
39
-22%
|
(12)
N/A
|
(36)
-199%
|
(46)
-26%
|
(71)
-55%
|
(18)
+74%
|
11
N/A
|
23
+109%
|
54
+132%
|
45
-16%
|
39
-14%
|
15
-62%
|
23
+54%
|
31
+34%
|
33
+9%
|
57
+69%
|
56
-1%
|
47
-16%
|
55
+18%
|
57
+2%
|
60
+5%
|
69
+15%
|
65
-5%
|
62
-5%
|
65
+5%
|
67
+4%
|
67
-1%
|
71
+6%
|
68
-4%
|
66
-3%
|
74
+11%
|
85
+16%
|
90
+6%
|
93
+4%
|
100
+7%
|
104
+4%
|
109
+5%
|
129
+18%
|
129
+0%
|
133
+3%
|
135
+2%
|
130
-4%
|
132
+1%
|
131
-1%
|
106
-19%
|
101
-5%
|
92
-9%
|
90
-2%
|
134
+48%
|
142
+6%
|
161
+13%
|
173
+7%
|
158
-9%
|
159
+1%
|
159
0%
|
160
+1%
|
164
+2%
|
179
+9%
|
186
+4%
|
198
+6%
|
206
+4%
|
199
-3%
|
190
-4%
|
178
-6%
|
173
-3%
|
168
-3%
|
180
+7%
|
191
+7%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(12)
|
(11)
|
(10)
|
(9)
|
(12)
|
(13)
|
(14)
|
(13)
|
(13)
|
(12)
|
(2)
|
(4)
|
(4)
|
(7)
|
(16)
|
(13)
|
(12)
|
(9)
|
(10)
|
(9)
|
(8)
|
(7)
|
(5)
|
(6)
|
(6)
|
(8)
|
(7)
|
(7)
|
(5)
|
14
|
23
|
26
|
36
|
16
|
3
|
(0)
|
(12)
|
(10)
|
(6)
|
0
|
(2)
|
(5)
|
(6)
|
(15)
|
(15)
|
(12)
|
(15)
|
(15)
|
(17)
|
(19)
|
(19)
|
(18)
|
(19)
|
(20)
|
(19)
|
(21)
|
(20)
|
(19)
|
(22)
|
(26)
|
(27)
|
(28)
|
(31)
|
(127)
|
(125)
|
(126)
|
(123)
|
(26)
|
(27)
|
(26)
|
(26)
|
(26)
|
(21)
|
(19)
|
(17)
|
(17)
|
(25)
|
(28)
|
(32)
|
(35)
|
(32)
|
(32)
|
(32)
|
(32)
|
(33)
|
(36)
|
(38)
|
(40)
|
(42)
|
(40)
|
(39)
|
(36)
|
(35)
|
(34)
|
(36)
|
(39)
|
|
| Income from Continuing Operations |
46
|
45
|
44
|
44
|
49
|
52
|
53
|
53
|
53
|
51
|
35
|
39
|
41
|
47
|
63
|
58
|
56
|
50
|
52
|
53
|
51
|
50
|
47
|
46
|
46
|
48
|
46
|
43
|
34
|
2
|
(14)
|
(20)
|
(35)
|
(3)
|
14
|
23
|
41
|
35
|
33
|
15
|
21
|
26
|
28
|
42
|
41
|
35
|
41
|
42
|
43
|
49
|
46
|
45
|
46
|
48
|
48
|
50
|
48
|
47
|
52
|
60
|
63
|
65
|
69
|
(23)
|
(16)
|
2
|
6
|
107
|
108
|
104
|
105
|
105
|
85
|
82
|
75
|
73
|
108
|
114
|
129
|
138
|
126
|
127
|
127
|
128
|
131
|
143
|
148
|
157
|
164
|
159
|
152
|
143
|
138
|
134
|
143
|
152
|
|
| Net Income (Common) |
46
N/A
|
45
-2%
|
44
-1%
|
44
-2%
|
49
+13%
|
52
+5%
|
53
+3%
|
53
0%
|
53
+0%
|
51
-4%
|
35
-32%
|
39
+11%
|
41
+5%
|
47
+15%
|
63
+34%
|
58
-8%
|
56
-4%
|
50
-10%
|
52
+5%
|
53
+1%
|
51
-4%
|
50
-1%
|
47
-6%
|
46
-2%
|
46
+0%
|
48
+3%
|
46
-4%
|
43
-6%
|
34
-22%
|
2
-94%
|
(14)
N/A
|
(20)
-45%
|
(35)
-74%
|
(3)
+92%
|
14
N/A
|
23
+67%
|
41
+80%
|
35
-15%
|
33
-7%
|
15
-54%
|
21
+38%
|
26
+23%
|
28
+6%
|
42
+53%
|
41
-1%
|
35
-16%
|
41
+17%
|
42
+1%
|
43
+4%
|
49
+14%
|
46
-7%
|
45
-3%
|
46
+4%
|
48
+3%
|
48
0%
|
50
+5%
|
48
-3%
|
47
-3%
|
52
+10%
|
60
+15%
|
63
+6%
|
65
+3%
|
69
+6%
|
55
-20%
|
63
+13%
|
81
+29%
|
84
+5%
|
108
+27%
|
109
+1%
|
104
-4%
|
106
+1%
|
105
0%
|
85
-19%
|
82
-4%
|
75
-9%
|
73
-2%
|
108
+48%
|
114
+5%
|
129
+13%
|
138
+7%
|
126
-9%
|
127
+1%
|
127
0%
|
128
+1%
|
131
+2%
|
143
+9%
|
148
+4%
|
157
+6%
|
164
+5%
|
159
-3%
|
152
-5%
|
143
-6%
|
138
-3%
|
134
-3%
|
143
+7%
|
152
+6%
|
|
| EPS (Diluted) |
0.79
N/A
|
0.77
-3%
|
0.76
-1%
|
0.74
-3%
|
0.85
+15%
|
0.89
+5%
|
0.91
+2%
|
0.9
-1%
|
0.86
-4%
|
0.79
-8%
|
0.5
-37%
|
0.58
+16%
|
0.57
-2%
|
0.68
+19%
|
0.91
+34%
|
0.83
-9%
|
0.81
-2%
|
0.72
-11%
|
0.75
+4%
|
0.74
-1%
|
0.71
-4%
|
0.7
-1%
|
0.65
-7%
|
0.63
-3%
|
0.64
+2%
|
0.66
+3%
|
0.63
-5%
|
0.58
-8%
|
0.39
-33%
|
0.02
-95%
|
-0.16
N/A
|
-0.24
-50%
|
-0.41
-71%
|
-0.03
+93%
|
0.15
N/A
|
0.25
+67%
|
0.39
+56%
|
0.34
-13%
|
0.31
-9%
|
0.15
-52%
|
0.21
+40%
|
0.26
+24%
|
0.27
+4%
|
0.4
+48%
|
0.41
+2%
|
0.35
-15%
|
0.42
+20%
|
0.43
+2%
|
0.45
+5%
|
0.52
+16%
|
0.49
-6%
|
0.48
-2%
|
0.5
+4%
|
0.52
+4%
|
0.53
+2%
|
0.56
+6%
|
0.54
-4%
|
0.53
-2%
|
0.58
+9%
|
0.67
+16%
|
0.71
+6%
|
0.66
-7%
|
0.7
+6%
|
0.57
-19%
|
0.64
+12%
|
0.81
+27%
|
0.84
+4%
|
1.08
+29%
|
1.09
+1%
|
1.05
-4%
|
1.07
+2%
|
1.07
N/A
|
0.87
-19%
|
0.83
-5%
|
0.76
-8%
|
0.75
-1%
|
1.12
+49%
|
1.19
+6%
|
1.35
+13%
|
1.44
+7%
|
1.33
-8%
|
1.35
+2%
|
1.35
N/A
|
1.37
+1%
|
1.3
-5%
|
1.38
+6%
|
1.44
+4%
|
1.54
+7%
|
1.61
+5%
|
1.55
-4%
|
1.48
-5%
|
1.4
-5%
|
1.35
-4%
|
1.31
-3%
|
1.36
+4%
|
1.47
+8%
|
|