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Finance of America Companies Inc
NYSE:FOA

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Finance of America Companies Inc
NYSE:FOA
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Price: 0.5001 USD -2.78% Market Closed
Updated: Apr 25, 2024

Intrinsic Value

FOA's intrinsic value estimate is unreliable because it is based only on its multiples and doesn't use a DCF valuation.

Finance of America Cos. Inc. engages in provision of mortgage loans, reverse mortgage loans, and business purpose loans to residential real estate investors. [ Read More ]

The intrinsic value of one FOA stock under the Base Case scenario is 147.287 USD. Compared to the current market price of 0.5001 USD, Finance of America Companies Inc is Undervalued by 100%.

Key Points:
FOA Intrinsic Value
Base Case
147.287 USD
Undervaluation 100%
Intrinsic Value
Price
F
Worst Case
Base Case
Best Case

Fundamental Analysis

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Finance of America Companies Inc

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Financials

Balance Sheet Decomposition
Finance of America Companies Inc

Current Assets 301.4m
Cash & Short-Term Investments 46.5m
Receivables 76.6m
Other Current Assets 178.3m
Non-Current Assets 26.8B
Long-Term Investments 26.4B
PP&E 29.4m
Intangibles 253.5m
Other Non-Current Assets 122.6m
Current Liabilities 676.2m
Accrued Liabilities 106.4m
Other Current Liabilities 569.8m
Non-Current Liabilities 26.2B
Long-Term Debt 26.1B
Other Non-Current Liabilities 89.7m
Efficiency

Earnings Waterfall
Finance of America Companies Inc

Revenue
1.8B USD
Cost of Revenue
-57.2m USD
Gross Profit
1.7B USD
Operating Expenses
-274.8m USD
Operating Income
1.5B USD
Other Expenses
-1.5B USD
Net Income
-80.1m USD

Free Cash Flow Analysis
Finance of America Companies Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
History
Components
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Fundamental Scores

FOA Profitability Score
Profitability Due Diligence

Finance of America Companies Inc's profitability score is 35/100. The higher the profitability score, the more profitable the company is.

Negative Free Cash Flow
Positive Operating Income
Exceptional 1-Year Revenue Growth
Declining ROIC
35/100
Profitability
Score

Finance of America Companies Inc's profitability score is 35/100. The higher the profitability score, the more profitable the company is.

FOA Solvency Score
Solvency Due Diligence

Finance of America Companies Inc's solvency score is 16/100. The higher the solvency score, the more solvent the company is.

Long-Term Solvency
Short-Term Solvency
Positive Net Debt
High D/E
16/100
Solvency
Score

Finance of America Companies Inc's solvency score is 16/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

FOA Price Targets Summary
Finance of America Companies Inc

Wall Street analysts forecast FOA stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FOA is 1.785 USD with a low forecast of 1.515 USD and a high forecast of 2.1 USD.

Lowest
Price Target
1.515 USD
203% Upside
Average
Price Target
1.785 USD
257% Upside
Highest
Price Target
2.1 USD
320% Upside
View Analyst Estimates
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Competitive Landscape

Ownership

FOA Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Shareholder Return

FOA Price
Finance of America Companies Inc

1M 1M
-27%
6M 6M
-51%
1Y 1Y
-70%
3Y 3Y
-95%
5Y 5Y
-95%
10Y 10Y
-95%
Annual Price Range
0.5001
52w Low
0.5001
52w High
2.03
Price Metrics
Average Annual Return -30.85%
Standard Deviation of Annual Returns 38.62%
Max Drawdown -96%
Shares Statistics
Market Capitalization 48.2m USD
Shares Outstanding 96 340 704
Percentage of Shares Shorted 1.13%

FOA Return Decomposition
Main factors of price return

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Company Profile

Finance of America Companies Inc

Country

United States of America

Industry

Financial Services

Market Cap

48.2m USD

Dividend Yield

0%

Description

Finance of America Cos. Inc. engages in provision of mortgage loans, reverse mortgage loans, and business purpose loans to residential real estate investors. The company is headquartered in Plano, Texas and currently employs 6,632 full-time employees. The company went IPO on 2019-04-18. The firm is focused on residential mortgage loan products throughout the United States. Its offering includes traditional mortgage loans and reverse mortgage loans to consumers, and business purpose loans to residential real estate investors. The firm has built a distribution network that allows customers to interact through their preferred method: in person, through a broker, telephonically or digitally. The firm operates five segments: Portfolio Management, Mortgage Originations, Reverse Originations, Commercial Originations and Lender Services. The Company’s subsidiaries include Finance of America Mortgage LLC (FAM) and Finance of America Reverse LLC (FAR).

Contact

TEXAS
Plano
5830 Granite Parkway, Suite 400
+18772022666.0

IPO

2019-04-18

Employees

6 632

Officers

Founder & Chairman of the Board
Mr. Brian L. Libman
Chief Executive Officer
Mr. Graham A. Fleming
Chief Investment Officer
Mr. Jeremy E. Prahm
President
Ms. Kristen N. Sieffert
Chief Financial Officer
Mr. Matthew A. Engel CPA
Chief Accounting Officer
Mr. Tai A. Thornock
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Chief Legal Officer, General Counsel & Secretary
Ms. Lauren E. Richmond
Senior Vice President of Finance
Mr. Michael Fant
President of Finance of America Commercial LLC
Mr. Joe Hullinger
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