Horace Mann Educators Corp
NYSE:HMN
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Intrinsic Value
The intrinsic value of 
Horace Mann Educators Corp (HMN) under the Base Case is 53.58 USD per share.
Compared with the current market price of 53.06 USD, the stock appears
Undervalued by 1% .
The intrinsic value is calculated using valuation multiples.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Horace Mann Educators Does
Horace Mann Educators Corp. sells insurance and retirement products aimed mainly at teachers, school staff, and other education employees. Its core products include auto, home, life, and supplemental insurance, along with annuities and other retirement-focused financial products. The company is built around a single customer group rather than the broad mass market, which helps it tailor its offerings to the needs of educators and school districts.
- Headquarters
- United States of America US
- Employees
- 1 800
- IPO date
- Nov 15, 1991
What is the Intrinsic Value of one HMN stock?
The intrinsic value for Horace Mann Educators Corp (HMN) under the Base Case is 53.58 USD.
Is HMN stock undervalued or overvalued?
Compared with the current market price of 53.06 USD, the stock appears Undervalued by 1% .
