Loandepot Inc
NYSE:LDI
Intrinsic Value
loanDepot, Inc. engages in the consumer lending business. [ Read More ]
The intrinsic value of one LDI stock under the Base Case scenario is 4.66 USD. Compared to the current market price of 2.37 USD, Loandepot Inc is Undervalued by 49%.
Valuation Backtest
Loandepot Inc
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Fundamental Analysis
Balance Sheet Decomposition
Loandepot Inc
Current Assets | 914.8m |
Cash & Short-Term Investments | 660.7m |
Other Current Assets | 254.1m |
Non-Current Assets | 5.2B |
Long-Term Investments | 113.3m |
PP&E | 100.2m |
Other Non-Current Assets | 5B |
Current Liabilities | 429.2m |
Accounts Payable | 380m |
Accrued Liabilities | 49.2m |
Non-Current Liabilities | 5.4B |
Long-Term Debt | 4.2B |
Other Non-Current Liabilities | 1.1B |
Earnings Waterfall
Loandepot Inc
Revenue
|
1.3B
USD
|
Cost of Revenue
|
-225m
USD
|
Gross Profit
|
1.1B
USD
|
Operating Expenses
|
-981m
USD
|
Operating Income
|
82.6m
USD
|
Other Expenses
|
-192.7m
USD
|
Net Income
|
-110.1m
USD
|
Free Cash Flow Analysis
Loandepot Inc
LDI Profitability Score
Profitability Due Diligence
Loandepot Inc's profitability score is 35/100. The higher the profitability score, the more profitable the company is.
Score
Loandepot Inc's profitability score is 35/100. The higher the profitability score, the more profitable the company is.
LDI Solvency Score
Solvency Due Diligence
Loandepot Inc's solvency score is 20/100. The higher the solvency score, the more solvent the company is.
Score
Loandepot Inc's solvency score is 20/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
LDI Price Targets Summary
Loandepot Inc
According to Wall Street analysts, the average 1-year price target for LDI is 2.65 USD with a low forecast of 1.92 USD and a high forecast of 3.68 USD.
Ownership
LDI Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
LDI Price
Loandepot Inc
Average Annual Return | -71.27% |
Standard Deviation of Annual Returns | 5.72% |
Max Drawdown | -96% |
Market Capitalization | 763.8m USD |
Shares Outstanding | 326 288 300 |
Percentage of Shares Shorted | 2.8% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
loanDepot, Inc. engages in the consumer lending business. The company is headquartered in Foothill Ranch, California and currently employs 11,307 full-time employees. The company went IPO on 2021-02-11. The firm originates conventional and government mortgage loans, servicing conventional and government mortgage loans and provides a suite of ancillary services. The company has built mello, the technology platform that functions across all aspects of its business, including lead generation, origination, data integration, processing, closing, and servicing. mello creates a user interface on the front-end and also integrates data from its vendors and internal data sources. mello applies intelligent logic-based underwriting parameters to automatically determine and validate loans. The company has a loan product suite, including conventional agency-conforming loans, conventional prime jumbo loans, Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans, and home equity loans. The firm's ancillary businesses include settlement services, real estate services and insurance services.
Contact
IPO
Employees
Officers
The intrinsic value of one LDI stock under the Base Case scenario is 4.66 USD.
Compared to the current market price of 2.37 USD, Loandepot Inc is Undervalued by 49%.