Paymentus Holdings Inc
NYSE:PAY
Intrinsic Value
Paymentus Holdings, Inc. engages in the provision of cloud-based bill payment technology and solutions. [ Read More ]
The intrinsic value of one PAY stock under the Base Case scenario is 12.83 USD. Compared to the current market price of 20.18 USD, Paymentus Holdings Inc is Overvalued by 36%.
Valuation Backtest
Paymentus Holdings Inc
Run backtest to discover the historical profit from buying and selling PAY stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
Paymentus Holdings Inc
Current Assets | 270.3m |
Cash & Short-Term Investments | 179.4m |
Receivables | 76.6m |
Other Current Assets | 14.3m |
Non-Current Assets | 234.5m |
PP&E | 11.6m |
Intangibles | 217.8m |
Other Non-Current Assets | 5.1m |
Current Liabilities | 62.8m |
Accounts Payable | 35.2m |
Accrued Liabilities | 23.2m |
Other Current Liabilities | 4.5m |
Non-Current Liabilities | 12.5m |
Other Non-Current Liabilities | 12.5m |
Earnings Waterfall
Paymentus Holdings Inc
Revenue
|
614.5m
USD
|
Cost of Revenue
|
-432.1m
USD
|
Gross Profit
|
182.3m
USD
|
Operating Expenses
|
-164.2m
USD
|
Operating Income
|
18.1m
USD
|
Other Expenses
|
4.2m
USD
|
Net Income
|
22.3m
USD
|
Free Cash Flow Analysis
Paymentus Holdings Inc
What is Free Cash Flow?
PAY Profitability Score
Profitability Due Diligence
Paymentus Holdings Inc's profitability score is 48/100. The higher the profitability score, the more profitable the company is.
Score
Paymentus Holdings Inc's profitability score is 48/100. The higher the profitability score, the more profitable the company is.
PAY Solvency Score
Solvency Due Diligence
Paymentus Holdings Inc's solvency score is 81/100. The higher the solvency score, the more solvent the company is.
Score
Paymentus Holdings Inc's solvency score is 81/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
PAY Price Targets Summary
Paymentus Holdings Inc
According to Wall Street analysts, the average 1-year price target for PAY is 19.04 USD with a low forecast of 14.14 USD and a high forecast of 23.63 USD.
Ownership
PAY Insider Trading
Buy and sell transactions by insiders
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Shareholder Return
PAY Price
Paymentus Holdings Inc
Average Annual Return | -28.51% |
Standard Deviation of Annual Returns | 67.1% |
Max Drawdown | -81% |
Market Capitalization | 2.5B USD |
Shares Outstanding | 126 502 771 |
Percentage of Shares Shorted | 11.81% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Paymentus Holdings, Inc. engages in the provision of cloud-based bill payment technology and solutions. The company is headquartered in Redmond, Washington and currently employs 1,116 full-time employees. The company went IPO on 2021-05-26. The firm delivers its product suite through a technology stack to business clients. Its platform is used by approximately 16 million consumers and businesses in North America. The firm serve billers of all sizes that provide non-discretionary services across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare. The firm's platform provides its billers with secure electronic bill payment experiences powered by an omni-channel payment infrastructure that allows consumers to pay their bills using their preferred payment type and channels, including online, mobile, interactive voice response (IVR), call center, chatbot and voice-based assistants. The firm has three operating segments based on geography: United States, Canada and India.
Contact
IPO
Employees
Officers
The intrinsic value of one PAY stock under the Base Case scenario is 12.83 USD.
Compared to the current market price of 20.18 USD, Paymentus Holdings Inc is Overvalued by 36%.