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Provident Financial Services Inc
NYSE:PFS

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Provident Financial Services Inc Logo
Provident Financial Services Inc
NYSE:PFS
Watchlist
Price: 21.79 USD -5.59% Market Closed
Market Cap: $2.8B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
+219%
5Y
+740%
10Y
+468%
Investing Cash Flow
+
3Y
-70%
5Y
-167%
10Y
-185%
Financing Cash Flow
+
3Y
+274%
5Y
-3%
10Y
+76%

Cash Flow Statement
Provident Financial Services Inc

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Cash Flow Statement
Currency: USD
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
31
28
26
27
13
14
18
19
35
35
40
49
54
59
61
59
57
57
55
54
51
51
46
37
37
34
39
42
(113)
(117)
(121)
(122)
33
40
44
50
51
53
55
57
63
65
65
67
67
70
70
71
70
67
70
74
76
82
83
84
85
84
87
88
90
93
97
94
98
93
102
118
121
127
123
113
97
87
82
97
131
161
171
168
163
158
164
176
172
165
150
128
120
76
94
116
147
231
256
Depreciation & Amortization
12
10
10
9
9
9
10
10
9
9
10
12
14
16
16
15
15
14
14
13
13
13
14
14
15
14
14
14
14
13
13
12
12
11
11
11
10
10
10
10
10
10
10
9
9
9
9
9
9
9
10
11
12
13
14
14
14
13
13
13
13
12
12
12
11
11
10
10
10
10
11
10
10
10
10
11
12
13
13
13
13
13
13
13
13
12
12
12
11
24
41
41
52
49
43
Change in Deffered Taxes
(8)
(3)
(6)
(2)
(6)
(10)
(10)
(9)
(2)
(0)
(4)
(5)
(4)
(4)
3
4
3
3
4
0
2
0
(5)
(1)
(2)
1
(1)
(5)
(4)
(9)
(6)
(5)
(5)
(2)
(0)
(4)
(6)
(7)
(9)
(4)
(2)
(4)
(3)
(1)
(0)
5
9
6
7
6
1
4
3
4
4
0
(1)
(2)
0
3
5
4
4
41
40
18
19
(19)
(17)
2
3
2
(3)
(5)
(6)
(8)
(0)
6
5
12
17
10
7
2
(8)
(4)
0
3
7
4
4
(12)
(13)
(4)
3
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11
0
0
0
12
0
0
0
10
2
5
6
2
1
(0)
(1)
1
1
0
(1)
5
5
5
6
6
7
8
9
6
6
7
7
8
8
9
9
9
9
8
8
8
8
8
8
8
8
9
9
10
10
10
11
11
11
11
11
11
11
10
9
8
8
8
9
10
12
13
14
14
14
13
12
11
9
9
4
12
12
12
17
Other Non-Cash Items
(4)
(4)
(4)
(3)
2
8
15
40
42
41
40
16
15
25
13
17
16
10
13
11
10
9
9
9
8
12
7
11
162
204
163
162
11
(30)
12
20
24
15
30
30
32
37
40
32
30
25
26
26
24
26
19
18
17
16
15
14
15
13
15
17
19
19
17
15
12
14
14
17
18
18
19
17
16
14
13
11
8
14
17
21
27
25
24
22
20
17
15
15
14
3
2
14
17
29
33
Cash Taxes Paid
14
15
14
12
11
13
15
16
15
15
16
31
31
36
31
18
19
18
24
24
24
19
18
19
18
16
14
17
17
17
19
14
14
9
10
18
20
30
30
26
24
23
26
26
31
29
27
29
26
28
28
26
32
32
36
41
36
38
36
34
31
34
36
41
44
29
28
15
12
23
56
35
35
28
2
37
37
50
55
58
58
47
42
51
51
70
64
46
47
38
43
36
36
74
67
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10
0
37
37
46
56
39
40
41
41
41
42
43
43
44
44
44
45
45
46
49
51
55
59
63
68
38
74
72
65
90
49
44
42
40
36
33
30
34
47
74
114
164
210
242
266
320
397
457
508
513
Change in Working Capital
93
66
83
(12)
6
(45)
(73)
(8)
(19)
(0)
42
29
31
16
(13)
9
12
19
(2)
9
(52)
16
25
11
64
(9)
0
1
10
(34)
11
(23)
(29)
24
(7)
15
20
15
(4)
0
(5)
1
(4)
1
(11)
(8)
(5)
(11)
(5)
(4)
(5)
(5)
(9)
(12)
(8)
3
9
11
(1)
6
(4)
(18)
4
(44)
(37)
15
15
29
23
(3)
(23)
(4)
19
23
(27)
(4)
(40)
(62)
(20)
(56)
(47)
(34)
(16)
(13)
11
(7)
(8)
16
5
97
93
268
271
279
278
Cash from Operating Activities
125
N/A
97
-22%
108
+11%
20
-82%
24
+23%
(23)
N/A
(40)
-69%
52
N/A
66
+27%
85
+29%
129
+51%
102
-21%
110
+8%
111
+1%
79
-29%
104
+30%
103
-1%
102
0%
83
-19%
88
+5%
24
-73%
89
+275%
88
-1%
71
-20%
122
+73%
53
-57%
60
+13%
63
+5%
70
+12%
59
-16%
60
+2%
24
-61%
21
-11%
43
+105%
60
+41%
92
+54%
99
+8%
87
-13%
81
-6%
94
+16%
98
+4%
108
+11%
108
0%
108
+0%
95
-13%
100
+6%
108
+8%
99
-8%
104
+5%
102
-2%
96
-7%
102
+6%
100
-2%
104
+4%
108
+4%
115
+7%
122
+6%
120
-1%
114
-5%
127
+12%
124
-3%
111
-11%
133
+21%
117
-12%
125
+7%
150
+20%
160
+6%
156
-2%
155
-1%
154
0%
132
-15%
137
+4%
139
+1%
129
-7%
73
-43%
107
+47%
110
+3%
132
+20%
186
+41%
158
-15%
173
+9%
172
-1%
192
+12%
200
+4%
207
+3%
184
-11%
170
-8%
173
+2%
157
-10%
206
+31%
233
+13%
426
+83%
473
+11%
584
+23%
613
+5%
Investing Cash Flow
Capital Expenditures
(9)
(7)
(10)
(6)
(6)
(7)
(9)
(9)
(9)
(9)
(12)
(9)
(8)
(8)
(2)
(5)
(5)
(5)
(4)
(6)
(6)
(10)
(11)
(9)
(10)
(7)
(7)
(6)
(7)
(9)
(10)
(8)
(8)
(5)
(4)
(9)
(11)
(12)
(14)
(9)
(6)
(7)
(6)
(8)
(8)
(8)
(8)
(8)
(12)
(13)
(16)
(16)
(13)
(9)
(7)
(6)
(6)
(5)
(5)
(5)
(4)
(4)
(3)
(3)
(3)
(3)
(4)
(3)
(3)
(4)
(4)
(5)
(6)
(7)
(9)
(13)
(13)
(15)
(14)
(14)
(21)
(14)
(13)
(9)
(1)
(6)
(7)
(7)
(7)
(6)
(4)
(1)
(2)
(5)
(5)
Other Items
(336)
(310)
(404)
(885)
(1 040)
(955)
(825)
(433)
(78)
(164)
(178)
133
133
306
406
296
250
272
272
268
273
284
129
18
(115)
(241)
(235)
(278)
(130)
(328)
(412)
(358)
(321)
(71)
(52)
(80)
(149)
(157)
(201)
(271)
(378)
(390)
(314)
(177)
(87)
(165)
(127)
(231)
(314)
(156)
(112)
(58)
(38)
(328)
(393)
(403)
(496)
(461)
(502)
(576)
(476)
(312)
(164)
(303)
(263)
(237)
(228)
50
38
(70)
(3)
48
(1)
(244)
(418)
(495)
(559)
(271)
(570)
(704)
(799)
(1 031)
(655)
(638)
(434)
(409)
(501)
(462)
(427)
598
673
509
279
(908)
(1 133)
Cash from Investing Activities
(346)
N/A
(317)
+8%
(414)
-31%
(891)
-115%
(1 046)
-17%
(962)
+8%
(834)
+13%
(442)
+47%
(87)
+80%
(173)
-99%
(190)
-10%
125
N/A
125
N/A
299
+140%
404
+35%
290
-28%
244
-16%
268
+10%
267
0%
262
-2%
267
+2%
274
+3%
118
-57%
9
-93%
(125)
N/A
(248)
-98%
(241)
+3%
(285)
-18%
(137)
+52%
(337)
-146%
(422)
-25%
(366)
+13%
(329)
+10%
(76)
+77%
(56)
+26%
(89)
-57%
(159)
-80%
(169)
-6%
(215)
-27%
(279)
-30%
(384)
-38%
(397)
-3%
(320)
+19%
(185)
+42%
(95)
+49%
(174)
-82%
(135)
+22%
(239)
-77%
(326)
-37%
(169)
+48%
(127)
+25%
(75)
+41%
(51)
+32%
(337)
-566%
(400)
-19%
(409)
-2%
(502)
-23%
(466)
+7%
(507)
-9%
(581)
-15%
(480)
+17%
(316)
+34%
(167)
+47%
(306)
-84%
(266)
+13%
(241)
+10%
(231)
+4%
47
N/A
35
-25%
(73)
N/A
(8)
+90%
43
N/A
(7)
N/A
(251)
-3 593%
(427)
-70%
(508)
-19%
(572)
-13%
(286)
+50%
(584)
-104%
(718)
-23%
(820)
-14%
(1 045)
-28%
(669)
+36%
(648)
+3%
(436)
+33%
(416)
+5%
(508)
-22%
(470)
+8%
(435)
+7%
592
N/A
668
+13%
508
-24%
277
-46%
(913)
N/A
(1 138)
-25%
Financing Cash Flow
Net Issuance of Common Stock
0
0
0
0
566
530
485
442
(133)
(99)
(104)
(74)
(93)
(119)
(97)
(96)
(86)
(110)
(107)
(100)
(96)
(86)
(86)
(117)
(105)
(62)
(38)
(1)
(1)
(1)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(3)
(4)
(6)
(9)
(7)
(9)
(8)
(10)
(10)
(6)
(9)
(4)
(4)
(3)
(1)
(1)
1
1
2
2
5
5
7
7
3
3
1
1
1
(12)
(13)
(16)
(33)
(20)
(25)
(22)
(7)
(21)
(16)
(14)
(27)
(20)
(49)
(67)
(53)
(47)
(17)
1
1
1
0
0
0
0
0
0
0
Net Issuance of Debt
5
14
46
127
330
418
397
413
187
82
61
(137)
(158)
(161)
(193)
(196)
(234)
(278)
(265)
(155)
(86)
(148)
64
221
239
428
358
173
16
(113)
(240)
(248)
(117)
(72)
(101)
(30)
(43)
(64)
9
(50)
(30)
(7)
(78)
(117)
(39)
85
182
401
366
337
362
193
135
266
270
198
102
(19)
(238)
(95)
70
11
3
130
(50)
(35)
4
(300)
(192)
(129)
(150)
(317)
(185)
(337)
(169)
(151)
(475)
(684)
(796)
(564)
(556)
294
431
711
1 185
847
959
633
473
(112)
(372)
(514)
(287)
73
(5)
Cash Paid for Dividends
0
0
0
0
0
(3)
(6)
(9)
(12)
(13)
(15)
(15)
(17)
(19)
(20)
(22)
(23)
(24)
(25)
(24)
(24)
(24)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(26)
(26)
(27)
(28)
(28)
(29)
(41)
(42)
(42)
(43)
(32)
(33)
(34)
(35)
(36)
(38)
(39)
(40)
(41)
(42)
(43)
(45)
(45)
(47)
(48)
(49)
(60)
(61)
(62)
(62)
(54)
(69)
(71)
(72)
(73)
(59)
(59)
(62)
(66)
(68)
(71)
(71)
(72)
(72)
(72)
(72)
(72)
(72)
(72)
(72)
(72)
(72)
(73)
(86)
(101)
(115)
(127)
(127)
Other
284
253
280
902
181
145
98
(546)
61
74
40
(13)
(2)
(110)
(128)
(126)
(128)
(65)
(20)
(96)
(115)
(102)
(181)
(110)
(85)
(164)
(136)
4
277
534
738
672
374
198
30
(21)
5
88
171
283
314
223
310
278
85
43
(116)
(226)
(85)
(180)
(297)
(178)
(136)
(20)
101
135
335
419
703
631
376
271
66
163
228
175
129
115
147
201
242
274
309
787
842
984
1 337
1 180
1 287
1 395
1 070
286
(150)
(671)
(1 067)
(613)
(544)
(271)
(199)
(531)
(388)
(293)
(273)
352
715
Cash from Financing Activities
288
N/A
267
-7%
326
+22%
1 029
+216%
1 076
+5%
1 091
+1%
974
-11%
301
-69%
103
-66%
44
-57%
(17)
N/A
(239)
-1 279%
(270)
-13%
(409)
-51%
(437)
-7%
(440)
-1%
(471)
-7%
(475)
-1%
(415)
+13%
(374)
+10%
(321)
+14%
(360)
-12%
(228)
+37%
(31)
+87%
24
N/A
176
+623%
159
-10%
150
-6%
268
+78%
395
+48%
473
+20%
398
-16%
232
-42%
101
-56%
(96)
N/A
(75)
+22%
(63)
+16%
(2)
+97%
151
N/A
203
+35%
251
+24%
179
-29%
196
+10%
111
-43%
(4)
N/A
77
N/A
14
-81%
137
+863%
240
+75%
119
-50%
25
-79%
(25)
N/A
(40)
-62%
206
N/A
331
+61%
292
-12%
397
+36%
359
-10%
425
+18%
496
+17%
406
-18%
242
-41%
23
-91%
236
+938%
117
-50%
79
-32%
72
-9%
(251)
N/A
(126)
+50%
(16)
+87%
(12)
+22%
(136)
-994%
41
N/A
369
+806%
603
+64%
747
+24%
779
+4%
411
-47%
393
-4%
740
+88%
392
-47%
441
+12%
156
-65%
(79)
N/A
29
N/A
163
+461%
343
+110%
290
-16%
202
-30%
(716)
N/A
(847)
-18%
(908)
-7%
(674)
+26%
298
N/A
583
+96%
Change in Cash
Net Change in Cash
67
N/A
48
-29%
20
-58%
157
+683%
55
-65%
105
+92%
101
-4%
(89)
N/A
82
N/A
(44)
N/A
(78)
-79%
(12)
+84%
(35)
-189%
1
N/A
46
+3 214%
(46)
N/A
(124)
-166%
(106)
+15%
(64)
+39%
(25)
+61%
(30)
-19%
3
N/A
(22)
N/A
49
N/A
21
-56%
(19)
N/A
(22)
-17%
(72)
-225%
201
N/A
117
-42%
111
-5%
55
-50%
(76)
N/A
68
N/A
(92)
N/A
(72)
+22%
(123)
-72%
(85)
+31%
17
N/A
17
+5%
(36)
N/A
(110)
-208%
(17)
+85%
34
N/A
(5)
N/A
3
N/A
(12)
N/A
(3)
+79%
17
N/A
52
+206%
(7)
N/A
3
N/A
9
+268%
(28)
N/A
40
N/A
(2)
N/A
17
N/A
13
-26%
31
+145%
42
+34%
50
+19%
36
-28%
(11)
N/A
47
N/A
(25)
N/A
(11)
+54%
1
N/A
(48)
N/A
64
N/A
66
+2%
112
+70%
44
-60%
173
+292%
246
+42%
249
+1%
346
+39%
317
-8%
256
-19%
(5)
N/A
180
N/A
(254)
N/A
(433)
-70%
(320)
+26%
(526)
-64%
(199)
+62%
(69)
+66%
4
N/A
(6)
N/A
(76)
-1 107%
82
N/A
55
-33%
26
-53%
76
+195%
(32)
N/A
58
N/A

See Also

Summary
PFS intrinsic value, competitors valuation, and company profile.
DCF Valuation
PFS stock valuation using Discount Cash Flow valuation method.
Relative Valuation
PFS stock valuation using valuation multiples.
Wall Street Estimates
PFS price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
PFS stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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