Prudential Financial Inc
NYSE:PRU

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Prudential Financial Inc
NYSE:PRU
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Price: 98.11 USD 1.75% Market Closed
Market Cap: $34.1B

P/E

9.7
Current
38%
Cheaper
vs 3-y average of 15.6

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
9.7
=
Market Cap
$35B
/
Net Income
$3.5B

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
9.7
=
Market Cap
$35B
/
Net Income
$3.5B

Valuation Scenarios

Prudential Financial Inc is trading below its 3-year average

If P/E returns to its 3-Year Average (15.6), the stock would be worth $158.45 (62% upside from current price).

Statistics
Positive Scenarios
4/4
Maximum Downside
No Downside Scenarios
Maximum Upside
+137%
Average Upside
70%
Scenario P/E Value Implied Price Upside/Downside
Current Multiple 9.7 $98.11
0%
3-Year Average 15.6 $158.45
+62%
5-Year Average 14.2 $144.72
+48%
Industry Average 13.1 $133.03
+36%
Country Average 22.9 $232.36
+137%

Forward P/E
Today’s price vs future net income

Today's Market Cap Net Income Forward P/E
$35B
/
Jan 2026
$3.5B
=
9.7
Current
$35B
/
Dec 2026
$5B
=
7
Forward
$35B
/
Dec 2027
$5.4B
=
6.5
Forward
$35B
/
Dec 2028
$5.7B
=
6.1
Forward
$35B
/
Dec 2029
$6.3B
=
5.6
Forward

Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.

Market Distribution

Lower than 89% of companies in the United States of America
Percentile
11th
Based on 8 489 companies
11th percentile
9.7
Low
0 — 15.3
Typical Range
15.3 — 33.2
High
33.2 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 15.3
Median 22.9
70th Percentile 33.2
Max 1 826 183.3

Other Multiples

Prudential Financial Inc
Glance View

Prudential Financial Inc., an iconic name in the financial services industry, has been weaving its narrative since its founding in 1875. What began as a modest endeavor to offer life insurance policies to working-class families has burgeoned into a global powerhouse, symbolized by its iconic Rock of Gibraltar logo, known for strength and stability. At its core, Prudential operates through a diversified suite of financial products and services, catering to a broad spectrum of clients including individuals, institutions, and businesses. These offerings range from life insurance and annuities to investment management and retirement-related services. The company’s philosophy has always been to veer towards long-term value creation, which it achieves by integrating deep financial expertise with an understanding of evolving client needs. In its global operations, Prudential Financial generates revenue through a well-calibrated business model focused largely on premiums from insurance products, management fees from its vast assets under management, and investment income from its substantial portfolio. By leveraging a blend of technology and personalized service, it aims to enhance client experience and drive efficiency. Furthermore, Prudential is committed to sustainable investing, reinforcing its legacy with a forward-thinking approach. Such initiatives mark its expansion into global markets, including Asia and Latin America, enabling the firm to balance traditional insurance with contemporary financial solutions. Prudential’s ability to adapt to changing economic climates while maintaining a firm focus on its core insurance and investment management operations underscores its enduring presence in the financial industry landscape.

PRU Intrinsic Value
186.72 USD
Undervaluation 47%
Intrinsic Value
Price $98.11
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