Intrinsic Value

Is RYAN undervalued or overvalued?

See the intrinsic value estimate for Ryan Specialty Holdings Inc and find out whether today’s valuation is cheap or expensive by its own historical standards.

Do our valuations actually work? See backtest results .

RYAN Intrinsic Value
LOCKED
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Today vs. history

RYAN looks overvalued.
But is it expensive by its own standards?

See how today’s valuation compares with RYAN’s past valuations and how the stock performed after similar periods.

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Current Price $42.67
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Margin of Safety 20% Locked
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Fundamental Analysis

What Ryan Specialty Does

Insurance Financials

Ryan Specialty Group Holdings Inc. is a specialty insurance distribution company. It does not sell standard auto or home policies; instead, it helps place harder-to-price commercial insurance coverage, such as policies for unusual business risks, through specialty brokers and underwriters. Its main customers are insurance agents, brokers, carriers, and businesses that need coverage for risks the standard insurance market often will not handle on its own.

Headquarters
United States of America US
Employees
6 144
IPO date
Jul 22, 2021
Read the full company overview
View Company Overview

Ryan Specialty Holdings has no economic moat

No Moat Narrow Wide

Ryan Specialty Holdings Inc lacks an economic moat, leaving it vulnerable to competitive pressures and market challenges.

Read the full moat analysis

Latest Earnings Call

Q2 2026 · July 30, 2026

Open the earnings call
EPS
$0.74
Expected
$0.61
Surprise
+21.3%
Stock, next trading day
+0.2%
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Financials
Efficiency

Earnings Waterfall
Ryan Specialty Holdings Inc

Wall St Price Targets

Capital Returns

Buyback Yield
LOCKED
Debt Paydown Yield
LOCKED

Competitive Landscape

Ownership

RYAN Insider Trading
Buy and sell transactions by insiders

What is the Intrinsic Value of one RYAN stock?

The intrinsic value for Ryan Specialty Holdings Inc (RYAN) under the Base Case is hidden USD.

Is RYAN stock undervalued or overvalued?

Compared with the current market price of 42.665 USD, the stock appears hidden.

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