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SmartFinancial Inc
NYSE:SMBK

Watchlist Manager
SmartFinancial Inc Logo
SmartFinancial Inc
NYSE:SMBK
Watchlist
Price: 42.38 USD 2.47% Market Closed
Market Cap: $721.7m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+21%
5Y
+65%
10Y
+564%
Non Interest Income
+
3Y
+24%
5Y
+123%
10Y
+1 461%
Net Income
+
3Y
+17%
5Y
+107%
10Y
+3 496%

Income Statement
SmartFinancial Inc

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Income Statement
Currency: USD
Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
18
17
16
16
15
16
16
16
16
15
14
14
14
14
14
14
15
15
15
15
15
15
17
18
19
19
19
20
25
30
35
38
38
39
40
41
46
53
63
71
77
81
82
84
84
85
90
95
101
105
106
110
113
117
123
130
138
143
142
136
130
126
127
131
137
144
151
159
166
Interest Income
31
29
28
27
26
27
27
26
25
23
22
21
21
20
20
19
19
19
19
19
19
18
19
20
21
21
21
22
28
33
39
42
43
43
44
46
52
60
72
83
92
100
104
108
109
110
112
115
118
119
119
122
125
129
135
144
159
179
195
208
218
225
234
243
251
258
266
276
286
Interest Expense
13
12
12
11
11
11
11
10
9
8
8
7
6
6
5
5
5
4
4
4
4
3
3
2
2
2
2
2
3
3
4
4
4
4
5
5
6
7
9
12
16
19
22
24
25
24
22
19
17
14
13
12
12
12
12
15
21
36
53
72
88
99
107
111
114
114
114
118
120
Non Interest Income
2
2
2
2
2
1
1
2
3
3
2
1
1
1
1
1
1
1
2
2
2
2
1
2
1
2
2
1
2
3
3
4
4
4
4
4
5
6
6
6
7
7
14
14
15
16
12
13
15
18
20
22
24
25
27
27
28
28
27
22
22
24
24
33
34
34
36
35
34
Revenue
20
N/A
19
-4%
18
-4%
17
-6%
17
+0%
16
-6%
17
+6%
19
+8%
19
+3%
18
-6%
16
-8%
15
-8%
15
+1%
15
-1%
15
+0%
15
-1%
16
+3%
16
+3%
17
+3%
17
+2%
17
0%
17
+1%
18
+6%
19
+6%
20
+4%
21
+5%
20
-4%
22
+6%
27
+27%
32
+18%
38
+18%
42
+11%
43
+0%
43
+1%
44
+2%
45
+3%
51
+13%
59
+15%
68
+16%
77
+12%
83
+8%
88
+5%
96
+9%
98
+3%
99
+1%
102
+3%
102
+0%
109
+7%
116
+7%
123
+6%
126
+2%
132
+5%
137
+4%
143
+4%
151
+6%
157
+4%
165
+5%
171
+3%
169
-1%
158
-7%
152
-4%
150
-2%
151
+1%
164
+8%
172
+5%
178
+4%
187
+5%
194
+4%
200
+3%
Pre-Tax Income
Loan Loss Provision
(4)
(9)
(10)
(13)
(15)
(10)
(10)
(7)
(7)
(6)
(5)
(4)
(0)
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(0)
(0)
(0)
(0)
(0)
(1)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(3)
(3)
(3)
(3)
(3)
0
0
0
0
(0)
(0)
(1)
(2)
(3)
(4)
(4)
(4)
(4)
(2)
(2)
(3)
(2)
(3)
(5)
(5)
(7)
(8)
(6)
(8)
Non Interest Expense
(13)
(13)
(13)
(13)
(16)
(14)
(14)
(15)
(18)
(18)
(18)
(17)
(14)
(13)
(13)
(13)
(13)
(13)
(13)
(14)
(14)
(14)
(15)
(16)
(16)
(17)
(17)
(19)
(23)
(27)
(31)
(33)
(33)
(33)
(33)
(35)
(39)
(44)
(51)
(56)
(59)
(61)
(63)
(63)
(63)
(70)
(74)
(82)
(85)
(83)
(82)
(84)
(91)
(98)
(103)
(107)
(106)
(108)
(110)
(111)
(113)
(114)
(116)
(118)
(121)
(125)
(128)
(131)
(131)
Pre-Tax Income
4
N/A
(3)
N/A
(5)
-108%
(9)
-80%
(14)
-44%
(8)
+39%
(7)
+12%
(4)
+43%
(6)
-50%
(6)
-4%
(6)
+2%
(6)
+7%
1
N/A
1
+19%
2
+22%
2
-13%
2
+31%
2
+10%
2
+10%
3
+7%
3
+4%
3
-1%
3
-3%
3
+17%
3
-2%
3
-1%
3
-10%
2
-40%
3
+98%
5
+43%
6
+35%
9
+40%
9
+7%
10
+5%
10
+5%
10
+0%
11
+12%
13
+16%
16
+22%
19
+19%
21
+11%
23
+9%
30
+29%
32
+8%
33
+3%
31
-9%
26
-14%
27
+2%
31
+16%
40
+29%
44
+9%
47
+9%
44
-7%
42
-4%
44
+4%
47
+6%
55
+17%
59
+8%
57
-3%
45
-22%
36
-19%
33
-8%
32
-4%
41
+27%
45
+11%
47
+2%
51
+9%
57
+12%
62
+8%
Net Income
Tax Provision
(1)
1
2
4
5
3
3
2
2
2
2
1
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(3)
(3)
(3)
(4)
(4)
(4)
(4)
(4)
(5)
(5)
(3)
(4)
(5)
(6)
(7)
(6)
(5)
(5)
(7)
(9)
(10)
(10)
(10)
(9)
(10)
(10)
(12)
(13)
(12)
(10)
(8)
(7)
(7)
(8)
(9)
(9)
(9)
(11)
(11)
Income from Continuing Operations
3
(1)
(3)
(6)
(8)
(5)
(4)
(2)
(5)
(5)
(5)
(4)
1
1
1
1
1
1
2
2
2
2
2
2
2
2
1
1
2
3
4
5
6
6
7
7
8
9
12
14
18
19
25
26
27
25
22
22
24
31
34
37
35
33
35
37
43
46
45
35
29
26
26
33
36
38
42
46
50
Net Income (Common)
3
N/A
(1)
N/A
(3)
-118%
(6)
-83%
(8)
-45%
(5)
+40%
(4)
+13%
(2)
+44%
(5)
-97%
(5)
-5%
(5)
0%
(5)
+2%
0
N/A
0
-13%
0
+4%
(0)
N/A
0
N/A
0
N/A
0
-20%
0
N/A
0
+25%
0
-30%
1
+986%
1
+84%
2
+21%
2
+18%
1
-32%
1
-58%
1
+146%
2
+59%
3
+40%
5
+47%
5
+5%
5
+6%
6
+14%
6
+6%
5
-22%
7
+41%
9
+34%
12
+29%
18
+55%
19
+7%
25
+27%
26
+7%
27
+1%
25
-7%
22
-12%
22
+2%
24
+10%
31
+29%
34
+8%
37
+9%
35
-6%
33
-4%
35
+4%
37
+6%
43
+17%
46
+8%
45
-3%
35
-21%
29
-19%
26
-7%
26
-3%
33
+28%
36
+11%
38
+5%
42
+10%
46
+11%
50
+9%
EPS (Diluted)
1.47
N/A
-0.86
N/A
-1.87
-117%
-3.48
-86%
-5.12
-47%
-3.03
+41%
-2.65
+13%
-1.47
+45%
-2.92
-99%
-3.02
-3%
-3.03
0%
-2.96
+2%
0.18
N/A
0.17
-6%
0.17
N/A
-0.01
N/A
0.07
N/A
0.06
-14%
0.05
-17%
0.05
N/A
0.07
+40%
0.04
-43%
0.15
+275%
0.42
+180%
0.52
+24%
0.61
+17%
0.4
-34%
0.14
-65%
0.32
+129%
0.36
+12%
0.5
+39%
0.75
+50%
0.78
+4%
0.66
-15%
0.69
+5%
0.74
+7%
0.54
-27%
0.59
+9%
0.73
+24%
0.91
+25%
1.45
+59%
1.38
-5%
1.75
+27%
1.89
+8%
1.89
N/A
1.69
-11%
1.42
-16%
1.44
+1%
1.62
+13%
2.07
+28%
2.24
+8%
2.36
+5%
2.22
-6%
1.97
-11%
2.05
+4%
2.17
+6%
2.55
+18%
2.74
+7%
2.65
-3%
2.09
-21%
1.69
-19%
1.56
-8%
1.51
-3%
1.93
+28%
2.14
+11%
2.25
+5%
2.47
+10%
2.74
+11%
2.98
+9%

See Also

Summary
SMBK intrinsic value, competitors valuation, and company profile.
DCF Valuation
SMBK stock valuation using Discount Cash Flow valuation method.
Relative Valuation
SMBK stock valuation using valuation multiples.
Wall Street Estimates
SMBK price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
SMBK stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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