
Toast Inc
NYSE:TOST

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Intrinsic Value
The intrinsic value of one
TOST
stock under the Base Case scenario is
22.24
USD.
Compared to the current market price of 42.35 USD,
Toast Inc
is
Overvalued by 47%.
The Intrinsic Value is calculated as the average of DCF and Relative values:

Valuation History
Toast Inc
Historical valuation for TOST cannot be conducted due to limitations such as insufficient data or other constraints.
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Fundamental Analysis
Select up to 3 indicators:
Select up to 3 indicators:

Toast’s core market of small and mid-sized restaurants remains highly susceptible to economic downturns and consumer spending slowdowns, which could quickly reduce transaction volumes and increase restaurant closures, thus weakening Toast’s subscription and payments revenue base.
Substantial competition from established players like Square and Clover means Toast must continually invest to maintain innovative hardware and integrated services, potentially hampering its ability to achieve sustainable profitability if market share gains do not materialize at scale.
Toast’s rapid expansion strategy and heavy investment in technology and customer acquisition could lead to mounting operating losses, and its current dependence on growing payment processing volumes may expose the company to further cash flow risks if margins tighten.
Toast has built a robust all-in-one platform tailored specifically for restaurant operations, creating a strong moat through integration of order management, payment processing, payroll, and analytics, which makes switching costly for existing customers.
With continued digital adoption across the restaurant industry, Toast is positioned to capture significant growth from add-on modules like online ordering, delivery integrations, and loyalty programs, all of which deepen customer engagement over time.
Its focus on expanding enterprise partnerships and exploring international markets gives Toast additional levers for revenue diversification and enhances its brand as a comprehensive restaurant technology ecosystem far beyond its U.S. footprint.

Revenue & Expenses Breakdown
Toast Inc
Balance Sheet Decomposition
Toast Inc
Current Assets | 2.1B |
Cash & Short-Term Investments | 1.5B |
Receivables | 216m |
Other Current Assets | 417m |
Non-Current Assets | 442m |
PP&E | 116m |
Intangibles | 132m |
Other Non-Current Assets | 194m |
Current Liabilities | 844m |
Accounts Payable | 48m |
Accrued Liabilities | 460m |
Other Current Liabilities | 336m |
Non-Current Liabilities | 47m |
Other Non-Current Liabilities | 47m |
Free Cash Flow Analysis
Toast Inc
USD | |
Free Cash Flow | USD |
Earnings Waterfall
Toast Inc
Revenue
|
5.2B
USD
|
Cost of Revenue
|
-3.9B
USD
|
Gross Profit
|
1.3B
USD
|
Operating Expenses
|
-1.2B
USD
|
Operating Income
|
125m
USD
|
Other Expenses
|
33m
USD
|
Net Income
|
158m
USD
|
TOST Profitability Score
Profitability Due Diligence
Toast Inc's profitability score is 41/100. The higher the profitability score, the more profitable the company is.

Score
Toast Inc's profitability score is 41/100. The higher the profitability score, the more profitable the company is.
TOST Solvency Score
Solvency Due Diligence
Toast Inc's solvency score is 74/100. The higher the solvency score, the more solvent the company is.

Score
Toast Inc's solvency score is 74/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
TOST Price Targets Summary
Toast Inc
According to Wall Street analysts, the average 1-year price target for
TOST
is 44.32 USD
with a low forecast of 28.39 USD and a high forecast of 57.75 USD.
Dividends
Current shareholder yield for TOST is
.
Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?
The intrinsic value of one
TOST
stock under the Base Case scenario is
22.24
USD.
Compared to the current market price of 42.35 USD,
Toast Inc
is
Overvalued by 47%.