
UWM Holdings Corp
NYSE:UWMC

Operating Margin
UWM Holdings Corp
Operating Margin represents how efficiently a company is able to generate profit through its core operations.
Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.
Operating Margin Across Competitors
Country | Company | Market Cap |
Operating Margin |
||
---|---|---|---|---|---|
US |
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UWM Holdings Corp
NYSE:UWMC
|
7B USD |
48%
|
|
US |
![]() |
Rocket Companies Inc
NYSE:RKT
|
25.8B USD |
16%
|
|
US |
![]() |
Federal National Mortgage Association
OTC:FNMA
|
12.6B USD |
13%
|
|
US |
![]() |
Mr Cooper Group Inc
NASDAQ:COOP
|
8.4B USD |
37%
|
|
US |
![]() |
MGIC Investment Corp
NYSE:MTG
|
6.4B USD |
84%
|
|
BM |
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Essent Group Ltd
NYSE:ESNT
|
5.9B USD |
70%
|
|
US |
![]() |
Enact Holdings Inc
NASDAQ:ACT
|
5.4B USD |
77%
|
|
US |
F
|
Federal Home Loan Mortgage Corp
OTC:FMCC
|
5.2B USD |
94%
|
|
US |
![]() |
PennyMac Financial Services Inc
NYSE:PFSI
|
5B USD |
18%
|
|
US |
![]() |
Radian Group Inc
NYSE:RDN
|
4.8B USD |
69%
|
|
US |
![]() |
New York Community Bancorp Inc
NYSE:NYCB
|
4.5B USD |
0%
|
UWM Holdings Corp
Glance View
UWM Holdings Corp., commonly known as United Wholesale Mortgage, stands as a colossus in the mortgage lending space, encapsulating the traditional American ethos of hard work and innovation. Founded in 1986, this company has carved its niche not by vying for the limelight, but by leveraging its expertise in wholesale mortgage lending. Unlike retail mortgage lenders that sell directly to consumers, UWM operates as a behemoth in the intermediary space, partnering with independent mortgage brokers across the United States. This B2B model allows UWM to focus on providing exceptional service, cutting-edge technology, and competitive rates to its network of brokers, who then deliver the customized mortgage solutions directly to the consumer. Through this strategy, UWM plays an influential but indirect role in facilitating the American dream of home ownership, all the while maintaining a robust business model centered on its industry-leading efficiency. Financially, UWM's engine purrs through its loan origination services, where its income is primarily generated from the fees and interest associated with new mortgage underwritings. The company prides itself on a streamlined, tech-driven process, often touted as the fastest in the industry—a vital trait in the fast-paced world of real estate transactions. By embracing technology, UWM not only expedites the closing process but also minimizes costs, creating a seamless experience that strengthens its broker partnerships. This attention to operational excellence fosters a vast and symbiotic network of brokers, which in turn generates recurring business for UWM. The company further consolidates this ecosystem with proprietary software solutions that give brokers the tools to thrive, thus keeping UWM at the forefront of the mortgage industry’s evolving landscape.

See Also
Operating Margin represents how efficiently a company is able to generate profit through its core operations.
Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.
Based on UWM Holdings Corp's most recent financial statements, the company has Operating Margin of 47.6%.