Velocity Financial Inc
NYSE:VEL

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Velocity Financial Inc
NYSE:VEL
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Price: 19.64 USD -2.53%
Market Cap: $764m

Net Margin

20.7%
Current
Improving
by 4.4%
vs 3-y average of 16.3%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
20.7%
=
Net Income
$89.7m
/
Revenue
$433.3m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
20.7%
=
Net Income
$89.7m
/
Revenue
$433.3m

Peer Comparison

Country Company Market Cap Net
Margin
US
Velocity Financial Inc
NYSE:VEL
764m USD
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US
Rocket Companies Inc
NYSE:RKT
52.3B USD
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US
Mr Cooper Group Inc
NASDAQ:COOP
13.5B USD
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US
Federal National Mortgage Association
OTC:FNMA
9.5B USD
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US
UWM Holdings Corp
NYSE:UWMC
7.4B USD
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BM
Essent Group Ltd
NYSE:ESNT
6.3B USD
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US
Enact Holdings Inc
NASDAQ:ACT
6.3B USD
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US
MGIC Investment Corp
NYSE:MTG
6B USD
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US
Axos Financial Inc
NYSE:AX
5.4B USD
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US
PennyMac Financial Services Inc
NYSE:PFSI
4.7B USD
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US
Federal Home Loan Mortgage Corp
OTC:FMCC
4.7B USD
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Market Distribution

Higher than 84% of companies in the United States of America
Percentile
84th
Based on 15 072 companies
84th percentile
20.7%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Velocity Financial Inc
Glance View

Velocity Financial, Inc. operates a real estate finance company. The company is headquartered in Westlake Village, California and currently employs 215 full-time employees. The company went IPO on 2020-01-17. The firm originates and manages investor loans secured by one-to-four-unit residential rental and small commercial properties, which it refers to collectively as investor real estate loans. The company originates loans nationwide across its network of independent mortgage brokers. The firm's portfolio includes loans held for investment and loans held for sale. Its loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its loan portfolio totaled $2.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. The firm funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitizations, corporate debt and equity.

VEL Intrinsic Value
HIDDEN
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What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
20.7%
=
Net Income
$89.7m
/
Revenue
$433.3m
What is Velocity Financial Inc's current Net Margin?

The current Net Margin for Velocity Financial Inc is 20.7%, which is above its 3-year median of 16.3%.

How has Net Margin changed over time?

Over the last 3 years, Velocity Financial Inc’s Net Margin has increased from 13.3% to 20.7%. During this period, it reached a low of 12.8% on Dec 31, 2022 and a high of 20.7% on Sep 30, 2025.

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