B2 Impact ASA
OSE:B2I
B2 Impact ASA
B2Holding ASA engages in the acquisition and collection management processes for non-performing loans. The company is headquartered in Oslo, Oslo and currently employs 1,681 full-time employees. The company went IPO on 2016-06-08. The firm offers Debt collection services, that helps debtors back on track, and provide optimal collections through amicable solutions or legal processes. B2 Impact presents a flexible approach to the restructuring of debts. Such an approach is often of considerable benefit to a debtor, whose goal, despite temporary problems, is to restore his/her financial credibility and status as a reliable consumer; Debt purchase, that helps debtors back on track, and provide optimal collections through amicable solutions or legal processes; and Third party debt collection is offered as a service in the Baltics, Finland, Norway and Sweden on behalf of customers.
B2Holding ASA engages in the acquisition and collection management processes for non-performing loans. The company is headquartered in Oslo, Oslo and currently employs 1,681 full-time employees. The company went IPO on 2016-06-08. The firm offers Debt collection services, that helps debtors back on track, and provide optimal collections through amicable solutions or legal processes. B2 Impact presents a flexible approach to the restructuring of debts. Such an approach is often of considerable benefit to a debtor, whose goal, despite temporary problems, is to restore his/her financial credibility and status as a reliable consumer; Debt purchase, that helps debtors back on track, and provide optimal collections through amicable solutions or legal processes; and Third party debt collection is offered as a service in the Baltics, Finland, Norway and Sweden on behalf of customers.
EPS Growth: Earnings per share rose 74% year-on-year in Q3, tracking well ahead of initial and updated guidance.
Strong Collections: Cash collections jumped 40% compared to last year, with unsecured collections up 14% and REO sales performing strongly.
Dividend Outlook: Dividend for 2025 will be at least NOK 1.7 per share, at the top end of previous guidance.
Cost Efficiency: Operational expenses as a percentage of collections are trending down, driven by automation and cost discipline.
Investment Momentum: NOK 3 billion already committed for 2025, with active forward flow contracts providing a strong base into 2026.
Interest Cost Savings: Recent bond issue reduced annual interest cost by NOK 40 million.